Head of Tax 12 month fixed term contract At Just, we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail. Who are Just? We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market-leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. About the role We are looking for a Head of Tax on a 12-month fixed-term contract basis. Reporting to the Group Financial Controller, the Head of Tax will be responsible for providing a full range of tax compliance and reporting services to Just Group covering Corporation Tax, Value Added Tax, and Payroll/Annuitant taxes. You will also be responsible for tax planning and structuring, tax advice across Defined Benefits, Retail, Investments, and HR matters, as well as controllership of tax processes and leadership of the Group's approach to tax. Responsibilities Lead and manage a tax team, responsible for setting its vision and strategy. Drive the team towards continuous improvement in processes and support of the business. Be the ambassador for tax, ensuring that appropriate colleagues across the Group are aware of the need to consider tax impacts of actions. Appoint and manage relationships with appropriate taxation advisers to ensure taxation advice is delivered in a controlled, effective, and cost-efficient way. Manage the tax reporting process and be accountable for IFRS and Solvency II tax figures. Develop, obtain approval for, and maintain the Group Board's tax Strategy. Oversee the relationship with HMRC, ensuring they are fully informed on tax matters within the Group. Monitor tax developments and ensure tax structuring and compliance are dynamic to change, with tax processes, systems, and controls adapting and evolving. Skills & Experience Significant post-qualification experience within the insurance industry or financial services is essential. Qualified accountant is essential. Considerable cross-border tax specialist knowledge, mainly UK. Ability to resolve issues and problems. Sound understanding of the impact of various activity types on tax. Strong communicator with internal and external stakeholders, able to communicate complex matters. A flexible style of working that allows both a focus on routine activities and the ability to focus on key project work as and when required. Company Benefits A competitive salary, pension scheme, and life assurance. 25 days annual leave plus an additional day for your birthday. Private medical cover and income protection. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunities to progress within your career both in-role and within the company. Free access to the Headspace app, a 24/7 Employee Assistance Helpline, and trained physical & mental health first aiders (on-site). A variety of employee-funded benefits available via our online portal, with additional purchase options for you and your loved ones. Why Just? At Just, you'll have the opportunity to develop your career while making a difference in the lives of others. You'll be part of a company with a strong and distinctive culture - ambitious, curious, and collaborative - with decisions centered around being Just and delivering the best outcomes for our customers. We're committed to building a sustainable business, working towards our Net Zero targets by reducing reliance on fossil fuels, switching to sustainable energy sources, and investing in green and social assets. Valuing diversity of thought and fostering a sense of belonging are critical to our success, driving innovation and balanced decision-making. Our DEIB initiatives aim to deliver a positive employee experience rooted in belonging, supporting issues like intergenerational working, social mobility, and neurodiversity.
Aug 11, 2025
Full time
Head of Tax 12 month fixed term contract At Just, we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail. Who are Just? We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market-leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. About the role We are looking for a Head of Tax on a 12-month fixed-term contract basis. Reporting to the Group Financial Controller, the Head of Tax will be responsible for providing a full range of tax compliance and reporting services to Just Group covering Corporation Tax, Value Added Tax, and Payroll/Annuitant taxes. You will also be responsible for tax planning and structuring, tax advice across Defined Benefits, Retail, Investments, and HR matters, as well as controllership of tax processes and leadership of the Group's approach to tax. Responsibilities Lead and manage a tax team, responsible for setting its vision and strategy. Drive the team towards continuous improvement in processes and support of the business. Be the ambassador for tax, ensuring that appropriate colleagues across the Group are aware of the need to consider tax impacts of actions. Appoint and manage relationships with appropriate taxation advisers to ensure taxation advice is delivered in a controlled, effective, and cost-efficient way. Manage the tax reporting process and be accountable for IFRS and Solvency II tax figures. Develop, obtain approval for, and maintain the Group Board's tax Strategy. Oversee the relationship with HMRC, ensuring they are fully informed on tax matters within the Group. Monitor tax developments and ensure tax structuring and compliance are dynamic to change, with tax processes, systems, and controls adapting and evolving. Skills & Experience Significant post-qualification experience within the insurance industry or financial services is essential. Qualified accountant is essential. Considerable cross-border tax specialist knowledge, mainly UK. Ability to resolve issues and problems. Sound understanding of the impact of various activity types on tax. Strong communicator with internal and external stakeholders, able to communicate complex matters. A flexible style of working that allows both a focus on routine activities and the ability to focus on key project work as and when required. Company Benefits A competitive salary, pension scheme, and life assurance. 25 days annual leave plus an additional day for your birthday. Private medical cover and income protection. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunities to progress within your career both in-role and within the company. Free access to the Headspace app, a 24/7 Employee Assistance Helpline, and trained physical & mental health first aiders (on-site). A variety of employee-funded benefits available via our online portal, with additional purchase options for you and your loved ones. Why Just? At Just, you'll have the opportunity to develop your career while making a difference in the lives of others. You'll be part of a company with a strong and distinctive culture - ambitious, curious, and collaborative - with decisions centered around being Just and delivering the best outcomes for our customers. We're committed to building a sustainable business, working towards our Net Zero targets by reducing reliance on fossil fuels, switching to sustainable energy sources, and investing in green and social assets. Valuing diversity of thought and fostering a sense of belonging are critical to our success, driving innovation and balanced decision-making. Our DEIB initiatives aim to deliver a positive employee experience rooted in belonging, supporting issues like intergenerational working, social mobility, and neurodiversity.
We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Purpose The Head of Investment Strategy will be responsible for implementing our investment approach, in particular that our asset allocation is appropriate from an accounting and regulatory balance sheet perspective, new initiatives are appropriately evaluated and our strategy is connected to the activities of the rest of the investment team and the broader business. The purpose of the role is to support our investment activity of the business such that we can offer our policyholders the best possible security and pricing. Job Role Accountabilities Technicals Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17) dynamics of our balance sheet via optimising the back book and new business investment Be responsible for understanding and implementing investment strategy with regard to the regulatory (Solvency 2 / Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Demonstrate market leading understanding of our regulatory requirements and industry standards, keeping abreast of changes and assessing how our investment strategy can evolving best practices. Collaborate with legal and compliance teams to address any regulatory challenges or inquiries. Be aware of and be conversant in The accounting and regulatory impact of investments The landscape of investment opportunities that are appropriate for a UK life assurer, including what our peers are doing Asset allocation: Be responsible for implementing and reporting on our asset allocation approaches: Strategic - over the long term Medium term - over 5 years Annual (matching adjustment portfolio only) - investment of new money and back book over a given calendar year, updated quarterly Tactical - strategic views in light of pricing, credit, macro factors In general leading on asset allocation discussions, including how it may change with best practice, how the nature of our liabilities change and other business imperatives In relation to our non-matching / surplus assets implement the approved strategy, asset allocation, investment actions and monitoring Develop and implement methodologies for pricing new business opportunities, considering market conditions, risk factors, and potential returns. Collaborate with underwriting and actuarial teams to ensure pricing models align with the company's financial objectives Understand how these need to be reflected in the investment strategy and asset allocation Collaborate with portfolio managers, analysts, and other stakeholders to ensure effective execution of the investment strategy Stay abreast of market trends and industry developments to identify and assess new asset classes that are appropriate for our investment strategy. Evaluate the risk-return profiles of potential new asset classes and make recommendations for their inclusion in the investment portfolio Implement robust risk management frameworks to identify, assess, and mitigate potential risks associated with the portfolio Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio. Collaborate with relevant teams to assess the impact of in specie transactions on the overall portfolio and implement strategies to maximize their value. Broader Business Collaboration: Communicate investment strategies, performance, and market insights to internal and external stakeholders, including senior management, board members, and clients. Foster transparent and collaborative relationships with key stakeholders Produce accurate and concise material, including internal papers, investment proposals and management information where relevant, liaising with internal stakeholders including Legal, Finance, Actuarial, Capital Management and Risk. Write and present investment papers to appropriate internal committees Help to ensure that Just Group complies with internal and regulatory standards on responsible investment. Support further ad hoc investment related projects including investment aspects of Solvency II, transforming asset portfolios, day to day management of internal / external stakeholders etc Further associated ad hoc tasks and projects that may be required from time to time. Lead and inspire a high-performing investment strategy team, fostering a culture of innovation, collaboration, and continuous improvement. Provide mentorship and professional development opportunities for team members. Manage staff in the team in a manner that meets Just's cultural and business objectives Examples of Key Activities Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17 and Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Propose and justify an asset allocation for new business on the basis of current investment activity and business financial metrics. Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio Qualifications Must have a first class or upper second class degree or equivalent experience CFA or similar Skills and Knowledge Excellent analytical skills, including ability to make commercial judgements in light of uncertain circumstances. Able to support judgement calls with a clear justification. Excellent verbal, written communication and interpersonal skills, with the ability to present investment matters in a clear and concise manner Understanding and experience in executing research, due diligence and investment evaluation Strong results focus, with ability to work efficiently and grasp concepts that are not straightforward, yet seek guidance where necessary Excellent team-working skills and ability to maintain relationships with internal stakeholders and develop relationships with external parties Demonstrate strong aptitudes in: Investment matters and strategies, in particular credit, with the ability and interest to develop further Research and getting a thorough understanding of the issues being examined Approaches to understanding and evaluating risks Investing on behalf of liability driven investors Knowledge of: Long only and fundamental investing, with the ability and interest to develop further Fundamental understanding of the challenges and considerations involved in investing on behalf of a life insurer. Financial markets in general Understanding of the products and services provided by Just Group Experience Demonstrable track record of relevant experience in a bank, insurance company, asset manager or consultant Experience managing fixed income portfolios, asset allocation and portfolio construction Recognising that this is a "Head of" level hire, experience in taking ownership of activity is essential Coding skills, like Python would be an advantage Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just . click apply for full job details
Aug 08, 2025
Full time
We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Purpose The Head of Investment Strategy will be responsible for implementing our investment approach, in particular that our asset allocation is appropriate from an accounting and regulatory balance sheet perspective, new initiatives are appropriately evaluated and our strategy is connected to the activities of the rest of the investment team and the broader business. The purpose of the role is to support our investment activity of the business such that we can offer our policyholders the best possible security and pricing. Job Role Accountabilities Technicals Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17) dynamics of our balance sheet via optimising the back book and new business investment Be responsible for understanding and implementing investment strategy with regard to the regulatory (Solvency 2 / Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Demonstrate market leading understanding of our regulatory requirements and industry standards, keeping abreast of changes and assessing how our investment strategy can evolving best practices. Collaborate with legal and compliance teams to address any regulatory challenges or inquiries. Be aware of and be conversant in The accounting and regulatory impact of investments The landscape of investment opportunities that are appropriate for a UK life assurer, including what our peers are doing Asset allocation: Be responsible for implementing and reporting on our asset allocation approaches: Strategic - over the long term Medium term - over 5 years Annual (matching adjustment portfolio only) - investment of new money and back book over a given calendar year, updated quarterly Tactical - strategic views in light of pricing, credit, macro factors In general leading on asset allocation discussions, including how it may change with best practice, how the nature of our liabilities change and other business imperatives In relation to our non-matching / surplus assets implement the approved strategy, asset allocation, investment actions and monitoring Develop and implement methodologies for pricing new business opportunities, considering market conditions, risk factors, and potential returns. Collaborate with underwriting and actuarial teams to ensure pricing models align with the company's financial objectives Understand how these need to be reflected in the investment strategy and asset allocation Collaborate with portfolio managers, analysts, and other stakeholders to ensure effective execution of the investment strategy Stay abreast of market trends and industry developments to identify and assess new asset classes that are appropriate for our investment strategy. Evaluate the risk-return profiles of potential new asset classes and make recommendations for their inclusion in the investment portfolio Implement robust risk management frameworks to identify, assess, and mitigate potential risks associated with the portfolio Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio. Collaborate with relevant teams to assess the impact of in specie transactions on the overall portfolio and implement strategies to maximize their value. Broader Business Collaboration: Communicate investment strategies, performance, and market insights to internal and external stakeholders, including senior management, board members, and clients. Foster transparent and collaborative relationships with key stakeholders Produce accurate and concise material, including internal papers, investment proposals and management information where relevant, liaising with internal stakeholders including Legal, Finance, Actuarial, Capital Management and Risk. Write and present investment papers to appropriate internal committees Help to ensure that Just Group complies with internal and regulatory standards on responsible investment. Support further ad hoc investment related projects including investment aspects of Solvency II, transforming asset portfolios, day to day management of internal / external stakeholders etc Further associated ad hoc tasks and projects that may be required from time to time. Lead and inspire a high-performing investment strategy team, fostering a culture of innovation, collaboration, and continuous improvement. Provide mentorship and professional development opportunities for team members. Manage staff in the team in a manner that meets Just's cultural and business objectives Examples of Key Activities Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17 and Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Propose and justify an asset allocation for new business on the basis of current investment activity and business financial metrics. Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio Qualifications Must have a first class or upper second class degree or equivalent experience CFA or similar Skills and Knowledge Excellent analytical skills, including ability to make commercial judgements in light of uncertain circumstances. Able to support judgement calls with a clear justification. Excellent verbal, written communication and interpersonal skills, with the ability to present investment matters in a clear and concise manner Understanding and experience in executing research, due diligence and investment evaluation Strong results focus, with ability to work efficiently and grasp concepts that are not straightforward, yet seek guidance where necessary Excellent team-working skills and ability to maintain relationships with internal stakeholders and develop relationships with external parties Demonstrate strong aptitudes in: Investment matters and strategies, in particular credit, with the ability and interest to develop further Research and getting a thorough understanding of the issues being examined Approaches to understanding and evaluating risks Investing on behalf of liability driven investors Knowledge of: Long only and fundamental investing, with the ability and interest to develop further Fundamental understanding of the challenges and considerations involved in investing on behalf of a life insurer. Financial markets in general Understanding of the products and services provided by Just Group Experience Demonstrable track record of relevant experience in a bank, insurance company, asset manager or consultant Experience managing fixed income portfolios, asset allocation and portfolio construction Recognising that this is a "Head of" level hire, experience in taking ownership of activity is essential Coding skills, like Python would be an advantage Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just . click apply for full job details
Delivery Manager - Business Change & Technology Delivery Manager - Business Change &Technology London - Hybrid 50% Full Time - 35 hours At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail. Who are Just? We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Purpose The Delivery Manager is a key member of the Change team, responsible for leading complex transformation initiatives and delivering real business value, managing multi-million pound budgets. They guide cross-functional teams to balance progress and risk, ensuring outcomes align with company standards. With a proactive and solutions-focused mindset, they drive innovative delivery across complex domains, overcoming obstacles and aligning stakeholders to a common plan. Working closely with business, change, and engineering teams, they shape priorities, build business cases, and ensure early, iterative value delivery. Thriving in fast-paced, agile environments, they build and lead high-performing teams across the Group to deliver impact results. Key Accountabilities Deliver Business Value Own the successful delivery of priority outcomes in partnership with Sponsors and Product Owners. Shape and communicate business cases, delivery plans, benefit plans, and cost forecasts. Translate strategic goals into actionable execution plans, adjusting as delivery progresses. Ensure smooth delivery of benefits and handover into operational use. Lead Execution with Focus and Insight Oversee delivery to meet business priorities, proactively managing risks, issues, and dependencies. Drive continuous improvement through data-driven reviews, retrospectives, and feedback loops. Champion value and outcomes over process-heavy governance. Ensure alignment across delivery roadmaps and interdependent projects. Engage and Influence Stakeholders Actively engage senior stakeholders with transparency and regular communication. Model delivery accountability and own project performance and outcomes. Foster strategic alignment and stakeholder confidence throughout the delivery lifecycle. Build and Lead High-Performing Teams Lead a cohesive, cross-functional delivery team with a culture of pace, trust, and collaboration. Coach and support team development in partnership with Change Delivery Leads. Establish clear roles and ownership across internal and external contributors. Promote an inclusive, "one team" approach across business and technology functions. Skills, knowledge and expertise The Delivery Manager brings a solid grasp of project and change management methodologies, tools, and techniques, paired with exceptional communication and collaboration skills. They excel at leading, motivating, and guiding teams, and are known for driving project success through a strategic mindset and results-oriented approach. Delivery Leadership: Proven ability to drive project success through strategic leadership, setting high standards, and fostering a results-driven, performance-oriented environment. Strategic Planning: Expertise in interpreting complex business objectives and developing detailed project plans that align with organisational goals and long-term strategy. Project Management: Advanced knowledge and application of project management methodologies (Agile, Waterfall, Hybrid), tools (e.g., JIRA, MS Project), and techniques to consistently deliver projects on time and within scope. Risk & Resource Management: Skilled in identifying, assessing, and managing risks, while optimising resources to ensure efficient and effective project execution. Budget & Financial Management: Expertise in managing project budgets, controlling costs, and ensuring financial stewardship to meet project goals without exceeding budgetary constraints. Stakeholder Communication & Collaboration: Excellent communication skills with the ability to engage, influence, and align stakeholders at all levels, ensuring seamless collaboration and strong partnerships. Problem-Solving: Highly skilled in analysing complex problems, identifying patterns, and formulating data-driven solutions that resolve challenges and improve project outcomes. Quality & Change Management: Proficient in implementing quality assurance processes and change management principles to ensure high-quality deliverables and smooth transitions to operational use. Vendor & Supplier Management: Extensive experience managing vendor and supplier relationships, ensuring effective use of third-party resources, and maintaining accountability. Continuous Improvement: Committed to assessing project performance, extracting lessons learned, and driving improvements to optimise project delivery processes. Experience Proven track record in leading change delivery within agile, cross-functional, and complex commercial environments, spanning business, operations, and IT. Broad experience with delivery methodologies including Agile, Waterfall, Scrum, and Kanban. Proven experience in Financial Services, ideally within Insurance or Pensions. Strong understanding of Financial Services regulatory and control environments. Delivery management experience in multi-functional projects and programmes, Successfully managed programme budgets exceeding £2 million. Experience in communication, effective influencing, and stakeholder management with senior stakeholders. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Aug 08, 2025
Full time
Delivery Manager - Business Change & Technology Delivery Manager - Business Change &Technology London - Hybrid 50% Full Time - 35 hours At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail. Who are Just? We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Purpose The Delivery Manager is a key member of the Change team, responsible for leading complex transformation initiatives and delivering real business value, managing multi-million pound budgets. They guide cross-functional teams to balance progress and risk, ensuring outcomes align with company standards. With a proactive and solutions-focused mindset, they drive innovative delivery across complex domains, overcoming obstacles and aligning stakeholders to a common plan. Working closely with business, change, and engineering teams, they shape priorities, build business cases, and ensure early, iterative value delivery. Thriving in fast-paced, agile environments, they build and lead high-performing teams across the Group to deliver impact results. Key Accountabilities Deliver Business Value Own the successful delivery of priority outcomes in partnership with Sponsors and Product Owners. Shape and communicate business cases, delivery plans, benefit plans, and cost forecasts. Translate strategic goals into actionable execution plans, adjusting as delivery progresses. Ensure smooth delivery of benefits and handover into operational use. Lead Execution with Focus and Insight Oversee delivery to meet business priorities, proactively managing risks, issues, and dependencies. Drive continuous improvement through data-driven reviews, retrospectives, and feedback loops. Champion value and outcomes over process-heavy governance. Ensure alignment across delivery roadmaps and interdependent projects. Engage and Influence Stakeholders Actively engage senior stakeholders with transparency and regular communication. Model delivery accountability and own project performance and outcomes. Foster strategic alignment and stakeholder confidence throughout the delivery lifecycle. Build and Lead High-Performing Teams Lead a cohesive, cross-functional delivery team with a culture of pace, trust, and collaboration. Coach and support team development in partnership with Change Delivery Leads. Establish clear roles and ownership across internal and external contributors. Promote an inclusive, "one team" approach across business and technology functions. Skills, knowledge and expertise The Delivery Manager brings a solid grasp of project and change management methodologies, tools, and techniques, paired with exceptional communication and collaboration skills. They excel at leading, motivating, and guiding teams, and are known for driving project success through a strategic mindset and results-oriented approach. Delivery Leadership: Proven ability to drive project success through strategic leadership, setting high standards, and fostering a results-driven, performance-oriented environment. Strategic Planning: Expertise in interpreting complex business objectives and developing detailed project plans that align with organisational goals and long-term strategy. Project Management: Advanced knowledge and application of project management methodologies (Agile, Waterfall, Hybrid), tools (e.g., JIRA, MS Project), and techniques to consistently deliver projects on time and within scope. Risk & Resource Management: Skilled in identifying, assessing, and managing risks, while optimising resources to ensure efficient and effective project execution. Budget & Financial Management: Expertise in managing project budgets, controlling costs, and ensuring financial stewardship to meet project goals without exceeding budgetary constraints. Stakeholder Communication & Collaboration: Excellent communication skills with the ability to engage, influence, and align stakeholders at all levels, ensuring seamless collaboration and strong partnerships. Problem-Solving: Highly skilled in analysing complex problems, identifying patterns, and formulating data-driven solutions that resolve challenges and improve project outcomes. Quality & Change Management: Proficient in implementing quality assurance processes and change management principles to ensure high-quality deliverables and smooth transitions to operational use. Vendor & Supplier Management: Extensive experience managing vendor and supplier relationships, ensuring effective use of third-party resources, and maintaining accountability. Continuous Improvement: Committed to assessing project performance, extracting lessons learned, and driving improvements to optimise project delivery processes. Experience Proven track record in leading change delivery within agile, cross-functional, and complex commercial environments, spanning business, operations, and IT. Broad experience with delivery methodologies including Agile, Waterfall, Scrum, and Kanban. Proven experience in Financial Services, ideally within Insurance or Pensions. Strong understanding of Financial Services regulatory and control environments. Delivery management experience in multi-functional projects and programmes, Successfully managed programme budgets exceeding £2 million. Experience in communication, effective influencing, and stakeholder management with senior stakeholders. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Head of Portfolio Management (Public Assets) At Just, we encourage a flexible and agile working environment for most opportunities. Contact us to discuss further. Who are Just? We help people achieve a better later life. As a fast-growing FTSE 250 company, we assist customers in enjoying the retirement they deserve through market-leading, award-winning products and services. Our diverse team of over 1,400 purpose-led colleagues puts the customer at the center of everything we do. This is an exciting time to join us as we aim to become the UK's most loved retirement expert. Purpose The Head of Public Credit ('PC') is a leadership role within the investment team, responsible for ensuring careful evaluation of Public Credit investments and optimal portfolio management. The role supports the business's investment activities to provide policyholders with security and competitive pricing. The Public Credit team is divided into three vertical pillars: Trading, Portfolio Management, and Macro/Market Insight, and one horizontal pillar: Investment Projects. The role oversees activities across all four pillars, ensuring they align with Just's strategic objectives, and involves leadership within the PC function and collaboration across the investment and wider business. Job Role Accountabilities A.1 Trading: Oversee sourcing and execution of primary and secondary public credit assets, including bonds, PPs, EMTNs, and structured credit, ensuring activities meet Just's requirements and adhere to procedures. Engage with sales, traders, and syndicate desks for public and private placements. Manage price discovery for new issues and illiquid bonds. Verify trade metrics and ensure team training in bond economics. A.2 Portfolio Management: Oversee activities to maximize the portfolio's risk-adjusted value through tactical asset allocation, optimization trades, and risk management, in line with business needs and market conditions. Lead TAA decision-making, understand portfolio risk profiles, and ensure the use of internal evaluation tools. A.3 Macro/Market Insight: Oversee macro and credit market analysis, ensuring the team evaluates market trends to support investment decisions and strategic insights. Investment Projects B.1: Drive the development of new frameworks and technology for trading and portfolio management, enhancing PC sophistication and leadership among peers. Lead and empower colleagues, support their development, and communicate PC activities across the business. Examples of Key Activities Originate and review public credit assets to meet investment goals. Manage the Public Credit Portfolio, working with Credit Research to generate value. Collaborate on balance sheet efficiency and develop portfolio insights. Lead trading processes and develop the Public Credit team. Coordinate with responsible investment and strategy teams. Build relationships with key counterparties and assess potential in-specie assets for new business. Skills and Knowledge Skills include analytical ability, excellent communication, research skills, results focus, and team collaboration. Knowledge of credit, fixed income, and financial markets is essential, with experience in managing portfolios and strategic activity at a senior level. Company Benefits Competitive salary, pension, life assurance, and bonus scheme. 25 days annual leave plus your birthday off. Private medical, income protection, and employee benefits. Why Just? Join us to develop your career while making a positive impact. We foster a culture of ambition, curiosity, collaboration, and sustainability, committed to diversity, equity, inclusion, and belonging initiatives.
