Just Group plc

Finance Transformation - Continuous Improvement Leader- Fixed Term Contract Finance Transformation - Continuous Improvement Leader- (6 months FTC) London - Hybrid About the role With the organisation continuing to grow exponentially, increasing our use of systems and automation tools is needed to match this. This exciting role will support multiple change and improvement initiatives along with the groupwide Finance Transformation programme. This role supports the Head of Continuous Improvement in the delivery of transformation, continuous improvement and regulatory reporting change initiatives taking place across Finance Operations. In addition this role supports the Head of Finance Operations and Regulatory Reporting by providing backfill for existing Managers who may be required to provide SME support to the transformation programme. This may include regular management accounting information, IFRS results analysis, financial statements, and regulatory returns. The role holder will be responsible for adherence to group accounting policies, ensuring that all changes to regulation and best practice are monitored and considered, and support the Head of Finance Operations and Regulatory Reporting to provide an excellent service to senior management and third parties with product development and policy administration systems design and improvement. Other key elements of the role include relationship management with other professionals both inside and outside the immediate Finance division, including the External Auditors. The rolewill also include liaison with other Finance and business functions. Responsibilities Support finance transformation initiatives that will improve efficiency, effectiveness and reduce operational risk for the finance team Provide business support on material finance transactions and projects Work with key managers within Actuarial Reporting, Finance Operations and the wider business, ensuring that the team is kept up to date with both the developing business (new products) and changing external environment Ensure that risks regarding the results production and financial operations are reported, understood and mitigated Ensure appropriate controls and reconciliations are in place to support the accuracy and financial integrity of the results Support delivery of the monthly reporting close process to ensure the results are complete, accurate and compliant with group accounting policies Skills & Experience Professional Accountancy Qualification, e.g. ICAEW, ACCA, CIMA or equivalent is essential Significant experience of financial services accounting / reporting change and transformation Excellent knowledge of life accounting and reporting Excellent knowledge of data management and analysis Knowledge of financial analysis and controls Good problem analysis and pro-active resolution skills Understanding of the industry and the market Excellent verbal and written communication Excellent attention to detail Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones

We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Purpose The Head of Investment Strategy will be responsible for implementing our investment approach, in particular that our asset allocation is appropriate from an accounting and regulatory balance sheet perspective, new initiatives are appropriately evaluated and our strategy is connected to the activities of the rest of the investment team and the broader business. The purpose of the role is to support our investment activity of the business such that we can offer our policyholders the best possible security and pricing. Job Role Accountabilities Technicals Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17) dynamics of our balance sheet via optimising the back book and new business investment Be responsible for understanding and implementing investment strategy with regard to the regulatory (Solvency 2 / Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Demonstrate market leading understanding of our regulatory requirements and industry standards, keeping abreast of changes and assessing how our investment strategy can evolving best practices. Collaborate with legal and compliance teams to address any regulatory challenges or inquiries. Be aware of and be conversant in The accounting and regulatory impact of investments The landscape of investment opportunities that are appropriate for a UK life assurer, including what our peers are doing Asset allocation: Be responsible for implementing and reporting on our asset allocation approaches: Strategic - over the long term Medium term - over 5 years Annual (matching adjustment portfolio only) - investment of new money and back book over a given calendar year, updated quarterly Tactical - strategic views in light of pricing, credit, macro factors In general leading on asset allocation discussions, including how it may change with best practice, how the nature of our liabilities change and other business imperatives In relation to our non-matching / surplus assets implement the approved strategy, asset allocation, investment actions and monitoring Develop and implement methodologies for pricing new business opportunities, considering market conditions, risk factors, and potential returns. Collaborate with underwriting and actuarial teams to ensure pricing models align with the company's financial objectives Understand how these need to be reflected in the investment strategy and asset allocation Collaborate with portfolio managers, analysts, and other stakeholders to ensure effective execution of the investment strategy Stay abreast of market trends and industry developments to identify and assess new asset classes that are appropriate for our investment strategy. Evaluate the risk-return profiles of potential new asset classes and make recommendations for their inclusion in the investment portfolio Implement robust risk management frameworks to identify, assess, and mitigate potential risks associated with the portfolio Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio. Collaborate with relevant teams to assess the impact of in specie transactions on the overall portfolio and implement strategies to maximize their value. Broader Business Collaboration: Communicate investment strategies, performance, and market insights to internal