WHAT WE DO At Goldman Sachs, our Engineers don't just make things - we make things possible. We change the world by connecting people and capital with ideas and solve the most challenging and pressing engineering problems for our clients. Our engineering teams build scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Engineering, which is comprised of our Technology Division and global strategist groups, is at the critical center of our business. Our dynamic environment requires innovative strategic thinking. Want to push the limit of digital possibilities? Start here. Who We Look For Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. The Role Transaction Banking: Transaction Banking, a business unit within Platform Solutions, aims to provide comprehensive cash management solutions for corporations. Transaction Banking combines the strength and heritage of a 150-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide the best client experience. Through the use of modern technologies centered on data and analytics, we provide customers with powerful tools that are grounded in value, transparency and simplicity to improve cash flow management efficiency. The Team: Financial Risk Engineering is a global team with presence in New York, London, Bengaluru and Dallas. We are responsible for the technical design and development of systems that protect the firm and our clients from Financial Crime including real time Fraud prevention and compliance with global Sanctions and regulatory requirements, using existing and emerging technologies. The Role: In this role you will be responsible for leading the team in London. As a Senior Developer / Architect you will be expected to drive the design of critical components and shape our strategic vision for a variety of next-gen platforms that will protect the firm and our clients from Financial Crime, focusing on code quality, automation and testability. You will have the opportunity to understand our product roadmap and contribute to building an engineering culture within our global team. You will be responsible for mentoring and developing junior talent. Our flat structure requires and enables team members to evolve through the entire spectrum of the software life-cycle and closely collaborate with product owners, business and operations users. You must have a proficient understanding of software development concepts. A good understanding of the Cloud and Container concepts is a plus. You will also be responsible to develop easy to support software and liaise with our SRE team to factor in their requirements. We are looking for someone with lots of energy that enjoys engineering challenges and has a passion to deliver high quality technology solutions and is able to operate in a highly fluid, rapidly changing environment. RESPONSIBILITIES AND QUALIFICATIONS HOW YOU WILL FULFILL YOUR POTENTIAL Develop full stack applications with due consideration to security, design, validation and SDLC framework Contribute to shaping the strategic vision of our Fraud screening platform involving data streaming and machine learning technologies Collaborate with product managers, business operations, engineers to define product requirements and objectives Participate in system design consulting, platform management Develop resilient, scalable and secure modules using cloud native services Manage multiple tasks and use sound judgment when prioritizing Update and maintain documentation for team processes, best practices and software runbooks Must be passionate about technology and engineering Exceptional analytical skills and ability to apply knowledge and experience in decision-making to arrive at creative and commercial solutions BASIC QUALIFICATIONS Minimum 7 years of relevant professional experience using a modern programming language (preferably Java) Proven ability to lead engineering teams and deliver complex products with multiple stakeholders Prior experience with working on high availability, mission critical systems BS degree in Computer Science or related technical field involving programming or systems engineering. Proficiency in development with Java, springboot, REST APIs Experience with microservice architectures (SOA) Experience engineering solutions with distributed tracing, Performance testing, Authentication, Authorization Proficiency with algorithms, data structures and software design Experience with UNIX operating systems internals, infrastructure as code-Terraform and networking Proven to work independently in a fast paced and often multi-direction work environment Team oriented, strong interpersonal and communication skills PREFERRED QUALIFICATIONS Experience with development and design of distributed systems Experience in financial services specifically corporate cash management desirable Experience with AWS services - Amazon MSK/Apache kafka, ECS, S3, IAM, AWS XRay Basic knowledge of data science and machine learning is preferable but not essential ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity
Mar 25, 2024
Full time
WHAT WE DO At Goldman Sachs, our Engineers don't just make things - we make things possible. We change the world by connecting people and capital with ideas and solve the most challenging and pressing engineering problems for our clients. Our engineering teams build scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Engineering, which is comprised of our Technology Division and global strategist groups, is at the critical center of our business. Our dynamic environment requires innovative strategic thinking. Want to push the limit of digital possibilities? Start here. Who We Look For Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. The Role Transaction Banking: Transaction Banking, a business unit within Platform Solutions, aims to provide comprehensive cash management solutions for corporations. Transaction Banking combines the strength and heritage of a 150-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide the best client experience. Through the use of modern technologies centered on data and analytics, we provide customers with powerful tools that are grounded in value, transparency and simplicity to improve cash flow management efficiency. The Team: Financial Risk Engineering is a global team with presence in New York, London, Bengaluru and Dallas. We are responsible for the technical design and development of systems that protect the firm and our clients from Financial Crime including real time Fraud prevention and compliance with global Sanctions and regulatory requirements, using existing and emerging technologies. The Role: In this role you will be responsible for leading the team in London. As a Senior Developer / Architect you will be expected