Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB) page is loaded Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB)locations: Londontime type: Full timeposted on: Posted Todayjob requisition id: -WDDiscover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the bank's lending opportunities. The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment. CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies. The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience. MAIN PURPOSE OF THE ROLE The credit analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews. The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom-up risk review process. The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals. The role sits in the Energy sector team, with the portfolio focused on Oil & Gas, Metals & Mining and Chemicals, with borrowers mainly based in Europe. KEY RESPONSIBILITIES Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events. Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off. Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise. Ensure accurate and timely compliance with internal rules and reporting procedures. Demonstrate ability to multi-task and manage ever changing and often conflicting priorities. Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate. As directed support the development of other junior staff members assigned to the team. WORK EXPERIENCE Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event. Alternatively, an ambitious newly qualified ACA/ACCA looking for a career in banking will be considered. SKILLS AND EXPERIENCE Functional / Technical Competencies: Experience working with IG and NIG counterparties. Energy sector coverage (as outlined above) would be viewed favourably, albeit not mandatory. A strong quantitative background with a solid understanding of accounting and financial data analysis. A clear and concise business writing style reflecting a capacity to distil critical information from large data sources. Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing. A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial. Education / Qualifications: Degree level and professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as CFA. PERSONAL REQUIREMENTS A proactive, motivated approach. The ability to operate with urgency and prioritise work accordingly. The capacity to manage large workloads and tight deadlines. Strong decision-making skills, with the ability to demonstrate sound judgement. A structured and logical approach to problem solving. Excellent attention to detail and accuracy. Strong numerical skills.We are open to considering flexible working requests in line with organisational requirements.MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
Jan 04, 2026
Full time
Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB) page is loaded Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB)locations: Londontime type: Full timeposted on: Posted Todayjob requisition id: -WDDiscover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the bank's lending opportunities. The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment. CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies. The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience. MAIN PURPOSE OF THE ROLE The credit analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews. The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom-up risk review process. The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals. The role sits in the Energy sector team, with the portfolio focused on Oil & Gas, Metals & Mining and Chemicals, with borrowers mainly based in Europe. KEY RESPONSIBILITIES Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events. Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off. Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise. Ensure accurate and timely compliance with internal rules and reporting procedures. Demonstrate ability to multi-task and manage ever changing and often conflicting priorities. Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate. As directed support the development of other junior staff members assigned to the team. WORK EXPERIENCE Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event. Alternatively, an ambitious newly qualified ACA/ACCA looking for a career in banking will be considered. SKILLS AND EXPERIENCE Functional / Technical Competencies: Experience working with IG and NIG counterparties. Energy sector coverage (as outlined above) would be viewed favourably, albeit not mandatory. A strong quantitative background with a solid understanding of accounting and financial data analysis. A clear and concise business writing style reflecting a capacity to distil critical information from large data sources. Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing. A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial. Education / Qualifications: Degree level and professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as CFA. PERSONAL REQUIREMENTS A proactive, motivated approach. The ability to operate with urgency and prioritise work accordingly. The capacity to manage large workloads and tight deadlines. Strong decision-making skills, with the ability to demonstrate sound judgement. A structured and logical approach to problem solving. Excellent attention to detail and accuracy. Strong numerical skills.We are open to considering flexible working requests in line with organisational requirements.MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
Allow us to introduce ourselves. At dss+, we are not just your average global operations consulting firm. We are a Purpose driven company that exists to save lives and create a sustainable future - for our clients, employees and communities. In pursuit of this Purpose, we put people at the centre of everything we do, and we are a consultancy with heart. As an experienced operations consultant, your role is crucial in helping us achieve this Purpose, making you an integral part of our operations. Right now, we're expanding our market reach and impact in the UK and looking for a senior manager who can help us transform our clients and work as part of high performing project teams on large, complex transformational work programmes. This expansion presents a unique opportunity for you to grow both personally and professionally as you contribute to our Purpose and work on challenging projects. Does this sound like you? As a senior manager you will work across a range of industries including Chemicals, Manufacturing, Power & Utilities, Oil & Gas sectors. You will work with industry leading clients across your sectors to reduce risks and improve business continuity and asset productivity. You'll save lives, drive performance and improve the working lives of all your clients' employees. Key responsibilities will include; Develop new business and manage existing accounts Discover opportunities to make our clients safer, more productive and more sustainable Lead teams of experienced consultants and subject matter experts to identify the root causes of client safety and / or operational challenges by analysing a range of metrics