and external stakeholders, including senior management, board members, and clients. Foster transparent and collaborative relationships with key stakeholders Produce accurate and concise material, including internal papers, investment proposals and management information where relevant, liaising with internal stakeholders including Legal, Finance, Actuarial, Capital Management and Risk. Write and present investment papers to appropriate internal committees Help to ensure that Just Group complies with internal and regulatory standards on responsible investment. Support further ad hoc investment related projects including investment aspects of Solvency II, transforming asset portfolios, day to day management of internal / external stakeholders etc Further associated ad hoc tasks and projects that may be required from time to time. Lead and inspire a high-performing investment strategy team, fostering a culture of innovation, collaboration, and continuous improvement. Provide mentorship and professional development opportunities for team members. Manage staff in the team in a manner that meets Just's cultural and business objectives Examples of Key Activities Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17 and Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Propose and justify an asset allocation for new business on the basis of current investment activity and business financial metrics. Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio Qualifications Must have a first class or upper second class degree or equivalent experience CFA or similar Skills and Knowledge Excellent analytical skills, including ability to make commercial judgements in light of uncertain circumstances. Able to support judgement calls with a clear justification. Excellent verbal, written communication and interpersonal skills, with the ability to present investment matters in a clear and concise manner Understanding and experience in executing research, due diligence and investment evaluation Strong results focus, with ability to work efficiently and grasp concepts that are not straightforward, yet seek guidance where necessary Excellent team-working skills and ability to maintain relationships with internal stakeholders and develop relationships with external parties Demonstrate strong aptitudes in: Investment matters and strategies, in particular credit, with the ability and interest to develop further Research and getting a thorough understanding of the issues being examined Approaches to understanding and evaluating risks Investing on behalf of liability driven investors Knowledge of: Long only and fundamental investing, with the ability and interest to develop further Fundamental understanding of the challenges and considerations involved in investing on behalf of a life insurer. Financial markets in general Understanding of the products and services provided by Just Group Experience Demonstrable track record of relevant experience in a bank, insurance company, asset manager or consultant Experience managing fixed income portfolios, asset allocation and portfolio construction Recognising that this is a "Head of" level hire, experience in taking ownership of activity is essential Coding skills, like Python would be an advantage Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just . click apply for full job details

Lead Software Engineer - Retail Technology Full Time London - hybrid Who are Just? We're a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose-driven company with compelling and credible goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and peace of mind in retirement. Purpose We are looking for an experienced Tech Lead to play a pivotal role in transitioning critical on-premise applications to modern cloud architectures hosted on Microsoft's Azure cloud platform. You will be responsible for fostering a culture of engineering excellence, enhancing team maturity across the Software Development Lifecycle (SDLC), and ensuring the delivery of scalable, resilient, and observable systems. Key Responsibilities: Technical Leadership Lead the design, development, and deployment of modern cloud-native solutions, migrating legacy on-prem VB and C# applications to Azure-based platforms. Architect robust, scalable, and secure solutions using Azure, Docker, and Azure Kubernetes Service (AKS). Champion best practices in observability, resilience, and scalability within all technical solutions. Drive the adoption of microservices, API-first architectures, and event-driven systems, where applicable. Team Development & Maturity Mentor, coach, and develop engineering teams to enhance technical capability and maturity across the SDLC. Foster a culture of continuous improvement, agility, and DevOps practices, promoting automation and CI/CD pipelines. Act as a role model for engineering excellence, ensuring high-quality code, peer reviews, and effective documentation. Stakeholder Collaboration Work closely with Product Owners, Solution Architects, Business Analysts, and other stakeholders to translate business requirements into technical solutions. Influence and guide technical decisions at both strategic and tactical levels. Communicate complex technical concepts to non-technical stakeholders effectively. Operational Excellence Implement strong observability practices, leveraging tools for monitoring, logging, and alerting to ensure system health and performance. Design for high availability, disaster recovery, and resilience to meet stringent SLAs in a regulated financial environment. Proactively identify technical debt and drive initiatives to address it. Required Skills & Experience: Technical Expertise Proven experience leading modernisation projects from legacy on-prem systems (VB, C#) to cloud-native architectures. Strong hands-on knowledge of Microsoft Azure, including Azure DevOps, AKS, Docker, and microservices. Solid understanding of containerisation, orchestration, and cloud infrastructure as code (e.g. ARM templates, Terraform, Ansible). Experience with observability tools (e.g. Dynatrace, Azure Monitor, Application Insights, Prometheus, Grafana). Deep understanding of resilience patterns, scalability, and high-availability architectures. Skills Demonstrable experience mentoring and growing engineering teams, improving practices