to drive the design of critical components and shape our strategic vision for a variety of next-gen platforms that will protect the firm and our clients from Financial Crime, focusing on code quality, automation and testability. You will have the opportunity to understand our product roadmap and contribute to building an engineering culture within our global team. You will be responsible for mentoring and developing junior talent. Our flat structure requires and enables team members to evolve through the entire spectrum of the software life-cycle and closely collaborate with product owners, business and operations users. You must have a proficient understanding of software development concepts. A good understanding of the Cloud and Container concepts is a plus. You will also be responsible to develop easy to support software and liaise with our SRE team to factor in their requirements. We are looking for someone with lots of energy that enjoys engineering challenges and has a passion to deliver high quality technology solutions and is able to operate in a highly fluid, rapidly changing environment. RESPONSIBILITIES AND QUALIFICATIONS HOW YOU WILL FULFILL YOUR POTENTIAL Develop full stack applications with due consideration to security, design, validation and SDLC framework Contribute to shaping the strategic vision of our Fraud screening platform involving data streaming and machine learning technologies Collaborate with product managers, business operations, engineers to define product requirements and objectives Participate in system design consulting, platform management Develop resilient, scalable and secure modules using cloud native services Manage multiple tasks and use sound judgment when prioritizing Update and maintain documentation for team processes, best practices and software runbooks Must be passionate about technology and engineering Exceptional analytical skills and ability to apply knowledge and experience in decision-making to arrive at creative and commercial solutions BASIC QUALIFICATIONS Minimum 7 years of relevant professional experience using a modern programming language (preferably Java) Proven ability to lead engineering teams and deliver complex products with multiple stakeholders Prior experience with working on high availability, mission critical systems BS degree in Computer Science or related technical field involving programming or systems engineering. Proficiency in development with Java, springboot, REST APIs Experience with microservice architectures (SOA) Experience engineering solutions with distributed tracing, Performance testing, Authentication, Authorization Proficiency with algorithms, data structures and software design Experience with UNIX operating systems internals, infrastructure as code-Terraform and networking Proven to work independently in a fast paced and often multi-direction work environment Team oriented, strong interpersonal and communication skills PREFERRED QUALIFICATIONS Experience with development and design of distributed systems Experience in financial services specifically corporate cash management desirable Experience with AWS services - Amazon MSK/Apache kafka, ECS, S3, IAM, AWS XRay Basic knowledge of data science and machine learning is preferable but not essential ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity
About This Role Discover. A brighter future. With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine. Come build your future, while being the reason millions of people find a brighter financial future with Discover. Job Description As a Full Stack Engineer, you'll build and release reliable software systems at scale. By partnering with enterprise-wide) teams, you'll develop and maintain full stack solutions that fit our business needs. You'll use your holistic view of all products (and their interactions) to design elegant solutions and strategize the future state of our larger technical ecosystem. By independently innovating and advocating for best practices, you'll solve complex problems and guide the team on implementing solutions from inception to production. Responsibilities Analyze, design, program, test, and deploy new user stories and features with high quality (security, reliability, operations) to production Tends to Associate Application Engineers by providing learning tasks as well as work related tasks, directs the work of Senior Associate Application Engineers, and helps them continue to grow Achieves team commitments (and influence others to do the same) by using informal leadership & highly developed communication skills Has an oversight on design decisions and guides team to achieve key results for products assigned to them Remediates issues using engineering principles and creates proactive design solutions for potential failures Contributes to and leads technology communities at Discover Minimum Qualifications At a minimum, here's what we need from you: Bachelors - Computer Science Information Technology, (Software) Engineering, or related Internal applicants only: technical proficiency rating of competent on the Dreyfus engineering scale Preferred Qualifications Bonus Points If You Have: In First Year: Fullstack Academy, General Assembly or comparable programs may adequately supplement a non-CS bachelor's degree Full Stack Academy, General Assembly or comparable programs may adequately supplement a non-CS Bachelor's degree Experience as part of an Agile engineering or development team Strong understanding of object-oriented principles with an ability to write clean code Strong experience working with a relational database and NoSQL database Strong experience with CI/CD pipelines with Jenkins or similar; Git/GitHub; Artifactory/Nexus Proven skills in high availability and scalability design, as well as performance monitoring Experience developing and implementing API service architecture Experience in working in a cloud environment such as AWS, GCP or Azure. Experience in working with Kubernetes Understanding of messaging systems like MQ, Rabbit MQ, Kafka, or Kinesis. Strong experience of developing multi-threaded and synchronization application Build secure web applications with user authentication Understanding of software testing principles and methodologies External applicants will be required to perform a technical interview. And by the way, while you're waiting to hear from us, don't forget to check out the great benefits Discover offers. What are you waiting for? Apply today! All Discover employees place our customers at the very the center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management. The same way we treat our employees is how we treat all applicants - with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.