Jul 31, 2025
Full time
Head of Portfolio Management (Public Assets) At Just, we encourage a flexible and agile working environment for most opportunities. Contact us to discuss further. Who are Just? We help people achieve a better later life. As a fast-growing FTSE 250 company, we assist customers in enjoying the retirement they deserve through market-leading, award-winning products and services. Our diverse team of over 1,400 purpose-led colleagues puts the customer at the center of everything we do. This is an exciting time to join us as we aim to become the UK's most loved retirement expert. Purpose The Head of Public Credit ('PC') is a leadership role within the investment team, responsible for ensuring careful evaluation of Public Credit investments and optimal portfolio management. The role supports the business's investment activities to provide policyholders with security and competitive pricing. The Public Credit team is divided into three vertical pillars: Trading, Portfolio Management, and Macro/Market Insight, and one horizontal pillar: Investment Projects. The role oversees activities across all four pillars, ensuring they align with Just's strategic objectives, and involves leadership within the PC function and collaboration across the investment and wider business. Job Role Accountabilities A.1 Trading: Oversee sourcing and execution of primary and secondary public credit assets, including bonds, PPs, EMTNs, and structured credit, ensuring activities meet Just's requirements and adhere to procedures. Engage with sales, traders, and syndicate desks for public and private placements. Manage price discovery for new issues and illiquid bonds. Verify trade metrics and ensure team training in bond economics. A.2 Portfolio Management: Oversee activities to maximize the portfolio's risk-adjusted value through tactical asset allocation, optimization trades, and risk management, in line with business needs and market conditions. Lead TAA decision-making, understand portfolio risk profiles, and ensure the use of internal evaluation tools. A.3 Macro/Market Insight: Oversee macro and credit market analysis, ensuring the team evaluates market trends to support investment decisions and strategic insights. Investment Projects B.1: Drive the development of new frameworks and technology for trading and portfolio management, enhancing PC sophistication and leadership among peers. Lead and empower colleagues, support their development, and communicate PC activities across the business. Examples of Key Activities Originate and review public credit assets to meet investment goals. Manage the Public Credit Portfolio, working with Credit Research to generate value. Collaborate on balance sheet efficiency and develop portfolio insights. Lead trading processes and develop the Public Credit team. Coordinate with responsible investment and strategy teams. Build relationships with key counterparties and assess potential in-specie assets for new business. Skills and Knowledge Skills include analytical ability, excellent communication, research skills, results focus, and team collaboration. Knowledge of credit, fixed income, and financial markets is essential, with experience in managing portfolios and strategic activity at a senior level. Company Benefits Competitive salary, pension, life assurance, and bonus scheme. 25 days annual leave plus your birthday off. Private medical, income protection, and employee benefits. Why Just? Join us to develop your career while making a positive impact. We foster a culture of ambition, curiosity, collaboration, and sustainability, committed to diversity, equity, inclusion, and belonging initiatives.
We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. About the role As the IT Senior Risk Manager you will support the Director of Enterprise Risk, the Chief Risk Officer, the Chief Digital Information Officer, and other Executives and senior management in developing and maintaining an appropriate and resilient technology and data risk management framework. You will also provide independent and proactive advice and challenge to 1st Line identification, measurement, management, monitoring, and reporting of the Group's technology risks, including in large change and transformation initiatives. Responsibilities You will support the Director of Enterprise Risk in developing, educating and embedding risk management practices and culture within Just that support our risk appetite and strategic goals. You will act as senior risk partner to the Just Delivery organisation, including Technology and/ or Data and/ or Architecture and the attendance and support of Senior Management Team meetings and associated risk reporting for those parts of the business and associated Group entities. You will provide trusted advice to key stakeholders, including the Executive and senior management and across 1st and 2nd Line colleagues, on the steps that should be taken to maintain technology, data and information security risks managed at a level that is consistent with the Group's risk appetite and in line with legal and regulatory requirements. You will support the delivery of the Group's Internal Model for Operational Risk through the development and maintenance of technology, data, and information security risk scenarios with risk owners and other key stakeholders. You will be responsible for establishing an environment of trust and open communication which will establish a cohesive spirit across 1st and 2nd Line colleagues. You will oversee the adequacy of technology related risk mitigation for new and existing business activity, including large change and transformation initiatives. You will develop proficiency in the use of the Group's risk management systems and tools and in supporting the Just Delivery organisation in the identification, assessment and reporting of risks at departmental level. You will take responsibility for ensuring you comply with the company's procedures, policies, guidelines and reporting requirements as well as any relevant regulatory and statutory requirements. You will provide guidance and support to other team members on IT risk management best practices. You will stay up-to-date with the latest developments and trends in IT risk management. Skills & Experience Externally recognised relevant professional/ industry certification and membership (e.g. CISSP, CISM, CISA, BCI, ACII) is essential Must have relevant experience in technology, data, and information security risk management, with a focus on change management, application development, Cloud and Artificial Intelligence, with proven track record especially within a regulated industry sector. Experience in experience of working with digital and automated process environments, including payments processing, is preferred. Experience in the 2nd Line of defence is preferred, including in running reporting frameworks and understanding and meeting the risk management requirements of Executives, Risk Committees and Boards. Significant breadth of experience and knowledge of Life and Pensions or broader Financial Services Excellent understanding of relevant legislation, standards and frameworks with regard to technology, data and information security risks and related control environment. Excellent technical knowledge of hybrid network environments, specifically considering Information Security, ICT and Cloud risks. Good understanding of current Application Development standards, including Artificial Intelligence/ Robotic Process Automation technologies and the associated risks. Exemplary relationship management skills and knowledge. Excellent communication, including presentation, and report writing. Strong understanding of risk management practices and their application. Ability to identify emerging risks and to drive understanding and management. Good understanding of regulatory context for operation of risk management, including FCA (Financial Conduct Authority) handbook and Solvency 2 Directive requirements relating to technology, data and information security risks. Strong delivery focus and organisational/ project management skills to coordinate and deliver plans to agreed timescales. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Jul 31, 2025
Full time
We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. About the role As the IT Senior Risk Manager you will support the Director of Enterprise Risk, the Chief Risk Officer, the Chief Digital Information Officer, and other Executives and senior management in developing and maintaining an appropriate and resilient technology and data risk management framework. You will also provide independent and proactive advice and challenge to 1st Line identification, measurement, management, monitoring, and reporting of the Group's technology risks, including in large change and transformation initiatives. Responsibilities You will support the Director of Enterprise Risk in developing, educating and embedding risk management practices and culture within Just that support our risk appetite and strategic goals. You will act as senior risk partner to the Just Delivery organisation, including Technology and/ or Data and/ or Architecture and the attendance and support of Senior Management Team meetings and associated risk reporting for those parts of the business and associated Group entities. You will provide trusted advice to key stakeholders, including the Executive and senior management and across 1st and 2nd Line colleagues, on the steps that should be taken to maintain technology, data and information security risks managed at a level that is consistent with the Group's risk appetite and in line with legal and regulatory requirements. You will support the delivery of the Group's Internal Model for Operational Risk through the development and maintenance of technology, data, and information security risk scenarios with risk owners and other key stakeholders. You will be responsible for establishing an environment of trust and open communication which will establish a cohesive spirit across 1st and 2nd Line colleagues. You will oversee the adequacy of technology related risk mitigation for new and existing business activity, including large change and transformation initiatives. You will develop proficiency in the use of the Group's risk management systems and tools and in supporting the Just Delivery organisation in the identification, assessment and reporting of risks at departmental level. You will take responsibility for ensuring you comply with the company's procedures, policies, guidelines and reporting requirements as well as any relevant regulatory and statutory requirements. You will provide guidance and support to other team members on IT risk management best practices. You will stay up-to-date with the latest developments and trends in IT risk management. Skills & Experience Externally recognised relevant professional/ industry certification and membership (e.g. CISSP, CISM, CISA, BCI, ACII) is essential Must have relevant experience in technology, data, and information security risk management, with a focus on change management, application development, Cloud and Artificial Intelligence, with proven track record especially within a regulated industry sector. Experience in experience of working with digital and automated process environments, including payments processing, is preferred. Experience in the 2nd Line of defence is preferred, including in running reporting frameworks and understanding and meeting the risk management requirements of Executives, Risk Committees and Boards. Significant breadth of experience and knowledge of Life and Pensions or broader Financial Services Excellent understanding of relevant legislation, standards and frameworks with regard to technology, data and information security risks and related control environment. Excellent technical knowledge of hybrid network environments, specifically considering Information Security, ICT and Cloud risks. Good understanding of current Application Development standards, including Artificial Intelligence/ Robotic Process Automation technologies and the associated risks. Exemplary relationship management skills and knowledge. Excellent communication, including presentation, and report writing. Strong understanding of risk management practices and their application. Ability to identify emerging risks and to drive understanding and management. Good understanding of regulatory context for operation of risk management, including FCA (Financial Conduct Authority) handbook and Solvency 2 Directive requirements relating to technology, data and information security risks. Strong delivery focus and organisational/ project management skills to coordinate and deliver plans to agreed timescales. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Lead Software Engineer - Retail Technology Full Time London - hybrid Who are Just? We're a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose-driven company with compelling and credible goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and peace of mind in retirement. Purpose We are looking for an experienced Tech Lead to play a pivotal role in transitioning critical on-premise applications to modern cloud architectures hosted on Microsoft's Azure cloud platform. You will be responsible for fostering a culture of engineering excellence, enhancing team maturity across the Software Development Lifecycle (SDLC), and ensuring the delivery of scalable, resilient, and observable systems. Key Responsibilities: Technical Leadership Lead the design, development, and deployment of modern cloud-native solutions, migrating legacy on-prem VB and C# applications to Azure-based platforms. Architect robust, scalable, and secure solutions using Azure, Docker, and Azure Kubernetes Service (AKS). Champion best practices in observability, resilience, and scalability within all technical solutions. Drive the adoption of microservices, API-first architectures, and event-driven systems, where applicable. Team Development & Maturity Mentor, coach, and develop engineering teams to enhance technical capability and maturity across the SDLC. Foster a culture of continuous improvement, agility, and DevOps practices, promoting automation and CI/CD pipelines. Act as a role model for engineering excellence, ensuring high-quality code, peer reviews, and effective documentation. Stakeholder Collaboration Work closely with Product Owners, Solution Architects, Business Analysts, and other stakeholders to translate business requirements into technical solutions. Influence and guide technical decisions at both strategic and tactical levels. Communicate complex technical concepts to non-technical stakeholders effectively. Operational Excellence Implement strong observability practices, leveraging tools for monitoring, logging, and alerting to ensure system health and performance. Design for high availability, disaster recovery, and resilience to meet stringent SLAs in a regulated financial environment. Proactively identify technical debt and drive initiatives to address it. Required Skills & Experience: Technical Expertise Proven experience leading modernisation projects from legacy on-prem systems (VB, C#) to cloud-native architectures. Strong hands-on knowledge of Microsoft Azure, including Azure DevOps, AKS, Docker, and microservices. Solid understanding of containerisation, orchestration, and cloud infrastructure as code (e.g. ARM templates, Terraform, Ansible). Experience with observability tools (e.g. Dynatrace, Azure Monitor, Application Insights, Prometheus, Grafana). Deep understanding of resilience patterns, scalability, and high-availability architectures. Skills Demonstrable experience mentoring and growing engineering teams, improving practices across the SDLC. Strong background in Agile, DevOps, and CI/CD pipelines. Ability to foster a culture of accountability, technical excellence, and continuous learning. Excellent communication, influencing, and stakeholder management skills. Strategic thinker with strong problem-solving capabilities. Adaptable and resilient in a fast-paced, evolving environment. Company Benefits A Competitive Salary, Pension Scheme, and Life Assurance 25 Days Annual Leave plus an Additional Day for your Birthday Private Medical Cover and Income Protection A generous and highly achievable bonus scheme - paid annually based on individual and company performance Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available via our Online Benefits Portal Several additional purchase options available for you and your loved ones Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We encourage our people to make small and meaningful changes in their everyday lives. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We have joined a number of initiatives designed to improve outcomes for employees from underrepresented backgrounds. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and most importantly - each other.