across the SDLC. Strong background in Agile, DevOps, and CI/CD pipelines. Ability to foster a culture of accountability, technical excellence, and continuous learning. Excellent communication, influencing, and stakeholder management skills. Strategic thinker with strong problem-solving capabilities. Adaptable and resilient in a fast-paced, evolving environment. Company Benefits A Competitive Salary, Pension Scheme, and Life Assurance 25 Days Annual Leave plus an Additional Day for your Birthday Private Medical Cover and Income Protection A generous and highly achievable bonus scheme - paid annually based on individual and company performance Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available via our Online Benefits Portal Several additional purchase options available for you and your loved ones Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We encourage our people to make small and meaningful changes in their everyday lives. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We have joined a number of initiatives designed to improve outcomes for employees from underrepresented backgrounds. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and most importantly - each other.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose The purpose of this role is to undertake actuarial input on asset solutions and funded reinsurance as required to support delivery of the DB Business Plan and the management of ongoing funded reinsurance contracts. Job Accountabilities Support the Head of DB Transaction Solutions with the development of tools, processes and methodologies for the production of price locks for DB transactions, working closely with the DB pricing team to streamline BAU price lock production and colleagues in Treasury on the production of bespoke price locks for complex transactions. Monitor aggregate market risk exposure across ongoing DB transactions and summarise for the Pricing Committee and Market Risk Forum. Liaise with Treasury and ALM on the implementation of hedges to mitigate market risk in "exclusivity". Give initial consideration to scheme requests to transfer liquid assets in-specie as part of premium payment and coordinate with the Investment Team on more detailed analysis. Support the Head of DB Transaction Solutions with the continued development of illiquid asset solutions, including deferred premium and in-specie transfers to either hold on balance sheet or in anticipation of a secondary market sale. Support the Head of DB Transaction Solutions with the continued development pricing methodologies for larger DB transactions - including bespoke pricing approaches for specific deals. Collateral management for existing funded reinsurance arrangements and support for the DB Reinsurance Development team in relation to new funded reinsurance agreements. Provide ad hoc support for new "features" as needed for strategically significant, complex, or large deals. Develop a deep knowledge of systems and tools used across DB and ensure further developments are efficiently integrated. This will include developing proficiency in programming languages utilised in DB (in particular, Julia) and a focus on scalable coding solutions that limit reliance on excel. Qualifications Obtained FIA qualification Skills and Knowledge Strong analytical and problem solving skills Strong IT skills, particularly Excel and coding Good interpersonal, team working and leadership skills Excellent verbal, and written communication, with the ability to present complex financial concepts in a clear and concise manner Ability to work without supervision Strong technical skills, deep technical knowledge of actuarial concepts particularly those underlying bulk annuity pricing. Strong knowledge and awareness of the DB buy in/buy out market, life insurance and relevant regulation. Experience Minimum of 3 years of experience of working within a pension consultancy or life insurance company.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose: As a Behavioural Scientist in the Demographic Risk group at Just, you will play a crucial role in analysing behaviour and health-related data to derive actionable insights that inform decision-making processes and drive improvements in pension provision. You will work closely with key business stakeholders to identify opportunities to drive value from data and lead the development of advanced analytics & modelling algorithms. You will be comfortable working independently and as part of small teams in dynamic projects across Just to develop predictive models, identify behaviour and health trends, and implement data-driven solutions. You will be responsible for identifying opportunities for improvements across systems and processes. You will ensure that our analytics and activities comply with data protection law and that we are upholding our values and ethics in how we use data. Nature of the Role: Data Analysis & modelling Clean, preprocess, and validate behaviour and health data to ensure accuracy and reliability of analyses. Produce and present insightful analysis from multiple large data sources to help drive business performance. Data Insights Collaborate with actuaries, underwriters, biostatisticians and other data users to understand the impact of behaviours on health and retirement planning and tailor analytical solutions accordingly. Communicate complex behavioural findings and insights to both technical and nontechnical stakeholders in a clear and understandable manner. Work with colleagues to agree, document, implement and monitor actions for improving the quality of data. Support the implementation of the data governance framework at Just. Stay current with advancements in behavioural and data science to propose and implement innovative solutions. Ensure that high-quality documentation is developed, maintained, regularly reviewed and stored for all solutions developed and all operational processes. Examples of Key Activities: Setting behavioural science priorities in consultation with business owners. Estimating and tracking the benefits of data science projects. Sourcing and analysing data. Spotting trends, patterns, and relationships within data. Using data-driven techniques for solving business problems. Communicating the results of your analysis to business owners. Documenting