C2FO

More than a mission, C2FO is a better financial system changing the way every business gains access to the working capital they need to thrive. At C2FO, everyone is an employee-owner which means we're all invested in our work and team members. We're a company of team players and self-starters finding new and innovative ways to get things done. If you're excited to learn, grow, and leave your mark on our fast-growing organization, C2FO may be the place for you. About C2FO Headquartered in Kansas City, USA, C2FO has more than 450 employees worldwide, with operations throughout North America, Europe, India, Asia Pacific, and Australia. C2FO is the world's largest on-demand working capital platform. Our mission is to ensure every business has the capital needed to thrive and we have delivered more than $445+ billion in funding to businesses since our founding. How do we do this? By providing fast, flexible, and equitable access to low-cost capital through our easy-to-use platform. We provide technology with a human touch, giving our customers the direct support they need and ensuring our team members have the tools, resources, and work environment they need to deliver on our promise to customers. With the C2FO platform, businesses worldwide have more working capital to fuel their growth, create jobs and develop new products. At C2FO, we take care of our customers and our people - the vital human capital that helps our customers thrive. That's why we offer a comprehensive benefits package, flexible work options for work/life balance, volunteer time off, and more. Learn more about our benefits here. About the Role C2FO is seeking an experienced attorney with deep expertise in privacy, fintech, supply chain finance, and emerging financial technologies. This role will report directly to the General Counsel and will play a critical part in supporting C2FO's global legal, regulatory, and compliance initiatives across its innovative working capital and fintech platform. We are specifically looking for a qualified attorney licensed to practice law in the United Kingdom or the United States, with demonstrated experience advising fintech companies, financial institutions, or technology-driven financial platforms. This position will work closely with C2FO's legal, compliance, security, product, and engineering teams. We have offices in Kansas City, MO, London and Bristol, UK, but are open to candidates working remotely in the UK or US. This is a high-impact role supporting both existing and new product initiatives, including cutting-edge financial products at the intersection of supply chain finance, SaaS, embedded finance, and emerging technologies. Regulatory, Privacy, and Fintech Advisory Serve as the primary legal advisor on regulations applicable to C2FO's global fintech platform, including GDPR, US federal and state privacy laws, global data protection laws, financial services regulations, and digital asset and stablecoin regulatory frameworks. Monitor and interpret evolving regulatory requirements affecting fintech, supply chain finance, embedded finance, digital assets, and related emerging technologies. Advise internal stakeholders on legal and regulatory risks associated with new and existing financial products, including those involving digital payments, receivables finance, and blockchain-enabled solutions. Commercial, Financing, and Technology Transactions Draft, negotiate, and structure complex commercial, financing, and technology agreements with clients, financial institutions, and strategic partners, including: Supply chain finance agreements Bank partnership, funding, and servicing agreements Master Services Agreements (SaaS) Technology licensing and intellectual property agreements Vendor and strategic partner agreements Data processing agreements and cross-border data transfer arrangements Agreements involving fintech integrations, APIs, SDKs, and embedded finance solutions Agreements supporting emerging technologies, including digital assets. Product, Technology, and Emerging Technology Support Partner with product, engineering, and security teams to support the development and launch of fintech and emerging technology products. Provide legal guidance on issues relating to digital assets, payment systems, and emerging financial infrastructure. Review and advise on security policies, data governance frameworks, and technology risk management practices. Global Legal and Compliance Support Assist in managing global compliance programs and legal risk mitigation strategies. Manage and coordinate with external counsel in multiple jurisdictions, including the US, UK, and other international markets. Advise internal stakeholders on legal and regulatory risks and requirements associated with expansion into new geographies. Support cross-border transactions, regulatory inquiries, and strategic business initiatives. Provide practical, business-focused legal advice to internal stakeholders across all levels of the organization. Independently manage complex legal negotiations from initiation through execution. Remote with Hybrid Option: This position is primarily remote and requires a reliable internet connection in a private setting. Candidates residing in Kansas City, Bristol, or London have the option to work in a hybrid model, splitting time between home and our collaborative open-office environment with access to private meeting spaces as needed. Basic Qualifications Qualified attorney licensed to practice law in the United States (active state bar membership) or the United Kingdom (Solicitor qualified in England & Wales or equivalent). Juris Doctor (JD), LLB, or equivalent law degree from an accredited institution. Minimum 5+ years of relevant legal experience, preferably advising fintech companies, financial institutions, or technology platforms. Demonstrated experience advising on GDPR, UK GDPR, and global privacy and data protection laws. Experience drafting and negotiating complex commercial, technology, and financial agreements. Strong experience with supply chain finance, receivables finance, factoring, or structured finance transactions. Familiarity with emerging financial technologies, including blockchain. Experience advising on SaaS, cloud, and technology platform agreements. Experience supporting API-driven platforms, integrations, and SDK-based products. Strong understanding of global regulatory frameworks affecting fintech and digital financial products. Excellent negotiation, communication, and stakeholder management skills. Ability to work independently in a fast-paced, high-growth environment and manage multiple priorities effectively. Commitment to Diversity and Inclusion As an Equal Opportunity Employer, we not only value diversity and equality, but we also empower our team members to bring their authentic selves to work every day. Our goal is to create a workplace that reflects the communities we serve and our global, multicultural clients. We recognize the power of inclusion, emphasizing that each team member was chosen for their unique ability to contribute to the overall success of our mission. We do not discriminate based on race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment decisions are based on qualifications, merit, and business needs.