and observations, and create, communicate and implement solutions Work directly with the client identifying pain points and developing and implementing effective solutions to meet their needs Develop your own and your team's work plans, mobilising the team to deliver effectively Work with members of your team to build their capabilities and deliver better value to the client Manage project delivery to ensure projects deliver the intended benefits. This role is home based in the UK but will require frequent client travel, potentially up to 4 days per week. Let's see where our shared vision leads. We have a strong growth trajectory and a global footprint, which means unprecedented opportunity for the people on our teams to advance their careers through working with clients and joining forces with technical operations executives, experienced line managers and qualified coaches who all share a problem solving mindset and a passion for what they do. We offer a mentorship program with internal and external senior leaders to broaden technical expertise and share best practices. Our performance process and talent systems support individuals on their personal and professional development journey, and you will have access to the Consulting Development Academy. In addition to our career development benefits, we offer a competitive base salary, medical cover, disability benefits, allowances, a discretionary yearly incentive plan, and flexible work policies. As a Global Company, our professionals have the possibility to contribute to international projects and grow with the company. Every employee can influence and impact our company, and we value innovators and entrepreneurs. Who are you today? Beyond that, be yourself. At dss+, we embrace and celebrate diversity. Above all, we are an inclusive culture in which everyone contributes and has the chance to develop their talents further. Ideally, you will hold a degree/master's degree in engineering or a business related field, coupled with experience in management consulting with previous exposure to safety, operational risk management and / or operational excellence. You will demonstrate deep knowledge of an industry e.g manufacturing, chemicals, power & utilities or oil & gas and you will have demonstrated the ability to sell complex operations consulting services at C level with large industrial clients. You have the ability to manage diverse and remote teams of consultants and guide them to achieve business and client objectives and you are able to manage complex projects from end to end for small or large engagements. You're a thought leader. Able to leverage your knowledge to identify themes, trends and challenges within the sector and then to guide clients and create talking points. You will speak fluent English but also be comfortable communicating and working with a wide range of cultures and nationalities (additional European languages are a significant advantage). And you will have excellent communication skills and an entrepreneurial mindset. Like us. A bit more about us We are implementers and change makers. Our passion lies in helping our clients solve their biggest challenges and engaging organisations, from the boardroom to the shop floor, to become resilient to future vulnerabilities and sustain improvements. Our industry expertise-in metals and mining, chemicals, oil, gas and energy, power and utilities, agribusiness and consumer goods, industrial and manufacturing, and private equity-combined with our consulting expertise in risk, operations, and sustainability helps clients translate their pain points into actionable roadmaps that deliver real, tangible results. Our transformational solutions in operational risk management, operational excellence and ESG/sustainability are accelerated through leadership coaching, capability building, and culture change and enabled through digital technologies.
Jan 01, 2026
Full time
Allow us to introduce ourselves. At dss+, we are not just your average global operations consulting firm. We are a Purpose driven company that exists to save lives and create a sustainable future - for our clients, employees and communities. In pursuit of this Purpose, we put people at the centre of everything we do, and we are a consultancy with heart. As an experienced operations consultant, your role is crucial in helping us achieve this Purpose, making you an integral part of our operations. Right now, we're expanding our market reach and impact in the UK and looking for a senior manager who can help us transform our clients and work as part of high performing project teams on large, complex transformational work programmes. This expansion presents a unique opportunity for you to grow both personally and professionally as you contribute to our Purpose and work on challenging projects. Does this sound like you? As a senior manager you will work across a range of industries including Chemicals, Manufacturing, Power & Utilities, Oil & Gas sectors. You will work with industry leading clients across your sectors to reduce risks and improve business continuity and asset productivity. You'll save lives, drive performance and improve the working lives of all your clients' employees. Key responsibilities will include; Develop new business and manage existing accounts Discover opportunities to make our clients safer, more productive and more sustainable Lead teams of experienced consultants and subject matter experts to identify the root causes of client safety and / or operational challenges by analysing a range of metrics and observations, and create, communicate and implement solutions Work directly with the client identifying pain points and developing and implementing effective solutions to meet their needs Develop your own and your team's work plans, mobilising the team to deliver effectively Work with members of your team to build their capabilities and deliver better value to the client Manage project delivery to ensure projects deliver the intended benefits. This role is home based in the UK but will require frequent client travel, potentially up to 4 days per week. Let's see where our shared vision leads. We have a strong growth trajectory and a global footprint, which means unprecedented opportunity for the people on our teams to advance their careers through working with clients and joining forces with technical operations executives, experienced line managers and qualified coaches who all share a problem solving mindset and a passion for what they do. We offer a mentorship program with internal and external senior leaders to broaden technical expertise and share best practices. Our performance process and talent systems support individuals on their personal and professional development journey, and you will have access to the Consulting Development Academy. In addition to our career development benefits, we offer a competitive base salary, medical cover, disability benefits, allowances, a discretionary yearly incentive plan, and flexible work policies. As a Global Company, our professionals have the possibility to contribute to international projects and grow with the company. Every employee can