your programs and quality assurance process. Deploying and reviewing quality assured models. Qualifications Essential for the role: Master's in a quantitative field such as Behavioural Science. Skills and Knowledge Analysis of structure, semi-structured and unstructured data. Programming - SQL, Python, R. AI/ML ethics. Understanding of Data Governance concepts and best practice. Quick understanding of business problems and requirements. A willingness to learn new skills and adapt to new technologies. Good understanding of Microsoft Server technologies (Azure, T-SQL, SSIS, SSRS, Power BI). Experience At least five years' experience of working as a Behavioural Scientist or equivalent role, in applying statistical models and machine learning algorithms to behaviour and health-related data sets. Experience and ability to respond to business needs by identifying appropriate statistical methodologies and presenting insights for decision making. Attention to detail & problem-solving skills. Relationship building skills and collaborative working style. Experience with IT development processes and delivery lifecycles; development methodology; release strategy and configuration management; development tools, and applications across full project lifecycles. Experience with Power BI or a similar data visualisation tool is desirable. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £2bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Own and manage long term relationships with Employee Benefit Consultants (EBCs), independent trustees and other market stakeholders such as lawyers and advisers. Deliver sales of Defined Benefit (DB) business through the relationships that have been developed with the EBCs. Additional focus to work with other Deal Managers to manage end to end managing of the bulk quotation platform, originating material volumes of profitable DB Risk Transfer business. Job Role Accountabilities Build and manage long term relationships with allocated EBCs and other market stakeholders such as lawyers to drive sales and maintain/improve JR's reputation in the DB market, including clear account plans for allocated EBCs. Assist in delivery of the business plan to achieve the DB metrics, actively looking for opportunities to maximise profit. Lead on own pipeline schemes from quotation to transaction ensuring effective risk management of the legals, including obtaining the required approvals from the relevant individuals. Work with the Reinsurance Lead and Head of Reinsurance Relationships to ensure all relevant cases are presented to possible reinsurers. Contribute to the detailed sales pipeline report and other MI as required and provide updates of pipeline to team meetings. Build and maintain strong relationships with Pricing, Transition and Operations, enabling strong process/working together. Assist in delivering suitable marketing materials (including scheme specific information) to ensure that they deliver the correct message in a coherent and compliant nature. Participate and where appropriate organise relevant marketing events for external clients. Attend relevant forums and meetings as required. Provide assistance/cover to business development team members. Skills and Knowledge Good level of business acumen. Problem analysis and resolution skills. Ability to cope with conflict and crisis situations. Capable of working collaboratively and effectively, understanding resource implications. Excellent verbal, written communication, and interpersonal skills. Open minded and willing to engage in challenge. Good degree of understanding of the products and services provided by the Group, the markets, and the regulatory/legal framework that the Group operates within. Knowledge of the DB de-risking market, pricing of DB liabilities and associated metrics, Annuity products and pricing systems, Solvency II capital requirements and Reinsurance arrangements. Proactive approach to integrating technology into daily tasks and processes. Experience Experience gained in the Life Insurance industry. Defined benefit experience and knowledge of current Pensions legislation. Experience in the bulk annuity market. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy, ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Along with the Investment Team (Team), the Credit Research Function (CRF) has grown significantly in order to help deliver Just's strategic and operational objectives. The Team is managing internally an increasing amount of public bonds, while at the same time on-boarding more external asset managers. The CRF is quite critical for asset deployment as it provides, inter alia, credit fundamental expertise for most assets in our portfolio, either internally- or externally managed. The CRF was for a long time integrated in terms of public and private research, but going forward, the structure of the team will change, with a delineation between liquid and illiquid assets being introduced. As part of the strategic refresh of the Public Credit Research function within the CRF, a Senior Credit Research Analyst will be one of the more senior members of a team with a broad portfolio of assets to cover and considerable new business premia to invest each year. Job Role Accountabilities Public Issuer Coverage Taking ownership of a coverage group of issuers, with responsibility for ongoing monitoring, including (among others) investment recommendations, credit notes and earnings updates Identifying and initiating coverage on issuers that are new to the portfolio, from an initial short-term recommendation through to a more comprehensive review within a defined time period Being assigned a number of sectors for which the senior analyst will be the specialist on within the team, including sector reviews, updates on relevant news and attending conferences or trainings to improve sector understanding Work closely with the broader investment team to proactively suggest trading opportunities whether they be focused around return enhancement, portfolio optimisation or credit mitigation Being a key stakeholder between the CRF and the Public Credit team who are responsible for liquid portfolio management Creating portfolio benchmarks to help suggest trade opportunities Occasionally working with the private assets team to share sector or issuer expertise