Feb 20, 2025
Full time
Lead Software Engineer - Retail Technology Full Time London - hybrid Who are Just? We're a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose-driven company with compelling and credible goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and peace of mind in retirement. Purpose We are looking for an experienced Tech Lead to play a pivotal role in transitioning critical on-premise applications to modern cloud architectures hosted on Microsoft's Azure cloud platform. You will be responsible for fostering a culture of engineering excellence, enhancing team maturity across the Software Development Lifecycle (SDLC), and ensuring the delivery of scalable, resilient, and observable systems. Key Responsibilities: Technical Leadership Lead the design, development, and deployment of modern cloud-native solutions, migrating legacy on-prem VB and C# applications to Azure-based platforms. Architect robust, scalable, and secure solutions using Azure, Docker, and Azure Kubernetes Service (AKS). Champion best practices in observability, resilience, and scalability within all technical solutions. Drive the adoption of microservices, API-first architectures, and event-driven systems, where applicable. Team Development & Maturity Mentor, coach, and develop engineering teams to enhance technical capability and maturity across the SDLC. Foster a culture of continuous improvement, agility, and DevOps practices, promoting automation and CI/CD pipelines. Act as a role model for engineering excellence, ensuring high-quality code, peer reviews, and effective documentation. Stakeholder Collaboration Work closely with Product Owners, Solution Architects, Business Analysts, and other stakeholders to translate business requirements into technical solutions. Influence and guide technical decisions at both strategic and tactical levels. Communicate complex technical concepts to non-technical stakeholders effectively. Operational Excellence Implement strong observability practices, leveraging tools for monitoring, logging, and alerting to ensure system health and performance. Design for high availability, disaster recovery, and resilience to meet stringent SLAs in a regulated financial environment. Proactively identify technical debt and drive initiatives to address it. Required Skills & Experience: Technical Expertise Proven experience leading modernisation projects from legacy on-prem systems (VB, C#) to cloud-native architectures. Strong hands-on knowledge of Microsoft Azure, including Azure DevOps, AKS, Docker, and microservices. Solid understanding of containerisation, orchestration, and cloud infrastructure as code (e.g. ARM templates, Terraform, Ansible). Experience with observability tools (e.g. Dynatrace, Azure Monitor, Application Insights, Prometheus, Grafana). Deep understanding of resilience patterns, scalability, and high-availability architectures. Skills Demonstrable experience mentoring and growing engineering teams, improving practices across the SDLC. Strong background in Agile, DevOps, and CI/CD pipelines. Ability to foster a culture of accountability, technical excellence, and continuous learning. Excellent communication, influencing, and stakeholder management skills. Strategic thinker with strong problem-solving capabilities. Adaptable and resilient in a fast-paced, evolving environment. Company Benefits A Competitive Salary, Pension Scheme, and Life Assurance 25 Days Annual Leave plus an Additional Day for your Birthday Private Medical Cover and Income Protection A generous and highly achievable bonus scheme - paid annually based on individual and company performance Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available via our Online Benefits Portal Several additional purchase options available for you and your loved ones Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We encourage our people to make small and meaningful changes in their everyday lives. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We have joined a number of initiatives designed to improve outcomes for employees from underrepresented backgrounds. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and most importantly - each other.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose The purpose of this role is to undertake actuarial input on asset solutions and funded reinsurance as required to support delivery of the DB Business Plan and the management of ongoing funded reinsurance contracts. Job Accountabilities Support the Head of DB Transaction Solutions with the development of tools, processes and methodologies for the production of price locks for DB transactions, working closely with the DB pricing team to streamline BAU price lock production and colleagues in Treasury on the production of bespoke price locks for complex transactions. Monitor aggregate market risk exposure across ongoing DB transactions and summarise for the Pricing Committee and Market Risk Forum. Liaise with Treasury and ALM on the implementation of hedges to mitigate market risk in "exclusivity". Give initial consideration to scheme requests to transfer liquid assets in-specie as part of premium payment and coordinate with the Investment Team on more detailed analysis. Support the Head of DB Transaction Solutions with the continued development of illiquid asset solutions, including deferred premium and in-specie transfers to either hold on balance sheet or in anticipation of a secondary market sale. Support the Head of DB Transaction Solutions with the continued development pricing methodologies for larger DB transactions - including bespoke pricing approaches for specific deals. Collateral management for existing funded reinsurance arrangements and support for the DB Reinsurance Development team in relation to new funded reinsurance agreements. Provide ad hoc support for new "features" as needed for strategically significant, complex, or large deals. Develop a deep knowledge of systems and tools used across DB and ensure further developments are efficiently integrated. This will include developing proficiency in programming languages utilised in DB (in particular, Julia) and a focus on scalable coding solutions that limit reliance on excel. Qualifications Obtained FIA qualification Skills and Knowledge Strong analytical and problem solving skills Strong IT skills, particularly Excel and coding Good interpersonal, team working and leadership skills Excellent verbal, and written communication, with the ability to present complex financial concepts in a clear and concise manner Ability to work without supervision Strong technical skills, deep technical knowledge of actuarial concepts particularly those underlying bulk annuity pricing. Strong knowledge and awareness of the DB buy in/buy out market, life insurance and relevant regulation. Experience Minimum of 3 years of experience of working within a pension consultancy or life insurance company.
Feb 19, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose The purpose of this role is to undertake actuarial input on asset solutions and funded reinsurance as required to support delivery of the DB Business Plan and the management of ongoing funded reinsurance contracts. Job Accountabilities Support the Head of DB Transaction Solutions with the development of tools, processes and methodologies for the production of price locks for DB transactions, working closely with the DB pricing team to streamline BAU price lock production and colleagues in Treasury on the production of bespoke price locks for complex transactions. Monitor aggregate market risk exposure across ongoing DB transactions and summarise for the Pricing Committee and Market Risk Forum. Liaise with Treasury and ALM on the implementation of hedges to mitigate market risk in "exclusivity". Give initial consideration to scheme requests to transfer liquid assets in-specie as part of premium payment and coordinate with the Investment Team on more detailed analysis. Support the Head of DB Transaction Solutions with the continued development of illiquid asset solutions, including deferred premium and in-specie transfers to either hold on balance sheet or in anticipation of a secondary market sale. Support the Head of DB Transaction Solutions with the continued development pricing methodologies for larger DB transactions - including bespoke pricing approaches for specific deals. Collateral management for existing funded reinsurance arrangements and support for the DB Reinsurance Development team in relation to new funded reinsurance agreements. Provide ad hoc support for new "features" as needed for strategically significant, complex, or large deals. Develop a deep knowledge of systems and tools used across DB and ensure further developments are efficiently integrated. This will include developing proficiency in programming languages utilised in DB (in particular, Julia) and a focus on scalable coding solutions that limit reliance on excel. Qualifications Obtained FIA qualification Skills and Knowledge Strong analytical and problem solving skills Strong IT skills, particularly Excel and coding Good interpersonal, team working and leadership skills Excellent verbal, and written communication, with the ability to present complex financial concepts in a clear and concise manner Ability to work without supervision Strong technical skills, deep technical knowledge of actuarial concepts particularly those underlying bulk annuity pricing. Strong knowledge and awareness of the DB buy in/buy out market, life insurance and relevant regulation. Experience Minimum of 3 years of experience of working within a pension consultancy or life insurance company.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose: As a Behavioural Scientist in the Demographic Risk group at Just, you will play a crucial role in analysing behaviour and health-related data to derive actionable insights that inform decision-making processes and drive improvements in pension provision. You will work closely with key business stakeholders to identify opportunities to drive value from data and lead the development of advanced analytics & modelling algorithms. You will be comfortable working independently and as part of small teams in dynamic projects across Just to develop predictive models, identify behaviour and health trends, and implement data-driven solutions. You will be responsible for identifying opportunities for improvements across systems and processes. You will ensure that our analytics and activities comply with data protection law and that we are upholding our values and ethics in how we use data. Nature of the Role: Data Analysis & modelling Clean, preprocess, and validate behaviour and health data to ensure accuracy and reliability of analyses. Produce and present insightful analysis from multiple large data sources to help drive business performance. Data Insights Collaborate with actuaries, underwriters, biostatisticians and other data users to understand the impact of behaviours on health and retirement planning and tailor analytical solutions accordingly. Communicate complex behavioural findings and insights to both technical and nontechnical stakeholders in a clear and understandable manner. Work with colleagues to agree, document, implement and monitor actions for improving the quality of data. Support the implementation of the data governance framework at Just. Stay current with advancements in behavioural and data science to propose and implement innovative solutions. Ensure that high-quality documentation is developed, maintained, regularly reviewed and stored for all solutions developed and all operational processes. Examples of Key Activities: Setting behavioural science priorities in consultation with business owners. Estimating and tracking the benefits of data science projects. Sourcing and analysing data. Spotting trends, patterns, and relationships within data. Using data-driven techniques for solving business problems. Communicating the results of your analysis to business owners. Documenting your programs and quality assurance process. Deploying and reviewing quality assured models. Qualifications Essential for the role: Master's in a quantitative field such as Behavioural Science. Skills and Knowledge Analysis of structure, semi-structured and unstructured data. Programming - SQL, Python, R. AI/ML ethics. Understanding of Data Governance concepts and best practice. Quick understanding of business problems and requirements. A willingness to learn new skills and adapt to new technologies. Good understanding of Microsoft Server technologies (Azure, T-SQL, SSIS, SSRS, Power BI). Experience At least five years' experience of working as a Behavioural Scientist or equivalent role, in applying statistical models and machine learning algorithms to behaviour and health-related data sets. Experience and ability to respond to business needs by identifying appropriate statistical methodologies and presenting insights for decision making. Attention to detail & problem-solving skills. Relationship building skills and collaborative working style. Experience with IT development processes and delivery lifecycles; development methodology; release strategy and configuration management; development tools, and applications across full project lifecycles. Experience with Power BI or a similar data visualisation tool is desirable. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.