Dec 10, 2022
Full time
About This Role Discover. A brighter future. With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine. Come build your future, while being the reason millions of people find a brighter financial future with Discover. Job Description As a Full Stack Engineer, you'll build and release reliable software systems at scale. By partnering with enterprise-wide) teams, you'll develop and maintain full stack solutions that fit our business needs. You'll use your holistic view of all products (and their interactions) to design elegant solutions and strategize the future state of our larger technical ecosystem. By independently innovating and advocating for best practices, you'll solve complex problems and guide the team on implementing solutions from inception to production. Responsibilities Analyze, design, program, test, and deploy new user stories and features with high quality (security, reliability, operations) to production Tends to Associate Application Engineers by providing learning tasks as well as work related tasks, directs the work of Senior Associate Application Engineers, and helps them continue to grow Achieves team commitments (and influence others to do the same) by using informal leadership & highly developed communication skills Has an oversight on design decisions and guides team to achieve key results for products assigned to them Remediates issues using engineering principles and creates proactive design solutions for potential failures Contributes to and leads technology communities at Discover Minimum Qualifications At a minimum, here's what we need from you: Bachelors - Computer Science Information Technology, (Software) Engineering, or related Internal applicants only: technical proficiency rating of competent on the Dreyfus engineering scale Preferred Qualifications Bonus Points If You Have: In First Year: Fullstack Academy, General Assembly or comparable programs may adequately supplement a non-CS bachelor's degree Full Stack Academy, General Assembly or comparable programs may adequately supplement a non-CS Bachelor's degree Experience as part of an Agile engineering or development team Strong understanding of object-oriented principles with an ability to write clean code Strong experience working with a relational database and NoSQL database Strong experience with CI/CD pipelines with Jenkins or similar; Git/GitHub; Artifactory/Nexus Proven skills in high availability and scalability design, as well as performance monitoring Experience developing and implementing API service architecture Experience in working in a cloud environment such as AWS, GCP or Azure. Experience in working with Kubernetes Understanding of messaging systems like MQ, Rabbit MQ, Kafka, or Kinesis. Strong experience of developing multi-threaded and synchronization application Build secure web applications with user authentication Understanding of software testing principles and methodologies External applicants will be required to perform a technical interview. And by the way, while you're waiting to hear from us, don't forget to check out the great benefits Discover offers. What are you waiting for? Apply today! All Discover employees place our customers at the very the center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management. The same way we treat our employees is how we treat all applicants - with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.