influence and impact our company, and we value innovators and entrepreneurs. Who are you today? Beyond that, be yourself. At dss+, we embrace and celebrate diversity. Above all, we are an inclusive culture in which everyone contributes and has the chance to develop their talents further. Ideally, you will hold a degree/master's degree in engineering or a business related field, coupled with experience in management consulting with previous exposure to safety, operational risk management and / or operational excellence. You will demonstrate deep knowledge of an industry e.g manufacturing, chemicals, power & utilities or oil & gas and you will have demonstrated the ability to sell complex operations consulting services at C level with large industrial clients. You have the ability to manage diverse and remote teams of consultants and guide them to achieve business and client objectives and you are able to manage complex projects from end to end for small or large engagements. You're a thought leader. Able to leverage your knowledge to identify themes, trends and challenges within the sector and then to guide clients and create talking points. You will speak fluent English but also be comfortable communicating and working with a wide range of cultures and nationalities (additional European languages are a significant advantage). And you will have excellent communication skills and an entrepreneurial mindset. Like us. A bit more about us We are implementers and change makers. Our passion lies in helping our clients solve their biggest challenges and engaging organisations, from the boardroom to the shop floor, to become resilient to future vulnerabilities and sustain improvements. Our industry expertise-in metals and mining, chemicals, oil, gas and energy, power and utilities, agribusiness and consumer goods, industrial and manufacturing, and private equity-combined with our consulting expertise in risk, operations, and sustainability helps clients translate their pain points into actionable roadmaps that deliver real, tangible results. Our transformational solutions in operational risk management, operational excellence and ESG/sustainability are accelerated through leadership coaching, capability building, and culture change and enabled through digital technologies.
Allow us to introduce ourselves. At dss+, we are not just your average global operations consulting firm. We are a Purpose-driven company that exists to save lives and create a sustainable future - for our clients, employees and communities. In pursuit of this Purpose, we put people at the centre of everything we do, and we are a consultancy with heart. Proaction International a dss+ company, is a consulting firm whose goal is to improve individual and organizational performance with a unique approach focused on developing management skills and behaviours. Through coaching, training, our technological tools, and our behavioural measurement indicators, we are able to demonstrate a significant return on investment for our clients. Resolutely human-centered, our philosophy has been proven since 2004 with several hundred companies and several thousand individuals. With our experienced team, we complete optimization projects in Canada, the United States, France, and several other countries in Europe and Asia. As our clients regularly attest, we have passionate and inspiring people who are worth discovering. Does this sound like you? We are looking for a Business Developer to join our dynamic team and play a critical role in the growth of our company. You will be responsible for developing new business opportunities and ensuring the growth of key accounts, mainly in the French market, with additional coverage in Europe. You will be called upon to promote our operational excellence consulting services and our technological solutions as a priority. As a true leader, you will define the best strategies to raise awareness of Proaction, a dss+ company, among your contacts and develop lasting business relationships. Key responsibilities will include. Prospect and develop new business opportunities Present our service offerings to prospects and clients to confirm the completion of diagnostics aimed at selling consulting or technology projects. Oversee the development of the proposal during the diagnostic phase and lead its presentation. Lead the sales process from prospecting to contract signing Maintain relationships with customers and project teams during and after project implementation in order to generate additional work in line with customer needs. Develop and propose creative strategies to reach new prospects Collaborate with project managers to define strategy and develop key accounts Let's see where our shared vision leads. We have a strong growth trajectory and a global footprint, which means unprecedented opportunity for the people on our teams to advance their careers through working with clients and joining forces with technical operations executives, experienced line managers and qualified coaches who all share a problem-solving mindset and a passion for what they do. As a Global Company, our professionals have the possibility to contribute to international projects and grow with the company. Every employee can influence and impact our company, and we value innovators and entrepreneurs. Who are you today? Beyond that, be yourself. At dss+, we embrace and celebrate diversity. Above all, we are an inclusive culture in which everyone contributes and has the chance to develop their talents further. Your profile: passionate; creative; committed; rigorous. You will ideally have: Good knowledge of the UK economic landscape, as well as other European markets (an asset). Senior level experience in sales and business development for management consulting and/or operational excellence firms. An existing client portfolio or network of contacts likely to generate new opportunities - ideally within manufacturing or food & beverage. Additional experience in the industrial, consulting, or operational excellence fields is a significant asset. Graduate of a leading engineering or business school or university graduate program. Proficiency in another European language - especially French - is a major asset). Availability for regular travel, a driver's license, and a valid passport. A bit more about us We are implementers and change-makers. Our passion lies in helping our clients solve their biggest challenges and engaging organisations, from the boardroom to the shop floor, to become resilient to future vulnerabilities and sustain improvements. Our industry expertise-in metals and mining, chemicals, oil, gas and energy, power and utilities, agribusiness and consumer goods, industrial and manufacturing, and private equity-combined with our consulting expertise in risk, operations, and sustainability helps clients translate their pain points into actionable roadmaps that deliver real, tangible results. Our transformational solutions in operational risk management, operational excellence and ESG/sustainability are accelerated through leadership coaching, capability building, and culture change and enabled through digital technologies.