Feb 17, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose: As a Behavioural Scientist in the Demographic Risk group at Just, you will play a crucial role in analysing behaviour and health-related data to derive actionable insights that inform decision-making processes and drive improvements in pension provision. You will work closely with key business stakeholders to identify opportunities to drive value from data and lead the development of advanced analytics & modelling algorithms. You will be comfortable working independently and as part of small teams in dynamic projects across Just to develop predictive models, identify behaviour and health trends, and implement data-driven solutions. You will be responsible for identifying opportunities for improvements across systems and processes. You will ensure that our analytics and activities comply with data protection law and that we are upholding our values and ethics in how we use data. Nature of the Role: Data Analysis & modelling Clean, preprocess, and validate behaviour and health data to ensure accuracy and reliability of analyses. Produce and present insightful analysis from multiple large data sources to help drive business performance. Data Insights Collaborate with actuaries, underwriters, biostatisticians and other data users to understand the impact of behaviours on health and retirement planning and tailor analytical solutions accordingly. Communicate complex behavioural findings and insights to both technical and nontechnical stakeholders in a clear and understandable manner. Work with colleagues to agree, document, implement and monitor actions for improving the quality of data. Support the implementation of the data governance framework at Just. Stay current with advancements in behavioural and data science to propose and implement innovative solutions. Ensure that high-quality documentation is developed, maintained, regularly reviewed and stored for all solutions developed and all operational processes. Examples of Key Activities: Setting behavioural science priorities in consultation with business owners. Estimating and tracking the benefits of data science projects. Sourcing and analysing data. Spotting trends, patterns, and relationships within data. Using data-driven techniques for solving business problems. Communicating the results of your analysis to business owners. Documenting your programs and quality assurance process. Deploying and reviewing quality assured models. Qualifications Essential for the role: Master's in a quantitative field such as Behavioural Science. Skills and Knowledge Analysis of structure, semi-structured and unstructured data. Programming - SQL, Python, R. AI/ML ethics. Understanding of Data Governance concepts and best practice. Quick understanding of business problems and requirements. A willingness to learn new skills and adapt to new technologies. Good understanding of Microsoft Server technologies (Azure, T-SQL, SSIS, SSRS, Power BI). Experience At least five years' experience of working as a Behavioural Scientist or equivalent role, in applying statistical models and machine learning algorithms to behaviour and health-related data sets. Experience and ability to respond to business needs by identifying appropriate statistical methodologies and presenting insights for decision making. Attention to detail & problem-solving skills. Relationship building skills and collaborative working style. Experience with IT development processes and delivery lifecycles; development methodology; release strategy and configuration management; development tools, and applications across full project lifecycles. Experience with Power BI or a similar data visualisation tool is desirable. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £2bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Own and manage long term relationships with Employee Benefit Consultants (EBCs), independent trustees and other market stakeholders such as lawyers and advisers. Deliver sales of Defined Benefit (DB) business through the relationships that have been developed with the EBCs. Additional focus to work with other Deal Managers to manage end to end managing of the bulk quotation platform, originating material volumes of profitable DB Risk Transfer business. Job Role Accountabilities Build and manage long term relationships with allocated EBCs and other market stakeholders such as lawyers to drive sales and maintain/improve JR's reputation in the DB market, including clear account plans for allocated EBCs. Assist in delivery of the business plan to achieve the DB metrics, actively looking for opportunities to maximise profit. Lead on own pipeline schemes from quotation to transaction ensuring effective risk management of the legals, including obtaining the required approvals from the relevant individuals. Work with the Reinsurance Lead and Head of Reinsurance Relationships to ensure all relevant cases are presented to possible reinsurers. Contribute to the detailed sales pipeline report and other MI as required and provide updates of pipeline to team meetings. Build and maintain strong relationships with Pricing, Transition and Operations, enabling strong process/working together. Assist in delivering suitable marketing materials (including scheme specific information) to ensure that they deliver the correct message in a coherent and compliant nature. Participate and where appropriate organise relevant marketing events for external clients. Attend relevant forums and meetings as required. Provide assistance/cover to business development team members. Skills and Knowledge Good level of business acumen. Problem analysis and resolution skills. Ability to cope with conflict and crisis situations. Capable of working collaboratively and effectively, understanding resource implications. Excellent verbal, written communication, and interpersonal skills. Open minded and willing to engage in challenge. Good degree of understanding of the products and services provided by the Group, the markets, and the regulatory/legal framework that the Group operates within. Knowledge of the DB de-risking market, pricing of DB liabilities and associated metrics, Annuity products and pricing systems, Solvency II capital requirements and Reinsurance arrangements. Proactive approach to integrating technology into daily tasks and processes. Experience Experience gained in the Life Insurance industry. Defined benefit experience and knowledge of current Pensions legislation. Experience in the bulk annuity market. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy, ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.
Feb 16, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £2bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Own and manage long term relationships with Employee Benefit Consultants (EBCs), independent trustees and other market stakeholders such as lawyers and advisers. Deliver sales of Defined Benefit (DB) business through the relationships that have been developed with the EBCs. Additional focus to work with other Deal Managers to manage end to end managing of the bulk quotation platform, originating material volumes of profitable DB Risk Transfer business. Job Role Accountabilities Build and manage long term relationships with allocated EBCs and other market stakeholders such as lawyers to drive sales and maintain/improve JR's reputation in the DB market, including clear account plans for allocated EBCs. Assist in delivery of the business plan to achieve the DB metrics, actively looking for opportunities to maximise profit. Lead on own pipeline schemes from quotation to transaction ensuring effective risk management of the legals, including obtaining the required approvals from the relevant individuals. Work with the Reinsurance Lead and Head of Reinsurance Relationships to ensure all relevant cases are presented to possible reinsurers. Contribute to the detailed sales pipeline report and other MI as required and provide updates of pipeline to team meetings. Build and maintain strong relationships with Pricing, Transition and Operations, enabling strong process/working together. Assist in delivering suitable marketing materials (including scheme specific information) to ensure that they deliver the correct message in a coherent and compliant nature. Participate and where appropriate organise relevant marketing events for external clients. Attend relevant forums and meetings as required. Provide assistance/cover to business development team members. Skills and Knowledge Good level of business acumen. Problem analysis and resolution skills. Ability to cope with conflict and crisis situations. Capable of working collaboratively and effectively, understanding resource implications. Excellent verbal, written communication, and interpersonal skills. Open minded and willing to engage in challenge. Good degree of understanding of the products and services provided by the Group, the markets, and the regulatory/legal framework that the Group operates within. Knowledge of the DB de-risking market, pricing of DB liabilities and associated metrics, Annuity products and pricing systems, Solvency II capital requirements and Reinsurance arrangements. Proactive approach to integrating technology into daily tasks and processes. Experience Experience gained in the Life Insurance industry. Defined benefit experience and knowledge of current Pensions legislation. Experience in the bulk annuity market. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy, ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Along with the Investment Team (Team), the Credit Research Function (CRF) has grown significantly in order to help deliver Just's strategic and operational objectives. The Team is managing internally an increasing amount of public bonds, while at the same time on-boarding more external asset managers. The CRF is quite critical for asset deployment as it provides, inter alia, credit fundamental expertise for most assets in our portfolio, either internally- or externally managed. The CRF was for a long time integrated in terms of public and private research, but going forward, the structure of the team will change, with a delineation between liquid and illiquid assets being introduced. As part of the strategic refresh of the Public Credit Research function within the CRF, a Senior Credit Research Analyst will be one of the more senior members of a team with a broad portfolio of assets to cover and considerable new business premia to invest each year. Job Role Accountabilities Public Issuer Coverage Taking ownership of a coverage group of issuers, with responsibility for ongoing monitoring, including (among others) investment recommendations, credit notes and earnings updates Identifying and initiating coverage on issuers that are new to the portfolio, from an initial short-term recommendation through to a more comprehensive review within a defined time period Being assigned a number of sectors for which the senior analyst will be the specialist on within the team, including sector reviews, updates on relevant news and attending conferences or trainings to improve sector understanding Work closely with the broader investment team to proactively suggest trading opportunities whether they be focused around return enhancement, portfolio optimisation or credit mitigation Being a key stakeholder between the CRF and the Public Credit team who are responsible for liquid portfolio management Creating portfolio benchmarks to help suggest trade opportunities Occasionally working with the private assets team to share sector or issuer expertise in the context of illiquid asset transactions Projects Take a role in projects across the business that require credit team involvement, whether originated from credit or requiring our input for other purposes (e.g. regulatory actions, investor relations, ALM) Being a point of contact within the investment team for other departments (e.g. risk, DB, actuarial) by maintaining relationships with other verticals and building a reputation for reliability and quality Writing and presenting papers on projects to relevant committees on updates, requests for approvals and general discussion, ensuring that materials produced are of high quality and in line with expectations of those committees Upgrading existing and creating new tools in order to enhance the credit research function ways of working Being a role model to other members of the credit team and the investment team more broadly, through attitudes and behaviours suiting a more senior member of the team, aligned with Just's values Setting an example to more junior members of the team, including line management of graduate research analysts Providing training to credit research analysts and other team members MI Production Oversee the production of regular MI and other resources used by the credit research team, including comprehensively understanding the process by which they are created, updated and refreshed, reviewing outputs produced by more junior members of the team, and leading relationships between credit research and the consumers of MI and other outputs that are created Take steps to improve processes where possible to ensure that outputs are robust, automated where possible, and of maximum use to end users Ensure that the quality of resources is in line with the expectations of the wider business Examples of Key Activities Reviewing primary opportunities and producing investment recommendations under tight timeframes Maintaining live and active coverage of a portfolio of issuers, including earnings updates and reactions to news events Training junior members of the CRF, including the use of credit research tools, fundamental analysis and MI Skills and Knowledge A generalist profile would be preferable; past coverage of any of the following sectors will also be seen as a strong positive: utilities (focus on UK-regulated electricity and gas and water), communication, industrial, consumer non-cyclical and financial Good knowledge of Bloomberg functions, including bond pricing, ratings, news alerts, portfolio set up and issuances Good knowledge of rating agencies' approaches and ability to use their rating methodologies to perform internal ratings Understanding of bond prospectuses' structures and ability to capture relevant information Accuracy, autonomy, attention to details, intellectual curiosity, strong verbal and writing skills and deliverability under tight deadlines are very valuable attributes to have in order to be successful in this function Team spirit and collaboration are essential Basic knowledge of the SII framework for insurers would be seen as a strong positive Experience 5 to 7 years in a full-time credit research position in a sell- or buy-side institution, such as a bank or an asset manager Either a publishing or non-publishing role, primary and secondary markets Experience in structuring private assets and in contributing to enhancing deal structures Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.