End Date Tuesday 27 September 2022 Salary Range £68,139 - £98,423 Agile Working Options Other Agile Working Arrangements / Open to Discussion Job Description Summary . Job Description Java Software Engineer x4 roles (Financial Services) Lloyds Banking Group London based (1-3 days per week in the office and the rest from home, we are comfortable if you live in any location as long as you can commute to the office under your own cost) Salary & Benefits: £61,176 to £80,294 base salary, plus annual personal bonus, 15% employer pension contribution (when you put in 6%), 4% flexible cash pot, private medical insurance, 30 days holiday plus bank holidays. We also offer flexible working hours, agile working practices and regular home working. We aim to ensure you have a good work-life balance and positive mental health. Where does the role sit and what will I develop? Exciting opportunities have arisen within the Digital Platform Value Stream where a lab is being mobilised to create an Authentication Platform as a Service. The platform will use innovative technologies that helps us build The Bank of the Future and sets new standards for the industry. We have key interests in the most modern of authentication patterns and practices including biometrics amongst others and strive to use these technologies across multiple channels including web and mobile. We are looking to build out our teams of engineers and offer the opportunities to build a career with Lloyds. What would I focus on as a Java Engineer? As a Java Engineer, you will work closely with wider engineering and stakeholder community to release business value by delivering reliable, scalable, and high-quality working software to production. Key to this role is the ability to work autonomously, holistically, and critically assess situations and solutions. The pace and scale of change taking place requires a passion for new thinking, new ideas, and continuous improvement, as well as a flexible approach when interacting with wider teams. You'll also be involved in; Developing and testing robust code using Java Maintaining and improving existing software Identification of opportunities to automate and simplify. Developing API's and Microservices Working with a wide range of internal customer and stakeholders Mentoring and supporting other Java Engineers in the team We're also making the move to cloud, so you may get the opportunity to be involved in supporting our move if that is of interest. What do we need to see from applicants? We like people who come from diverse industry and cultural backgrounds that can bring new and challenging ways of thinking to the team. To be considered for the role, you must be able to show demonstrable experience and provide examples / working knowledge of the following in your CV: Software Engineering, ideally having focused on Java as your main development language. Medium to high skill coding in Java Experience of API design and architecture patterns, messaging technologies and Microservices The follow are desirable, so it would be great if you have them but please apply if you don't! Experience and desire to work using Test Driven Development (TDD) Experience relevant builds to support CI/CD Experience of deployment and monitoring tools Understanding of containers, orchestration and service mesh What will you get in return? On top of our team ethos, we're genuine about both equal opportunity and our colleagues representing the communities we serve - developing and advancing the best in our people through personal development, training, qualifications and upskilling on the job. The sheer scale and size of Lloyds brings great career development opportunities, and we are set to continue to grow our Engineering functions across the group for many years to come. Who are Lloyds Banking Group? Lloyds Banking Group is the UK's leading digital franchise, with over 13 million active online customers across our three main brands - including Lloyds Bank, Halifax and Bank of Scotland - as well as the biggest mobile bank in the country. We're building the bank of the future, and we need your help. Together we make it possible At Lloyds Banking Group, we're driven by a clear purpose; to help Britain recover. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Sep 20, 2022
Full time
End Date Tuesday 27 September 2022 Salary Range £68,139 - £98,423 Agile Working Options Other Agile Working Arrangements / Open to Discussion Job Description Summary . Job Description Java Software Engineer x4 roles (Financial Services) Lloyds Banking Group London based (1-3 days per week in the office and the rest from home, we are comfortable if you live in any location as long as you can commute to the office under your own cost) Salary & Benefits: £61,176 to £80,294 base salary, plus annual personal bonus, 15% employer pension contribution (when you put in 6%), 4% flexible cash pot, private medical insurance, 30 days holiday plus bank holidays. We also offer flexible working hours, agile working practices and regular home working. We aim to ensure you have a good work-life balance and positive mental health. Where does the role sit and what will I develop? Exciting opportunities have arisen within the Digital Platform Value Stream where a lab is being mobilised to create an Authentication Platform as a Service. The platform will use innovative technologies that helps us build The Bank of the Future and sets new standards for the industry. We have key interests in the most modern of authentication patterns and practices including biometrics amongst others and strive to use these technologies across multiple channels including web and mobile. We are looking to build out our teams of engineers and offer the opportunities to build a career with Lloyds. What would I focus on as a Java Engineer? As a Java Engineer, you will work closely with wider engineering and stakeholder community to release business value by delivering reliable, scalable, and high-quality working software to production. Key to this role is the ability to work autonomously, holistically, and critically assess situations and solutions. The pace and scale of change taking place requires a passion for