in the context of illiquid asset transactions Projects Take a role in projects across the business that require credit team involvement, whether originated from credit or requiring our input for other purposes (e.g. regulatory actions, investor relations, ALM) Being a point of contact within the investment team for other departments (e.g. risk, DB, actuarial) by maintaining relationships with other verticals and building a reputation for reliability and quality Writing and presenting papers on projects to relevant committees on updates, requests for approvals and general discussion, ensuring that materials produced are of high quality and in line with expectations of those committees Upgrading existing and creating new tools in order to enhance the credit research function ways of working Being a role model to other members of the credit team and the investment team more broadly, through attitudes and behaviours suiting a more senior member of the team, aligned with Just's values Setting an example to more junior members of the team, including line management of graduate research analysts Providing training to credit research analysts and other team members MI Production Oversee the production of regular MI and other resources used by the credit research team, including comprehensively understanding the process by which they are created, updated and refreshed, reviewing outputs produced by more junior members of the team, and leading relationships between credit research and the consumers of MI and other outputs that are created Take steps to improve processes where possible to ensure that outputs are robust, automated where possible, and of maximum use to end users Ensure that the quality of resources is in line with the expectations of the wider business Examples of Key Activities Reviewing primary opportunities and producing investment recommendations under tight timeframes Maintaining live and active coverage of a portfolio of issuers, including earnings updates and reactions to news events Training junior members of the CRF, including the use of credit research tools, fundamental analysis and MI Skills and Knowledge A generalist profile would be preferable; past coverage of any of the following sectors will also be seen as a strong positive: utilities (focus on UK-regulated electricity and gas and water), communication, industrial, consumer non-cyclical and financial Good knowledge of Bloomberg functions, including bond pricing, ratings, news alerts, portfolio set up and issuances Good knowledge of rating agencies' approaches and ability to use their rating methodologies to perform internal ratings Understanding of bond prospectuses' structures and ability to capture relevant information Accuracy, autonomy, attention to details, intellectual curiosity, strong verbal and writing skills and deliverability under tight deadlines are very valuable attributes to have in order to be successful in this function Team spirit and collaboration are essential Basic knowledge of the SII framework for insurers would be seen as a strong positive Experience 5 to 7 years in a full-time credit research position in a sell- or buy-side institution, such as a bank or an asset manager Either a publishing or non-publishing role, primary and secondary markets Experience in structuring private assets and in contributing to enhancing deal structures Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.

Director of Investment Operations & Reporting We are looking for a Director of Investment Operations and Reporting to lead the investment operations and reporting teams, assuming accountability for its outcomes (including planning, prioritization, and execution), providing leadership, interfacing/partnering with other business areas, driving delivery of significant change & improvements, and contributing to the overall growth of the organization. You will be responsible for driving BAU, change, and improvements across Middle Office, Back Office, short-term liquidity risk management, and collateral management, as well as overseeing the Treasury Management System (TMS) - Quantum. Responsibilities Middle Office Lead the validation of trade instructions' execution with third parties and the internal investment team. Build and leverage third-party relationships, including oversight of third parties - custody, asset managers, and banks. Oversee the validation and settlement of investment fees with third parties. Manage the accuracy of information flowing to the Data Warehouse/inputs to actuarial/finance processes. Liquidity Management Lead the risk framework and policy for short-term liquidity. Devise tools for managing liquidity, including the active deployment of excess liquidity into appropriate return-yielding investments. Oversee the production of MI at MAP, NMAP, legal entity, and Group level regarding cash and liquidity, including cash flow forecasts and PRA Reports as required. Ensure that liquidity risk is managed in accordance with the Group Short-term Liquidity Policy and that Liquidity Stress Testing is conducted on a regular basis. Ensure that all liquidity requirements are escalated and actioned on a timely basis. Manage and report on derivative and reinsurance collateral, including execution of instructions for collateral moves, requesting counterparties to post collateral on a timely basis. Generate accounting records, reports, and disclosures on collateral, including reporting on collateral adequacy. Complex Asset Valuation Supervise and drive the asset and derivative modeling requirements of the TMS, including recommendation of key judgments and assumptions. TMS Implementation and Optimization Drive the implementation of changes, embedding of controls, and training of teams. Drive operating model considerations. Supervision of Relevant Outsource Supplier Relationships Relevant suppliers include financial institutions, asset managers, custodians, asset servicers, and pricing services. Ensure compliance with Group Outsourcing Policy. Team Management Be a proactive member of the Just Group plc leadership team, working collaboratively across the business. Build a high-performing team, improving skills, capabilities, and fully leveraging the treasury system functionalities. Ensure that Risk Sword/OneSumX is properly maintained and actioned for