Feb 16, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Along with the Investment Team (Team), the Credit Research Function (CRF) has grown significantly in order to help deliver Just's strategic and operational objectives. The Team is managing internally an increasing amount of public bonds, while at the same time on-boarding more external asset managers. The CRF is quite critical for asset deployment as it provides, inter alia, credit fundamental expertise for most assets in our portfolio, either internally- or externally managed. The CRF was for a long time integrated in terms of public and private research, but going forward, the structure of the team will change, with a delineation between liquid and illiquid assets being introduced. As part of the strategic refresh of the Public Credit Research function within the CRF, a Senior Credit Research Analyst will be one of the more senior members of a team with a broad portfolio of assets to cover and considerable new business premia to invest each year. Job Role Accountabilities Public Issuer Coverage Taking ownership of a coverage group of issuers, with responsibility for ongoing monitoring, including (among others) investment recommendations, credit notes and earnings updates Identifying and initiating coverage on issuers that are new to the portfolio, from an initial short-term recommendation through to a more comprehensive review within a defined time period Being assigned a number of sectors for which the senior analyst will be the specialist on within the team, including sector reviews, updates on relevant news and attending conferences or trainings to improve sector understanding Work closely with the broader investment team to proactively suggest trading opportunities whether they be focused around return enhancement, portfolio optimisation or credit mitigation Being a key stakeholder between the CRF and the Public Credit team who are responsible for liquid portfolio management Creating portfolio benchmarks to help suggest trade opportunities Occasionally working with the private assets team to share sector or issuer expertise in the context of illiquid asset transactions Projects Take a role in projects across the business that require credit team involvement, whether originated from credit or requiring our input for other purposes (e.g. regulatory actions, investor relations, ALM) Being a point of contact within the investment team for other departments (e.g. risk, DB, actuarial) by maintaining relationships with other verticals and building a reputation for reliability and quality Writing and presenting papers on projects to relevant committees on updates, requests for approvals and general discussion, ensuring that materials produced are of high quality and in line with expectations of those committees Upgrading existing and creating new tools in order to enhance the credit research function ways of working Being a role model to other members of the credit team and the investment team more broadly, through attitudes and behaviours suiting a more senior member of the team, aligned with Just's values Setting an example to more junior members of the team, including line management of graduate research analysts Providing training to credit research analysts and other team members MI Production Oversee the production of regular MI and other resources used by the credit research team, including comprehensively understanding the process by which they are created, updated and refreshed, reviewing outputs produced by more junior members of the team, and leading relationships between credit research and the consumers of MI and other outputs that are created Take steps to improve processes where possible to ensure that outputs are robust, automated where possible, and of maximum use to end users Ensure that the quality of resources is in line with the expectations of the wider business Examples of Key Activities Reviewing primary opportunities and producing investment recommendations under tight timeframes Maintaining live and active coverage of a portfolio of issuers, including earnings updates and reactions to news events Training junior members of the CRF, including the use of credit research tools, fundamental analysis and MI Skills and Knowledge A generalist profile would be preferable; past coverage of any of the following sectors will also be seen as a strong positive: utilities (focus on UK-regulated electricity and gas and water), communication, industrial, consumer non-cyclical and financial Good knowledge of Bloomberg functions, including bond pricing, ratings, news alerts, portfolio set up and issuances Good knowledge of rating agencies' approaches and ability to use their rating methodologies to perform internal ratings Understanding of bond prospectuses' structures and ability to capture relevant information Accuracy, autonomy, attention to details, intellectual curiosity, strong verbal and writing skills and deliverability under tight deadlines are very valuable attributes to have in order to be successful in this function Team spirit and collaboration are essential Basic knowledge of the SII framework for insurers would be seen as a strong positive Experience 5 to 7 years in a full-time credit research position in a sell- or buy-side institution, such as a bank or an asset manager Either a publishing or non-publishing role, primary and secondary markets Experience in structuring private assets and in contributing to enhancing deal structures Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.
Director of Investment Operations & Reporting We are looking for a Director of Investment Operations and Reporting to lead the investment operations and reporting teams, assuming accountability for its outcomes (including planning, prioritization, and execution), providing leadership, interfacing/partnering with other business areas, driving delivery of significant change & improvements, and contributing to the overall growth of the organization. You will be responsible for driving BAU, change, and improvements across Middle Office, Back Office, short-term liquidity risk management, and collateral management, as well as overseeing the Treasury Management System (TMS) - Quantum. Responsibilities Middle Office Lead the validation of trade instructions' execution with third parties and the internal investment team. Build and leverage third-party relationships, including oversight of third parties - custody, asset managers, and banks. Oversee the validation and settlement of investment fees with third parties. Manage the accuracy of information flowing to the Data Warehouse/inputs to actuarial/finance processes. Liquidity Management Lead the risk framework and policy for short-term liquidity. Devise tools for managing liquidity, including the active deployment of excess liquidity into appropriate return-yielding investments. Oversee the production of MI at MAP, NMAP, legal entity, and Group level regarding cash and liquidity, including cash flow forecasts and PRA Reports as required. Ensure that liquidity risk is managed in accordance with the Group Short-term Liquidity Policy and that Liquidity Stress Testing is conducted on a regular basis. Ensure that all liquidity requirements are escalated and actioned on a timely basis. Manage and report on derivative and reinsurance collateral, including execution of instructions for collateral moves, requesting counterparties to post collateral on a timely basis. Generate accounting records, reports, and disclosures on collateral, including reporting on collateral adequacy. Complex Asset Valuation Supervise and drive the asset and derivative modeling requirements of the TMS, including recommendation of key judgments and assumptions. TMS Implementation and Optimization Drive the implementation of changes, embedding of controls, and training of teams. Drive operating model considerations. Supervision of Relevant Outsource Supplier Relationships Relevant suppliers include financial institutions, asset managers, custodians, asset servicers, and pricing services. Ensure compliance with Group Outsourcing Policy. Team Management Be a proactive member of the Just Group plc leadership team, working collaboratively across the business. Build a high-performing team, improving skills, capabilities, and fully leveraging the treasury system functionalities. Ensure that Risk Sword/OneSumX is properly maintained and actioned for risks, controls, and incidents. Run or attend key governance committees including ALCO, Matching Adjustment Committee, Credit Committee, and Complex Assets Valuation Committee. Qualifications Experience leading middle and back office investment activities in a complex financial services environment (ideally, life insurance). Strong understanding of life insurance organization's balance sheet management and drivers of performance. Short/Medium-term liquidity risk management exposure. Treasury or investment qualification is desirable. Ability to identify and solve complex operational and functional problems. Ability to influence and persuade colleagues up to senior levels, applying strong negotiation skills. Company Benefits A Competitive Salary, Pension Scheme, and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones.
Feb 13, 2025
Full time
Director of Investment Operations & Reporting We are looking for a Director of Investment Operations and Reporting to lead the investment operations and reporting teams, assuming accountability for its outcomes (including planning, prioritization, and execution), providing leadership, interfacing/partnering with other business areas, driving delivery of significant change & improvements, and contributing to the overall growth of the organization. You will be responsible for driving BAU, change, and improvements across Middle Office, Back Office, short-term liquidity risk management, and collateral management, as well as overseeing the Treasury Management System (TMS) - Quantum. Responsibilities Middle Office Lead the validation of trade instructions' execution with third parties and the internal investment team. Build and leverage third-party relationships, including oversight of third parties - custody, asset managers, and banks. Oversee the validation and settlement of investment fees with third parties. Manage the accuracy of information flowing to the Data Warehouse/inputs to actuarial/finance processes. Liquidity Management Lead the risk framework and policy for short-term liquidity. Devise tools for managing liquidity, including the active deployment of excess liquidity into appropriate return-yielding investments. Oversee the production of MI at MAP, NMAP, legal entity, and Group level regarding cash and liquidity, including cash flow forecasts and PRA Reports as required. Ensure that liquidity risk is managed in accordance with the Group Short-term Liquidity Policy and that Liquidity Stress Testing is conducted on a regular basis. Ensure that all liquidity requirements are escalated and actioned on a timely basis. Manage and report on derivative and reinsurance collateral, including execution of instructions for collateral moves, requesting counterparties to post collateral on a timely basis. Generate accounting records, reports, and disclosures on collateral, including reporting on collateral adequacy. Complex Asset Valuation Supervise and drive the asset and derivative modeling requirements of the TMS, including recommendation of key judgments and assumptions. TMS Implementation and Optimization Drive the implementation of changes, embedding of controls, and training of teams. Drive operating model considerations. Supervision of Relevant Outsource Supplier Relationships Relevant suppliers include financial institutions, asset managers, custodians, asset servicers, and pricing services. Ensure compliance with Group Outsourcing Policy. Team Management Be a proactive member of the Just Group plc leadership team, working collaboratively across the business. Build a high-performing team, improving skills, capabilities, and fully leveraging the treasury system functionalities. Ensure that Risk Sword/OneSumX is properly maintained and actioned for risks, controls, and incidents. Run or attend key governance committees including ALCO, Matching Adjustment Committee, Credit Committee, and Complex Assets Valuation Committee. Qualifications Experience leading middle and back office investment activities in a complex financial services environment (ideally, life insurance). Strong understanding of life insurance organization's balance sheet management and drivers of performance. Short/Medium-term liquidity risk management exposure. Treasury or investment qualification is desirable. Ability to identify and solve complex operational and functional problems. Ability to influence and persuade colleagues up to senior levels, applying strong negotiation skills. Company Benefits A Competitive Salary, Pension Scheme, and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose To lead the efficient management of Matching Adjustment Portfolio(s), and support the optimisation of ALM position of the Group and regulatory insurance entities within the Group. Skills and Knowledge Deep knowledge of the dynamics of life insurer balance sheets and of Solvency UK requirements for base balance sheet and capital requirements. Strong experience in ALM techniques and financial instruments. Excellent communication skills, both verbal and written, with a proven ability to communicate complex ideas and analysis to less technical audience in a clear and concise manner, and to challenge others in a clear and constructive manner. Excellent problem solving skills, with an ability to take initiative to proactively identify and solve problems. Strong delivery and deadline focus. Very good working knowledge of Excel, VBA and at least one other object-orientated programming language (e.g. Python). Experience Extensive experience at a life insurance company with recent experience in capital management, MAP management, ALM and Investment. Proven track-record of developing practical solutions to complex technical issues. Extensive experience in stakeholder and project management. Previous experience of MAP optimisation, capital management projects, PRA engagement would be an advantage. In this role you will be responsible for: Manage Regulatory Compliance and Performance: Oversee the regulatory compliance, operations, and performance of Matching Adjustment Portfolios (MAPs) for life insurance companies, ensuring alignment with both internal objectives and external regulations. Maintain Integrity of MA Securitisations: Ensure the ongoing integrity and maintenance of Matching Adjustment-eligible internal securitisations, including LTMs, keeping these structures compliant and efficient. Lead Regulatory Development Initiatives: Drive the implementation of new regulatory initiatives related to MAP management, such as embedding HP cash flows, ensuring regulatory changes are integrated effectively. Assess MAP and ALM Impact of Group Projects: Evaluate the impact of group-level projects involving new asset or liability classes on MAPs and wider ALM implications, recommending strategic actions to manage them efficiently. Conduct Forward-Looking ALM Analysis: Perform quantitative analysis on the forward-looking Asset-Liability Management (ALM) positions of regulated entities and the Group as a whole, identifying opportunities for improvement and ensuring alignment with risk appetite. Engage MA Features Assessment and Lead MA application: Provide SME inputs on the assessment of new asset and liability features and manage MA permission applications. Engage with Stakeholders on MA Management: Collaborate with key stakeholders to enhance the efficiency of MAP management by leveraging innovative techniques and aligning with regulatory guidance and market best practices. Develop and Maintain ALM Framework: Support the development of a robust and efficient framework for managing the Group's ALM positions, ensuring long-term financial stability and operational efficiency. Support ALM Risk and Liquidity Management: Assist the ALM team in managing ALM risk, performance, and medium to long term liquidity positions. Implement First Line Validation: Execute first line validation activities in line with the validation framework, ensuring appropriate actions are taken in response to validation findings. Mentor and Guide Team Members: Lead and mentor junior team members, supporting their professional development and ensuring they contribute to the team's ALM objectives. Enhance ALM Capacity through Technology: Collaborate with the wider Capital Management team to scale ALM capabilities by leveraging technology solutions, driving operational efficiency.