new thinking, new ideas, and continuous improvement, as well as a flexible approach when interacting with wider teams. You'll also be involved in; Developing and testing robust code using Java Maintaining and improving existing software Identification of opportunities to automate and simplify. Developing API's and Microservices Working with a wide range of internal customer and stakeholders Mentoring and supporting other Java Engineers in the team We're also making the move to cloud, so you may get the opportunity to be involved in supporting our move if that is of interest. What do we need to see from applicants? We like people who come from diverse industry and cultural backgrounds that can bring new and challenging ways of thinking to the team. To be considered for the role, you must be able to show demonstrable experience and provide examples / working knowledge of the following in your CV: Software Engineering, ideally having focused on Java as your main development language. Medium to high skill coding in Java Experience of API design and architecture patterns, messaging technologies and Microservices The follow are desirable, so it would be great if you have them but please apply if you don't! Experience and desire to work using Test Driven Development (TDD) Experience relevant builds to support CI/CD Experience of deployment and monitoring tools Understanding of containers, orchestration and service mesh What will you get in return? On top of our team ethos, we're genuine about both equal opportunity and our colleagues representing the communities we serve - developing and advancing the best in our people through personal development, training, qualifications and upskilling on the job. The sheer scale and size of Lloyds brings great career development opportunities, and we are set to continue to grow our Engineering functions across the group for many years to come. Who are Lloyds Banking Group? Lloyds Banking Group is the UK's leading digital franchise, with over 13 million active online customers across our three main brands - including Lloyds Bank, Halifax and Bank of Scotland - as well as the biggest mobile bank in the country. We're building the bank of the future, and we need your help. Together we make it possible At Lloyds Banking Group, we're driven by a clear purpose; to help Britain recover. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Java Software Engineer x4 roles (Financial Services) Lloyds Banking Group London based (please only apply if able to work in the London location) Salary & Benefits : £57,861 to £79,497 (depending on experience) base salary, plus annual personal bonus, 15% employer pension contribution (when you put in 6%), 4% flexible cash pot, private medical insurance, 30 days holiday plus bank holidays. We also offer flexible working hours, agile working practices and regular home working. We aim to ensure you have a good work-life balance and positive mental health. Who are Lloyds Banking Group? Lloyds Banking Group is the UK's leading digital franchise, with over 13 million active online customers across our three main brands - including Lloyds Bank, Halifax and Bank of Scotland - as well as the biggest mobile bank in the country. We're building the bank of the future, and we need your help. Where does the role sit and what will I develop? An exciting opportunity has arisen within the Digital Platform Value Stream where a lab is being mobilised for providing an Authentication platform as a central service. Developed to meet the Strong Customer Authentication regulatory commitments, the platform uses innovative technologies that is not just the bank of the future, but industry trailblazing. Authenticators such as AppSign, Call Challenge, Behavioural Biometrics, Strong ID, Card and Reader use newest technologies across desktop, mobile, cloud, machine learning, Microservices etc. We are looking for four new mid to senior level developers to join this lab, and two more entry level developers, expanding on the team we have. What would I focus on as a Java Engineer? As a Java Engineer, within a feature team you'll work closely with both feature team members and the wider engineering community including solution architects, security, data, SRE, DevOps and a range of shared teams to deliver business value by delivering reliable, scalable and working software to production. Key to this role is the ability to work autonomously, holistically and critically assess situations and solutions. The pace and scale of change taking place requires a passion for new thinking, new ideas, and continuous improvement, as well as a flexible approach when interacting with wider teams. What do we need to see from applicants? We like people who come from diverse backgrounds that can bring new and challenging ways of thinking to the team. As a minimum to be considered for the four middle to senior level roles we have available, we would need to see evidence of the following in your CV's; Has a background working as a Software Engineer to a middle or senior level, ideally having focused on Java as your main development language. Experience of API design and architecture patterns, messaging technologies (Kafka, MQ) and Microservices Has a deep and broad understanding of Java Experience of a relevant testing frameworks Experience of some relevant build tools Experience of deployment and monitoring tools Understanding of containers, orchestration and service mesh If Java is your main skill but are missing 1-2 points from the bottom of the list above then please still apply as we'd like to consider your application. What will you get in return? On top of our team ethos we're genuine about both equal opportunity and our colleagues representing the communities we serve - developing and advancing the best in our people through personal development, training, qualifications and upskilling on the job. The sheer scale and size of Lloyds brings great career development opportunities and we are set to continue to grow our Engineering functions across the group for many years to come. Together we'll make it possible…
Dec 07, 2021
Full time