risks, controls, and incidents. Run or attend key governance committees including ALCO, Matching Adjustment Committee, Credit Committee, and Complex Assets Valuation Committee. Qualifications Experience leading middle and back office investment activities in a complex financial services environment (ideally, life insurance). Strong understanding of life insurance organization's balance sheet management and drivers of performance. Short/Medium-term liquidity risk management exposure. Treasury or investment qualification is desirable. Ability to identify and solve complex operational and functional problems. Ability to influence and persuade colleagues up to senior levels, applying strong negotiation skills. Company Benefits A Competitive Salary, Pension Scheme, and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose To lead the efficient management of Matching Adjustment Portfolio(s), and support the optimisation of ALM position of the Group and regulatory insurance entities within the Group. Skills and Knowledge Deep knowledge of the dynamics of life insurer balance sheets and of Solvency UK requirements for base balance sheet and capital requirements. Strong experience in ALM techniques and financial instruments. Excellent communication skills, both verbal and written, with a proven ability to communicate complex ideas and analysis to less technical audience in a clear and concise manner, and to challenge others in a clear and constructive manner. Excellent problem solving skills, with an ability to take initiative to proactively identify and solve problems. Strong delivery and deadline focus. Very good working knowledge of Excel, VBA and at least one other object-orientated programming language (e.g. Python). Experience Extensive experience at a life insurance company with recent experience in capital management, MAP management, ALM and Investment. Proven track-record of developing practical solutions to complex technical issues. Extensive experience in stakeholder and project management. Previous experience of MAP optimisation, capital management projects, PRA engagement would be an advantage. In this role you will be responsible for: Manage Regulatory Compliance and Performance: Oversee the regulatory compliance, operations, and performance of Matching Adjustment Portfolios (MAPs) for life insurance companies, ensuring alignment with both internal objectives and external regulations. Maintain Integrity of MA Securitisations: Ensure the ongoing integrity and maintenance of Matching Adjustment-eligible internal securitisations, including LTMs, keeping these structures compliant and efficient. Lead Regulatory Development Initiatives: Drive the implementation of new regulatory initiatives related to MAP management, such as embedding HP cash flows, ensuring regulatory changes are integrated effectively. Assess MAP and ALM Impact of Group Projects: Evaluate the impact of group-level projects involving new asset or liability classes on MAPs and wider ALM implications, recommending strategic actions to manage them efficiently. Conduct Forward-Looking ALM Analysis: Perform quantitative analysis on the forward-looking Asset-Liability Management (ALM) positions of regulated entities and the Group as a whole, identifying opportunities for improvement and ensuring alignment with risk appetite. Engage MA Features Assessment and Lead MA application: Provide SME inputs on the assessment of new asset and liability features and manage MA permission applications. Engage with Stakeholders on MA Management: Collaborate with key stakeholders to enhance the efficiency of MAP management by leveraging innovative techniques and aligning with regulatory guidance and market best practices. Develop and Maintain ALM Framework: Support the development of a robust and efficient framework for managing the Group's ALM positions, ensuring long-term financial stability and operational efficiency. Support ALM Risk and Liquidity Management: Assist the ALM team in managing ALM risk, performance, and medium to long term liquidity positions. Implement First Line Validation: Execute first line validation activities in line with the validation framework, ensuring appropriate actions are taken in response to validation findings. Mentor and Guide Team Members: Lead and mentor junior team members, supporting their professional development and ensuring they contribute to the team's ALM objectives. Enhance ALM Capacity through Technology: Collaborate with the wider Capital Management team to scale ALM capabilities by leveraging technology solutions, driving operational efficiency.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose: To design and assist in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. To contribute to the creation and maintenance of technology roadmaps and overall system strategy. To work closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Key Accountabilities Ensure roadmaps and strategy are understood in both technical teams and the wider business. Design solutions to meet non-functional Requirements (NFRs). Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Help the business-led development teams with some hands-on engineering/PoCs. Qualifications: Degree educated. Technical Certifications. Skills and Knowledge: Ability to engage with business SMEs to understand complex requirements and ask the right questions. Flexible, adaptable and pragmatic approach to design options to facilitate decision making. Architecting solutions using Microsoft Azure. Integrating solutions with 3rd party platforms and services. Architecting applications using Python, .Net, React, micro services and APIs. SQL Server and other cloud storage technologies (NoSQL/Blob etc.). Knowledge of cloud infrastructure and networking. Knowledge of traditional server infrastructure and networking. Microsoft 365 products and capabilities. Knowledge of Microsoft Dynamics CRM and Microsoft Power Platform beneficial but not essential. Experience: Significant commercial experience working in technology, within Financial Services is essential. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Experience of actuarial and finance systems. Experience of working with regulated financial services companies. Experience of integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.