Feb 11, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose To lead the efficient management of Matching Adjustment Portfolio(s), and support the optimisation of ALM position of the Group and regulatory insurance entities within the Group. Skills and Knowledge Deep knowledge of the dynamics of life insurer balance sheets and of Solvency UK requirements for base balance sheet and capital requirements. Strong experience in ALM techniques and financial instruments. Excellent communication skills, both verbal and written, with a proven ability to communicate complex ideas and analysis to less technical audience in a clear and concise manner, and to challenge others in a clear and constructive manner. Excellent problem solving skills, with an ability to take initiative to proactively identify and solve problems. Strong delivery and deadline focus. Very good working knowledge of Excel, VBA and at least one other object-orientated programming language (e.g. Python). Experience Extensive experience at a life insurance company with recent experience in capital management, MAP management, ALM and Investment. Proven track-record of developing practical solutions to complex technical issues. Extensive experience in stakeholder and project management. Previous experience of MAP optimisation, capital management projects, PRA engagement would be an advantage. In this role you will be responsible for: Manage Regulatory Compliance and Performance: Oversee the regulatory compliance, operations, and performance of Matching Adjustment Portfolios (MAPs) for life insurance companies, ensuring alignment with both internal objectives and external regulations. Maintain Integrity of MA Securitisations: Ensure the ongoing integrity and maintenance of Matching Adjustment-eligible internal securitisations, including LTMs, keeping these structures compliant and efficient. Lead Regulatory Development Initiatives: Drive the implementation of new regulatory initiatives related to MAP management, such as embedding HP cash flows, ensuring regulatory changes are integrated effectively. Assess MAP and ALM Impact of Group Projects: Evaluate the impact of group-level projects involving new asset or liability classes on MAPs and wider ALM implications, recommending strategic actions to manage them efficiently. Conduct Forward-Looking ALM Analysis: Perform quantitative analysis on the forward-looking Asset-Liability Management (ALM) positions of regulated entities and the Group as a whole, identifying opportunities for improvement and ensuring alignment with risk appetite. Engage MA Features Assessment and Lead MA application: Provide SME inputs on the assessment of new asset and liability features and manage MA permission applications. Engage with Stakeholders on MA Management: Collaborate with key stakeholders to enhance the efficiency of MAP management by leveraging innovative techniques and aligning with regulatory guidance and market best practices. Develop and Maintain ALM Framework: Support the development of a robust and efficient framework for managing the Group's ALM positions, ensuring long-term financial stability and operational efficiency. Support ALM Risk and Liquidity Management: Assist the ALM team in managing ALM risk, performance, and medium to long term liquidity positions. Implement First Line Validation: Execute first line validation activities in line with the validation framework, ensuring appropriate actions are taken in response to validation findings. Mentor and Guide Team Members: Lead and mentor junior team members, supporting their professional development and ensuring they contribute to the team's ALM objectives. Enhance ALM Capacity through Technology: Collaborate with the wider Capital Management team to scale ALM capabilities by leveraging technology solutions, driving operational efficiency.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose: To design and assist in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. To contribute to the creation and maintenance of technology roadmaps and overall system strategy. To work closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Key Accountabilities Ensure roadmaps and strategy are understood in both technical teams and the wider business. Design solutions to meet non-functional Requirements (NFRs). Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Help the business-led development teams with some hands-on engineering/PoCs. Qualifications: Degree educated. Technical Certifications. Skills and Knowledge: Ability to engage with business SMEs to understand complex requirements and ask the right questions. Flexible, adaptable and pragmatic approach to design options to facilitate decision making. Architecting solutions using Microsoft Azure. Integrating solutions with 3rd party platforms and services. Architecting applications using Python, .Net, React, micro services and APIs. SQL Server and other cloud storage technologies (NoSQL/Blob etc.). Knowledge of cloud infrastructure and networking. Knowledge of traditional server infrastructure and networking. Microsoft 365 products and capabilities. Knowledge of Microsoft Dynamics CRM and Microsoft Power Platform beneficial but not essential. Experience: Significant commercial experience working in technology, within Financial Services is essential. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Experience of actuarial and finance systems. Experience of working with regulated financial services companies. Experience of integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.
Feb 08, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose: To design and assist in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. To contribute to the creation and maintenance of technology roadmaps and overall system strategy. To work closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Key Accountabilities Ensure roadmaps and strategy are understood in both technical teams and the wider business. Design solutions to meet non-functional Requirements (NFRs). Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Help the business-led development teams with some hands-on engineering/PoCs. Qualifications: Degree educated. Technical Certifications. Skills and Knowledge: Ability to engage with business SMEs to understand complex requirements and ask the right questions. Flexible, adaptable and pragmatic approach to design options to facilitate decision making. Architecting solutions using Microsoft Azure. Integrating solutions with 3rd party platforms and services. Architecting applications using Python, .Net, React, micro services and APIs. SQL Server and other cloud storage technologies (NoSQL/Blob etc.). Knowledge of cloud infrastructure and networking. Knowledge of traditional server infrastructure and networking. Microsoft 365 products and capabilities. Knowledge of Microsoft Dynamics CRM and Microsoft Power Platform beneficial but not essential. Experience: Significant commercial experience working in technology, within Financial Services is essential. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Experience of actuarial and finance systems. Experience of working with regulated financial services companies. Experience of integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.
We are looking for a Head of Investment Valuation to lead our Investment Valuation team and deliver asset modelling methodology and systems, short-term liquidity risk modelling and management, and other initiatives. Responsibilities Lead the Investment Valuation team in accordance with Just's behavioural principles. Drive strategy and proactively shape outcomes for the team. Provide actuarial/technical expertise to support the accurate and appropriate valuation of Just's investment assets, derivatives, and repo. Lead asset modelling and governance development required to value new types of assets, driving dialogue with asset managers as required. Maintain a master list of Just's requirements for asset managers in respect of asset valuation and reporting. Provide technical expertise to own, develop, and maintain the documentation of the Group's asset, derivatives, and repo modelling methodology, including IFRS Level 3 assets and limited-price-indexation (LPI) linked assets valuations and validations. Own the technical development and maintenance of the LPI projection model and other market yield curve infrastructure. Own and maintain a sustainable operating model for illiquid asset valuation and associated independent price verification ("IPV"); manage the associated asset manager and vendor relationships. Analyse and explain the IFRS Level 3 asset valuation differences between Just Group and asset managers or other vendors supplying valuations where applicable. Provide actuarial/technical expertise to model short-term liquidity risk. Provide technical assistance/actuarial input to other initiatives associated with the Investment Operations function. Assess and communicate to key asset valuation judgment areas for relevant management, executive, and Board committees. Deputy chair the Asset Valuation Committee. Assist with preparing clear and concise material and presentations, internal papers, approvals, and management information, where applicable. Lead dialogue with external auditors regarding asset valuation matters. Develop and maintain an appropriate risks and controls framework for asset valuation processes. Work closely with internal stakeholders, most notably in the areas of Investments, Finance, Actuarial, and Risk, and in particular, support the regular Investment Operations processes. Skills & Experience A qualified actuary or equivalent quantitative and professional profile. The ideal candidate would have substantial experience in the Investments, Reporting, or Treasury area. Track record of developing practical solutions to complex technical issues. Experience in financial markets, particularly corporate bonds/loans, financial derivatives, and repo are highly desirable. Excellent knowledge of fixed income assets, derivatives, and repo. Knowledge of Bloomberg and FIS Quantum is desirable. Excellent knowledge of Excel and VBA and potentially other financial modelling software. Excellent problem-solving skills. Good understanding of data management and analysis. Ability to communicate complex ideas and analysis to a less technical audience. Able to take the initiative to identify and solve issues proactively. Company Benefits A competitive salary, pension scheme, and life assurance. 25 days annual leave plus an additional day on us for your birthday. Private medical cover and income protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and trained physical & mental health first aiders (on-site). A variety of employee-funded benefits available to you via our online benefits portal. Plus, several additional purchase options available for you and your loved ones.
Feb 03, 2025
Full time
We are looking for a Head of Investment Valuation to lead our Investment Valuation team and deliver asset modelling methodology and systems, short-term liquidity risk modelling and management, and other initiatives. Responsibilities Lead the Investment Valuation team in accordance with Just's behavioural principles. Drive strategy and proactively shape outcomes for the team. Provide actuarial/technical expertise to support the accurate and appropriate valuation of Just's investment assets, derivatives, and repo. Lead asset modelling and governance development required to value new types of assets, driving dialogue with asset managers as required. Maintain a master list of Just's requirements for asset managers in respect of asset valuation and reporting. Provide technical expertise to own, develop, and maintain the documentation of the Group's asset, derivatives, and repo modelling methodology, including IFRS Level 3 assets and limited-price-indexation (LPI) linked assets valuations and validations. Own the technical development and maintenance of the LPI projection model and other market yield curve infrastructure. Own and maintain a sustainable operating model for illiquid asset valuation and associated independent price verification ("IPV"); manage the associated asset manager and vendor relationships. Analyse and explain the IFRS Level 3 asset valuation differences between Just Group and asset managers or other vendors supplying valuations where applicable. Provide actuarial/technical expertise to model short-term liquidity risk. Provide technical assistance/actuarial input to other initiatives associated with the Investment Operations function. Assess and communicate to key asset valuation judgment areas for relevant management, executive, and Board committees. Deputy chair the Asset Valuation Committee. Assist with preparing clear and concise material and presentations, internal papers, approvals, and management information, where applicable. Lead dialogue with external auditors regarding asset valuation matters. Develop and maintain an appropriate risks and controls framework for asset valuation processes. Work closely with internal stakeholders, most notably in the areas of Investments, Finance, Actuarial, and Risk, and in particular, support the regular Investment Operations processes. Skills & Experience A qualified actuary or equivalent quantitative and professional profile. The ideal candidate would have substantial experience in the Investments, Reporting, or Treasury area. Track record of developing practical solutions to complex technical issues. Experience in financial markets, particularly corporate bonds/loans, financial derivatives, and repo are highly desirable. Excellent knowledge of fixed income assets, derivatives, and repo. Knowledge of Bloomberg and FIS Quantum is desirable. Excellent knowledge of Excel and VBA and potentially other financial modelling software. Excellent problem-solving skills. Good understanding of data management and analysis. Ability to communicate complex ideas and analysis to a less technical audience. Able to take the initiative to identify and solve issues proactively. Company Benefits A competitive salary, pension scheme, and life assurance. 25 days annual leave plus an additional day on us for your birthday. Private medical cover and income protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and trained physical & mental health first aiders (on-site). A variety of employee-funded benefits available to you via our online benefits portal. Plus, several additional purchase options available for you and your loved ones.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Aligned with the company's growth, we are now recruiting for a new role in the Solution Architecture team to support Retail Technology in: Designing and assisting in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. Contributing to the creation and maintenance of technology roadmaps and overall system strategy. Working closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Job Role Accountabilities Evaluate (and recommend) solutions, including costs and impact. Ensure solutions align to the Business and Systems Strategy. Ensure solutions meet Regulatory, Legal and Risk requirements. Ensure roadmaps and strategy are understood in both technical teams and the wider business. Define non-functional Requirements (NFRs), major system elements, subsystems, and interfaces. Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Examples of Key Activities Collaborate with business stakeholders, programme managers, product owners, development teams, 3rd parties and suppliers to define options and solutions. Attend all relevant agile ceremonies, including lean start-up, programme increment planning and refinement sessions to safeguard the design. Attend all architecture community sessions. Present designs to the Technical Design Authority. Review software requests as part of the Software and Services Approval Board. Review change requests as an architecture approver on the Change Advisory Board. Enable teams to make decisions through prototypes/proof of concepts, guidelines, advice and collaborative working practices. Mentor and supports colleagues, attend or organise communities of practice centred around technologies or systems. Collaborate with architecture colleagues in improving the architecture community. Skills, Knowledge and Experience Essential for the role: Significant, proven commercial experience working in Technology, ideally within Financial Services. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Skills in architecting solutions using Microsoft Azure, IaaS, PaaS and SaaS. Ability to integrate solutions with 3rd party platforms and services. Architecting applications using .Net, React, micro services and APIs. Knowledge of architecture design patterns (SOA, event-driven micro-services, APIs etc.). SQL Server and other storage technologies (NoSQL/Blob etc.). Beneficial to have experience of any of the following: Actuarial and finance systems; working with regulated financial services companies; integrating in-house applications with third party solutions; integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.