Java Software Engineer x4 roles (Financial Services) Lloyds Banking Group London based (please only apply if able to work in the London location) Salary & Benefits : £57,861 to £79,497 (depending on experience) base salary, plus annual personal bonus, 15% employer pension contribution (when you put in 6%), 4% flexible cash pot, private medical insurance, 30 days holiday plus bank holidays. We also offer flexible working hours, agile working practices and regular home working. We aim to ensure you have a good work-life balance and positive mental health. Who are Lloyds Banking Group? Lloyds Banking Group is the UK's leading digital franchise, with over 13 million active online customers across our three main brands - including Lloyds Bank, Halifax and Bank of Scotland - as well as the biggest mobile bank in the country. We're building the bank of the future, and we need your help. Where does the role sit and what will I develop? An exciting opportunity has arisen within the Digital Platform Value Stream where a lab is being mobilised for providing an Authentication platform as a central service. Developed to meet the Strong Customer Authentication regulatory commitments, the platform uses innovative technologies that is not just the bank of the future, but industry trailblazing. Authenticators such as AppSign, Call Challenge, Behavioural Biometrics, Strong ID, Card and Reader use newest technologies across desktop, mobile, cloud, machine learning, Microservices etc. We are looking for four new mid to senior level developers to join this lab, and two more entry level developers, expanding on the team we have. What would I focus on as a Java Engineer? As a Java Engineer, within a feature team you'll work closely with both feature team members and the wider engineering community including solution architects, security, data, SRE, DevOps and a range of shared teams to deliver business value by delivering reliable, scalable and working software to production. Key to this role is the ability to work autonomously, holistically and critically assess situations and solutions. The pace and scale of change taking place requires a passion for new thinking, new ideas, and continuous improvement, as well as a flexible approach when interacting with wider teams. What do we need to see from applicants? We like people who come from diverse backgrounds that can bring new and challenging ways of thinking to the team. As a minimum to be considered for the four middle to senior level roles we have available, we would need to see evidence of the following in your CV's; Has a background working as a Software Engineer to a middle or senior level, ideally having focused on Java as your main development language. Experience of API design and architecture patterns, messaging technologies (Kafka, MQ) and Microservices Has a deep and broad understanding of Java Experience of a relevant testing frameworks Experience of some relevant build tools Experience of deployment and monitoring tools Understanding of containers, orchestration and service mesh If Java is your main skill but are missing 1-2 points from the bottom of the list above then please still apply as we'd like to consider your application. What will you get in return? On top of our team ethos we're genuine about both equal opportunity and our colleagues representing the communities we serve - developing and advancing the best in our people through personal development, training, qualifications and upskilling on the job. The sheer scale and size of Lloyds brings great career development opportunities and we are set to continue to grow our Engineering functions across the group for many years to come. Together we'll make it possible…
About PwC PwC is the leading global professional services firm and acclaimed as one of the world's leading employers and provider of technology transformational services. We offer diverse and rewarding experiences for our people: through the variety of clients we engage with and innovative projects we deliver; the calibre of our teams; and the exceptional training and career development opportunities we provide. There is significant market growth expected over the coming years in Financial Services payments transformation, driven by the following factors: Traditional banks have been addressing complex and costly payment infrastructures, while challenger banks have been building new payment platforms.. Cost minimisation and improved resilience are driving these programmes. In parallel, there are industry initiatives such as New Payments Architecture, RTGS re-platforming, Open Banking, ISO20022 messaging, Confirmation of Payee and regulatory tightening that are collectively transforming the payments landscape. It is generally acknowledged that 'custom build' payment platforms by incumbents is not a good strategy and that traditional 'payment platform replacement' programmes destroy value. Covid has accelerated the move away from cash through a shift to alternative payments channels, bringing digital capabilities front and centre. Migration to digital banking just accelerated this shift by 3-4 years Banks are now looking to transform using business led, cloud based ecosystem solutions for payments that can be configured, deployed and adapted quickly. PwC has developed a unique and innovative set of assets, platforms and ecosystem partnerships to support our clients capitalising on that growth. Working with our clients' leadership teams, our payments specialists will lead the architectural design and solution components of highly complex, business critical payments environments that will increase resilience and enable and unlock new value streams within the client's technology base. They will have a wealth of experience of hands on delivery of multi-year payments technology delivery programmes at global, multinational clients or worked at tier 1 technology firms to implement their solutions to clients. They have participated in large, multi-disciplinary teams which may include partner teams, across the full life-cycle of a project, practising agile delivery methods and utilising technologies such as ISO20022, digital wallets, advanced fraud detection, AML, . They are able to provide diagnostic leadership on current architectures