We are looking for a Head of Investment Valuation to lead our Investment Valuation team and deliver asset modelling methodology and systems, short-term liquidity risk modelling and management, and other initiatives. Responsibilities Lead the Investment Valuation team in accordance with Just's behavioural principles. Drive strategy and proactively shape outcomes for the team. Provide actuarial/technical expertise to support the accurate and appropriate valuation of Just's investment assets, derivatives, and repo. Lead asset modelling and governance development required to value new types of assets, driving dialogue with asset managers as required. Maintain a master list of Just's requirements for asset managers in respect of asset valuation and reporting. Provide technical expertise to own, develop, and maintain the documentation of the Group's asset, derivatives, and repo modelling methodology, including IFRS Level 3 assets and limited-price-indexation (LPI) linked assets valuations and validations. Own the technical development and maintenance of the LPI projection model and other market yield curve infrastructure. Own and maintain a sustainable operating model for illiquid asset valuation and associated independent price verification ("IPV"); manage the associated asset manager and vendor relationships. Analyse and explain the IFRS Level 3 asset valuation differences between Just Group and asset managers or other vendors supplying valuations where applicable. Provide actuarial/technical expertise to model short-term liquidity risk. Provide technical assistance/actuarial input to other initiatives associated with the Investment Operations function. Assess and communicate to key asset valuation judgment areas for relevant management, executive, and Board committees. Deputy chair the Asset Valuation Committee. Assist with preparing clear and concise material and presentations, internal papers, approvals, and management information, where applicable. Lead dialogue with external auditors regarding asset valuation matters. Develop and maintain an appropriate risks and controls framework for asset valuation processes. Work closely with internal stakeholders, most notably in the areas of Investments, Finance, Actuarial, and Risk, and in particular, support the regular Investment Operations processes. Skills & Experience A qualified actuary or equivalent quantitative and professional profile. The ideal candidate would have substantial experience in the Investments, Reporting, or Treasury area. Track record of developing practical solutions to complex technical issues. Experience in financial markets, particularly corporate bonds/loans, financial derivatives, and repo are highly desirable. Excellent knowledge of fixed income assets, derivatives, and repo. Knowledge of Bloomberg and FIS Quantum is desirable. Excellent knowledge of Excel and VBA and potentially other financial modelling software. Excellent problem-solving skills. Good understanding of data management and analysis. Ability to communicate complex ideas and analysis to a less technical audience. Able to take the initiative to identify and solve issues proactively. Company Benefits A competitive salary, pension scheme, and life assurance. 25 days annual leave plus an additional day on us for your birthday. Private medical cover and income protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and trained physical & mental health first aiders (on-site). A variety of employee-funded benefits available to you via our online benefits portal. Plus, several additional purchase options available for you and your loved ones.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Aligned with the company's growth, we are now recruiting for a new role in the Solution Architecture team to support Retail Technology in: Designing and assisting in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. Contributing to the creation and maintenance of technology roadmaps and overall system strategy. Working closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Job Role Accountabilities Evaluate (and recommend) solutions, including costs and impact. Ensure solutions align to the Business and Systems Strategy. Ensure solutions meet Regulatory, Legal and Risk requirements. Ensure roadmaps and strategy are understood in both technical teams and the wider business. Define non-functional Requirements (NFRs), major system elements, subsystems, and interfaces. Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Examples of Key Activities Collaborate with business stakeholders, programme managers, product owners, development teams, 3rd parties and suppliers to define options and solutions. Attend all relevant agile ceremonies, including lean start-up, programme increment planning and refinement sessions to safeguard the design. Attend all architecture community sessions. Present designs to the Technical Design Authority. Review software requests as part of the Software and Services Approval Board. Review change requests as an architecture approver on the Change Advisory Board. Enable teams to make decisions through prototypes/proof of concepts, guidelines, advice and collaborative working practices. Mentor and supports colleagues, attend or organise communities of practice centred around technologies or systems. Collaborate with architecture colleagues in improving the architecture community. Skills, Knowledge and Experience Essential for the role: Significant, proven commercial experience working in Technology, ideally within Financial Services. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Skills in architecting solutions using Microsoft Azure, IaaS, PaaS and SaaS. Ability to integrate solutions with 3rd party platforms and services. Architecting applications using .Net, React, micro services and APIs. Knowledge of architecture design patterns (SOA, event-driven micro-services, APIs etc.). SQL Server and other storage technologies (NoSQL/Blob etc.). Beneficial to have experience of any of the following: Actuarial and finance systems; working with regulated financial services companies; integrating in-house applications with third party solutions; integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.