Jan 01, 2026
Full time
Allow us to introduce ourselves. At dss+, we are not just your average global operations consulting firm. We are a Purpose-driven company that exists to save lives and create a sustainable future - for our clients, employees and communities. In pursuit of this Purpose, we put people at the centre of everything we do, and we are a consultancy with heart. Proaction International a dss+ company, is a consulting firm whose goal is to improve individual and organizational performance with a unique approach focused on developing management skills and behaviours. Through coaching, training, our technological tools, and our behavioural measurement indicators, we are able to demonstrate a significant return on investment for our clients. Resolutely human-centered, our philosophy has been proven since 2004 with several hundred companies and several thousand individuals. With our experienced team, we complete optimization projects in Canada, the United States, France, and several other countries in Europe and Asia. As our clients regularly attest, we have passionate and inspiring people who are worth discovering. Does this sound like you? We are looking for a Business Developer to join our dynamic team and play a critical role in the growth of our company. You will be responsible for developing new business opportunities and ensuring the growth of key accounts, mainly in the French market, with additional coverage in Europe. You will be called upon to promote our operational excellence consulting services and our technological solutions as a priority. As a true leader, you will define the best strategies to raise awareness of Proaction, a dss+ company, among your contacts and develop lasting business relationships. Key responsibilities will include. Prospect and develop new business opportunities Present our service offerings to prospects and clients to confirm the completion of diagnostics aimed at selling consulting or technology projects. Oversee the development of the proposal during the diagnostic phase and lead its presentation. Lead the sales process from prospecting to contract signing Maintain relationships with customers and project teams during and after project implementation in order to generate additional work in line with customer needs. Develop and propose creative strategies to reach new prospects Collaborate with project managers to define strategy and develop key accounts Let's see where our shared vision leads. We have a strong growth trajectory and a global footprint, which means unprecedented opportunity for the people on our teams to advance their careers through working with clients and joining forces with technical operations executives, experienced line managers and qualified coaches who all share a problem-solving mindset and a passion for what they do. As a Global Company, our professionals have the possibility to contribute to international projects and grow with the company. Every employee can influence and impact our company, and we value innovators and entrepreneurs. Who are you today? Beyond that, be yourself. At dss+, we embrace and celebrate diversity. Above all, we are an inclusive culture in which everyone contributes and has the chance to develop their talents further. Your profile: passionate; creative; committed; rigorous. You will ideally have: Good knowledge of the UK economic landscape, as well as other European markets (an asset). Senior level experience in sales and business development for management consulting and/or operational excellence firms. An existing client portfolio or network of contacts likely to generate new opportunities - ideally within manufacturing or food & beverage. Additional experience in the industrial, consulting, or operational excellence fields is a significant asset. Graduate of a leading engineering or business school or university graduate program. Proficiency in another European language - especially French - is a major asset). Availability for regular travel, a driver's license, and a valid passport. A bit more about us We are implementers and change-makers. Our passion lies in helping our clients solve their biggest challenges and engaging organisations, from the boardroom to the shop floor, to become resilient to future vulnerabilities and sustain improvements. Our industry expertise-in metals and mining, chemicals, oil, gas and energy, power and utilities, agribusiness and consumer goods, industrial and manufacturing, and private equity-combined with our consulting expertise in risk, operations, and sustainability helps clients translate their pain points into actionable roadmaps that deliver real, tangible results. Our transformational solutions in operational risk management, operational excellence and ESG/sustainability are accelerated through leadership coaching, capability building, and culture change and enabled through digital technologies.