and be the technical and solution lead in senior client discussions in both proposal and delivery phases. The core platform architect will bring a breadth of experience in architecting and delivering core banking transformation in financial services. They will lead architectural designs by bringing deep understanding of the technology trends in financial services and several years of experience architecting and delivering cloud native, API enabled and data led architectures in the industry. They will quickly become a trusted advisor for our clients in the area of core banking transformation and customer/products migration and be able to advise and reach consensus on architectural decisions and technology choices at senior executive level. They set themselves apart in being able to develop solutions for both emerging and often cloud based technologies and client legacy systems in a way that delivers value to the client and enables the client to move to an agile technology estate. They will work with partners to make appropriate software and vendor choices to support this plan and apply several best of breed technologies to create an overall solution. Ultimately working with clients to grow revenue, remove complexity, scale globally, reduce costs and set our clients for success in the digital age. Additional information Opportunity for working from home? (Yes) Amount of time client based (70%+) Opportunity for job sharing? (No) Need to travel/overnight stays away from home (Yes) Opportunity for flexible working (hours)? (Yes) Typical amount of time PwC office based (20%) Requirements The payments specialist will have a proven track record helping Banking & Capital Markets clients transform their payments capabilities by taking lead roles in developing solution and technical architectures as well as supporting the delivery of payment transformations by providing architecture oversight, solution design and leadership. Furthermore, the ideal candidate will: Have extensive examples of leading the transformation of payment platforms in the financial services industry encompassing the wide range of multi-disciplinary skills required to deliver change through emerging technologies; Be a trusted adviser, with a track record of advising senior executives and company boards on executing value led technical transformation within leading organisations; Have proven commercial experience as a payment systems specialist - with a successful track record of designing and delivering complex payments projects including established and emerging technologies underpinned by cloud components and API, in one or more industries The candidate will have a good understanding of some or all of the following areas: Payment schemes: Understanding of domestic payment schemes including BACS, Faster Payments, LINK, Cheque and Credit Clearing, and CHAPS; scheme operating rules; and cross border capabilities such as SEPA, TARGET2, SWIFT and RTP Payment channels: Understanding of mobile and online payments, open banking channels Payment lifecycle: Understanding of payment messaging, real time and deferred net settlements, exception processing (including failed payments and repairs), and reconciliations Digital payments: Understanding of wallets, digital currencies, blockchain based payments, and central bank digital currencies Card payments: Understanding of issuers, acquirers and card schemes, interchange, cardholder authentication, Payment operations: Understanding of back office functions, including fraud, AML and sanctions operations, liquidity management, RTGS: Understanding of central bank real time payments and settlements; role of central bank money; management of liquidity and collateral; gridlock management and commercial bank interfaces Payment technologies: Understanding of payments switching, routing, use of cryptography, PIN operations, contact and contactless protocols Emerging payment technologies: Understanding of emerging developments such as Open Banking, new payment rails, digital payments, new payment channels such as wallets, smart Point of Sale and ATMs, real time cross border, blockchain-enabled crypto payments, central bank digital currencies, data in payments and financial crime developments Payment Fintechs: knowledge of Fintech niches offerings in the payments value chain They will have market presence, having a personal significant track record of delivering impactful results across a large network of clients; An inspiring team leader, able to rapidly establish and lead high-performing, multi-disciplinary teams, drawn from across PwC, our clients' staff and third party organisations; Be accomplished in building effective relationships with third-party delivery organisations through the process of sourcing selecting, and managing the technical engagement with vendors/software providers; A confident and impactful communicator, both written and verbal, able to clearly explain solution design to non-technical audiences, and technical design to technical audiences; Consulting In Consulting we deliver practical, far-sighted advice that gets straight to the heart of clients' business issues and delivers amazing results by helping our clients improve the way they operate, reduce costs, manage risks, leverage talent or fundamentally change the way they do business, the work you do will be all about helping organisations of all shapes and sizes work smarter and grow faster. You could find yourself working with household names in a diverse range of industries - everyone from big-name broadcasters and high-street banks to multinational telecoms operators and energy companies. The skills we look for in future employees All our people need to demonstrate the skills and behaviours that support us in delivering our business strategy. This is important to the work we do for our business, and our clients. These skills and behaviours make up our global leadership framework, 'The PwC Professional' and are made up of five core attributes; whole leadership, technical capabilities, business acumen, global acumen and relationships. Learn more here: The Deal We want all of our people to feel empowered to be the best that they can be, which is why we have 'The Deal'. Find out more about our firmwide Employee Value Proposition: Diversity Valuing Difference. Driving Inclusion. We work in a changing world which offers great opportunities for people with diverse backgrounds and experiences. We seek to attract and employ the best people from the widest talent pool because creating value through diversity is what makes us strong as a business, enabling us to solve important problems and deliver value to our clients. We encourage an inclusive culture where people can be themselves..... click apply for full job details