We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Aligned with the company's growth, we are now recruiting for a new role in the Solution Architecture team to support Retail Technology in: Designing and assisting in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. Contributing to the creation and maintenance of technology roadmaps and overall system strategy. Working closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Job Role Accountabilities Evaluate (and recommend) solutions, including costs and impact. Ensure solutions align to the Business and Systems Strategy. Ensure solutions meet Regulatory, Legal and Risk requirements. Ensure roadmaps and strategy are understood in both technical teams and the wider business. Define non-functional Requirements (NFRs), major system elements, subsystems, and interfaces. Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Examples of Key Activities Collaborate with business stakeholders, programme managers, product owners, development teams, 3rd parties and suppliers to define options and solutions. Attend all relevant agile ceremonies, including lean start-up, programme increment planning and refinement sessions to safeguard the design. Attend all architecture community sessions. Present designs to the Technical Design Authority. Review software requests as part of the Software and Services Approval Board. Review change requests as an architecture approver on the Change Advisory Board. Enable teams to make decisions through prototypes/proof of concepts, guidelines, advice and collaborative working practices. Mentor and supports colleagues, attend or organise communities of practice centred around technologies or systems. Collaborate with architecture colleagues in improving the architecture community. Skills, Knowledge and Experience Essential for the role: Significant, proven commercial experience working in Technology, ideally within Financial Services. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Skills in architecting solutions using Microsoft Azure, IaaS, PaaS and SaaS. Ability to integrate solutions with 3rd party platforms and services. Architecting applications using .Net, React, micro services and APIs. Knowledge of architecture design patterns (SOA, event-driven micro-services, APIs etc.). SQL Server and other storage technologies (NoSQL/Blob etc.). Beneficial to have experience of any of the following: Actuarial and finance systems; working with regulated financial services companies; integrating in-house applications with third party solutions; integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.

To support the development, implementation and maintenance of the internal securitisation process in order to convert the LTM cash flows into MA eligible notes To support the development, implementation and maintenance of the process for new business (and potential other scenarios) in line with the internal securitisation rules. To support the assessment of liquidity and ALM implications of Group projects related to new assets or liabilities classes. To support the development and maintenance of a robust and efficient framework for managing the ALM position of the Group. To perform quantitative analysis of the forward-looking ALM position of each regulated insurance entity and the overall Group and recommend actions to ensure the investment portfolio remains appropriate To maintain the efficiency of the Matching Adjustment Portfolio(s) and ensure assets are appropriately structured for Solvency II Matching Adjustment To prepare relevant materials based on the requests of the Matching adjustment committees, investment committee and Asset Liability Committees To analyse the efficiency of, and recommend actions and strategies (including hedging) to optimise, the ALM position in light of overall business objectives (e.g. capital, liquidity, profit or other metrics) and past performance To support the development and maintenance of a long-term liquidity framework and associated analyses and develop recommendations to ensure the Group remains within the overall long-term liquidity risk appetite To provide input into the short-term liquidity analysis performed by Treasury To support the development of a capital projection platform to facilitate robust analysis of "what if" ALM scenarios To work with the rest of the business to implement approved actions and strategies To implement first line validation activities in accordance with the validation framework and facilitate appropriate action in response to validation findings