Jan 29, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Aligned with the company's growth, we are now recruiting for a new role in the Solution Architecture team to support Retail Technology in: Designing and assisting in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. Contributing to the creation and maintenance of technology roadmaps and overall system strategy. Working closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Job Role Accountabilities Evaluate (and recommend) solutions, including costs and impact. Ensure solutions align to the Business and Systems Strategy. Ensure solutions meet Regulatory, Legal and Risk requirements. Ensure roadmaps and strategy are understood in both technical teams and the wider business. Define non-functional Requirements (NFRs), major system elements, subsystems, and interfaces. Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Examples of Key Activities Collaborate with business stakeholders, programme managers, product owners, development teams, 3rd parties and suppliers to define options and solutions. Attend all relevant agile ceremonies, including lean start-up, programme increment planning and refinement sessions to safeguard the design. Attend all architecture community sessions. Present designs to the Technical Design Authority. Review software requests as part of the Software and Services Approval Board. Review change requests as an architecture approver on the Change Advisory Board. Enable teams to make decisions through prototypes/proof of concepts, guidelines, advice and collaborative working practices. Mentor and supports colleagues, attend or organise communities of practice centred around technologies or systems. Collaborate with architecture colleagues in improving the architecture community. Skills, Knowledge and Experience Essential for the role: Significant, proven commercial experience working in Technology, ideally within Financial Services. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Skills in architecting solutions using Microsoft Azure, IaaS, PaaS and SaaS. Ability to integrate solutions with 3rd party platforms and services. Architecting applications using .Net, React, micro services and APIs. Knowledge of architecture design patterns (SOA, event-driven micro-services, APIs etc.). SQL Server and other storage technologies (NoSQL/Blob etc.). Beneficial to have experience of any of the following: Actuarial and finance systems; working with regulated financial services companies; integrating in-house applications with third party solutions; integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Aligned with the company's growth, we are now recruiting for a new role in the Solution Architecture team to support Retail Technology in: Designing and assisting in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. Contributing to the creation and maintenance of technology roadmaps and overall system strategy. Working closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Job Role Accountabilities Evaluate (and recommend) solutions, including costs and impact. Ensure solutions align to the Business and Systems Strategy. Ensure solutions meet Regulatory, Legal and Risk requirements. Ensure roadmaps and strategy are understood in both technical teams and the wider business. Define non-functional Requirements (NFRs), major system elements, subsystems, and interfaces. Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Examples of Key Activities Collaborate with business stakeholders, programme managers, product owners, development teams, 3rd parties and suppliers to define options and solutions. Attend all relevant agile ceremonies, including lean start-up, programme increment planning and refinement sessions to safeguard the design. Attend all architecture community sessions. Present designs to the Technical Design Authority. Review software requests as part of the Software and Services Approval Board. Review change requests as an architecture approver on the Change Advisory Board. Enable teams to make decisions through prototypes/proof of concepts, guidelines, advice and collaborative working practices. Mentor and supports colleagues, attend or organise communities of practice centred around technologies or systems. Collaborate with architecture colleagues in improving the architecture community. Skills, Knowledge and Experience Essential for the role: Significant, proven commercial experience working in Technology, ideally within Financial Services. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Skills in architecting solutions using Microsoft Azure, IaaS, PaaS and SaaS. Ability to integrate solutions with 3rd party platforms and services. Architecting applications using .Net, React, micro services and APIs. Knowledge of architecture design patterns (SOA, event-driven micro-services, APIs etc.). SQL Server and other storage technologies (NoSQL/Blob etc.). Beneficial to have experience of any of the following: Actuarial and finance systems; working with regulated financial services companies; integrating in-house applications with third party solutions; integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.
Jan 29, 2025
Full time
We're a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement. That's who we are. We're a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. Purpose Aligned with the company's growth, we are now recruiting for a new role in the Solution Architecture team to support Retail Technology in: Designing and assisting in delivering technical solutions in line with the company's business and systems strategies, digital transformation objectives, standards and policies. Contributing to the creation and maintenance of technology roadmaps and overall system strategy. Working closely with the business community to identify new opportunities of how & where technology can be used to provide business benefit. Job Role Accountabilities Evaluate (and recommend) solutions, including costs and impact. Ensure solutions align to the Business and Systems Strategy. Ensure solutions meet Regulatory, Legal and Risk requirements. Ensure roadmaps and strategy are understood in both technical teams and the wider business. Define non-functional Requirements (NFRs), major system elements, subsystems, and interfaces. Lead the design for change initiatives within the company's agile framework and ensure the design is safeguarded throughout the change lifecycle. Define design iterations aligned to business MVP and encourage and promote evolutionary design. Increase business awareness of new technologies and existing system capabilities. Evaluate and recommend tools, patterns and practices. Maintain an up to date knowledge of technology, industry and the business. Examples of Key Activities Collaborate with business stakeholders, programme managers, product owners, development teams, 3rd parties and suppliers to define options and solutions. Attend all relevant agile ceremonies, including lean start-up, programme increment planning and refinement sessions to safeguard the design. Attend all architecture community sessions. Present designs to the Technical Design Authority. Review software requests as part of the Software and Services Approval Board. Review change requests as an architecture approver on the Change Advisory Board. Enable teams to make decisions through prototypes/proof of concepts, guidelines, advice and collaborative working practices. Mentor and supports colleagues, attend or organise communities of practice centred around technologies or systems. Collaborate with architecture colleagues in improving the architecture community. Skills, Knowledge and Experience Essential for the role: Significant, proven commercial experience working in Technology, ideally within Financial Services. Commercial experience of Solution Architecture in an agile framework. Self-Motivated and driven, able to work with little supervision, with a demonstrable track record in delivering large-scale and/or complex solutions. Excellent written and verbal communication skills; ability to communicate complex technical concepts clearly and appropriately to a technical and non-technical audience. A demonstrable personal interest in technology. In-depth knowledge of the Microsoft development technology stack and a demonstrable record in developing and architecting Microsoft-based applications. A demonstrable ability to handle multiple concurrent initiatives. Proven ability to work in a collaborative agile environment and to coach and mentor others. Skills in architecting solutions using Microsoft Azure, IaaS, PaaS and SaaS. Ability to integrate solutions with 3rd party platforms and services. Architecting applications using .Net, React, micro services and APIs. Knowledge of architecture design patterns (SOA, event-driven micro-services, APIs etc.). SQL Server and other storage technologies (NoSQL/Blob etc.). Beneficial to have experience of any of the following: Actuarial and finance systems; working with regulated financial services companies; integrating in-house applications with third party solutions; integrating with and/or migrating solutions to a cloud environment. Company Benefits A Competitive Salary, Pension Scheme and Life Assurance. Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday. Private Medical Cover and Income Protection, just in case. A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets. Opportunity to progress within your career both in-role and within the company. FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site). A variety of Employee Funded Benefits available to you via our Online Benefits Portal. Plus, several additional purchase options available for you and your loved ones. Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We've made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations. Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity. What's clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other. At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.
To support the development, implementation and maintenance of the internal securitisation process in order to convert the LTM cash flows into MA eligible notes To support the development, implementation and maintenance of the process for new business (and potential other scenarios) in line with the internal securitisation rules. To support the assessment of liquidity and ALM implications of Group projects related to new assets or liabilities classes. To support the development and maintenance of a robust and efficient framework for managing the ALM position of the Group. To perform quantitative analysis of the forward-looking ALM position of each regulated insurance entity and the overall Group and recommend actions to ensure the investment portfolio remains appropriate To maintain the efficiency of the Matching Adjustment Portfolio(s) and ensure assets are appropriately structured for Solvency II Matching Adjustment To prepare relevant materials based on the requests of the Matching adjustment committees, investment committee and Asset Liability Committees To analyse the efficiency of, and recommend actions and strategies (including hedging) to optimise, the ALM position in light of overall business objectives (e.g. capital, liquidity, profit or other metrics) and past performance To support the development and maintenance of a long-term liquidity framework and associated analyses and develop recommendations to ensure the Group remains within the overall long-term liquidity risk appetite To provide input into the short-term liquidity analysis performed by Treasury To support the development of a capital projection platform to facilitate robust analysis of "what if" ALM scenarios To work with the rest of the business to implement approved actions and strategies To implement first line validation activities in accordance with the validation framework and facilitate appropriate action in response to validation findings
Jan 29, 2024
Full time
To support the development, implementation and maintenance of the internal securitisation process in order to convert the LTM cash flows into MA eligible notes To support the development, implementation and maintenance of the process for new business (and potential other scenarios) in line with the internal securitisation rules. To support the assessment of liquidity and ALM implications of Group projects related to new assets or liabilities classes. To support the development and maintenance of a robust and efficient framework for managing the ALM position of the Group. To perform quantitative analysis of the forward-looking ALM position of each regulated insurance entity and the overall Group and recommend actions to ensure the investment portfolio remains appropriate To maintain the efficiency of the Matching Adjustment Portfolio(s) and ensure assets are appropriately structured for Solvency II Matching Adjustment To prepare relevant materials based on the requests of the Matching adjustment committees, investment committee and Asset Liability Committees To analyse the efficiency of, and recommend actions and strategies (including hedging) to optimise, the ALM position in light of overall business objectives (e.g. capital, liquidity, profit or other metrics) and past performance To support the development and maintenance of a long-term liquidity framework and associated analyses and develop recommendations to ensure the Group remains within the overall long-term liquidity risk appetite To provide input into the short-term liquidity analysis performed by Treasury To support the development of a capital projection platform to facilitate robust analysis of "what if" ALM scenarios To work with the rest of the business to implement approved actions and strategies To implement first line validation activities in accordance with the validation framework and facilitate appropriate action in response to validation findings