Dec 03, 2021
Full time
About PwC PwC is the leading global professional services firm and acclaimed as one of the world's leading employers and provider of technology transformational services. We offer diverse and rewarding experiences for our people: through the variety of clients we engage with and innovative projects we deliver; the calibre of our teams; and the exceptional training and career development opportunities we provide. There is significant market growth expected over the coming years in Financial Services payments transformation, driven by the following factors: Traditional banks have been addressing complex and costly payment infrastructures, while challenger banks have been building new payment platforms.. Cost minimisation and improved resilience are driving these programmes. In parallel, there are industry initiatives such as New Payments Architecture, RTGS re-platforming, Open Banking, ISO20022 messaging, Confirmation of Payee and regulatory tightening that are collectively transforming the payments landscape. It is generally acknowledged that 'custom build' payment platforms by incumbents is not a good strategy and that traditional 'payment platform replacement' programmes destroy value. Covid has accelerated the move away from cash through a shift to alternative payments channels, bringing digital capabilities front and centre. Migration to digital banking just accelerated this shift by 3-4 years Banks are now looking to transform using business led, cloud based ecosystem solutions for payments that can be configured, deployed and adapted quickly. PwC has developed a unique and innovative set of assets, platforms and ecosystem partnerships to support our clients capitalising on that growth. Working with our clients' leadership teams, our payments specialists will lead the architectural design and solution components of highly complex, business critical payments environments that will increase resilience and enable and unlock new value streams within the client's technology base. They will have a wealth of experience of hands on delivery of multi-year payments technology delivery programmes at global, multinational clients or worked at tier 1 technology firms to implement their solutions to clients. They have participated in large, multi-disciplinary teams which may include partner teams, across the full life-cycle of a project, practising agile delivery methods and utilising technologies such as ISO20022, digital wallets, advanced fraud detection, AML, . They are able to provide diagnostic leadership on current architectures and be the technical and solution lead in senior client discussions in both proposal and delivery phases. The core platform architect will bring a breadth of experience in architecting and delivering core banking transformation in financial services. They will lead architectural designs by bringing deep understanding of the technology trends in financial services and several years of experience architecting and delivering cloud native, API enabled and data led architectures in the industry. They will quickly become a trusted advisor for our clients in the area of core banking transformation and customer/products migration and be able to advise and reach consensus on architectural decisions and technology choices at senior executive level. They set themselves apart in being able to develop solutions for both emerging and often cloud based technologies and client legacy systems in a way that delivers value to the client and enables the client to move to an agile technology estate. They will work with partners to make appropriate software and vendor choices to support this plan and apply several best of breed technologies to create an overall solution. Ultimately working with clients to grow revenue, remove complexity, scale globally, reduce costs and set our clients for success in the digital age. Additional information Opportunity for working from home? (Yes) Amount of time client based (70%+) Opportunity for job sharing? (No) Need to travel/overnight stays away from home (Yes) Opportunity for flexible working (hours)? (Yes) Typical amount of time PwC office based (20%) Requirements The payments specialist will have a proven track record helping Banking & Capital Markets clients transform their payments capabilities by taking lead roles in developing solution and technical architectures as well as supporting the delivery of payment transformations by providing architecture oversight, solution design and leadership. Furthermore, the ideal candidate will: Have extensive examples of leading the transformation of payment platforms in the financial services industry encompassing the wide range of multi-disciplinary skills required to deliver change through emerging technologies; Be a trusted adviser, with a track record of advising senior executives and company boards on executing value led technical transformation within leading organisations; Have proven commercial experience as a payment systems specialist - with a successful track record of designing and delivering complex payments projects including established and emerging technologies underpinned by cloud components and API, in one or more industries The candidate will have a good understanding of some or all of the following areas: Payment schemes: Understanding of domestic payment schemes including BACS, Faster Payments, LINK, Cheque and Credit Clearing, and CHAPS; scheme operating rules; and cross border capabilities such as SEPA, TARGET2, SWIFT and RTP Payment channels: Understanding of mobile and online payments, open banking channels Payment lifecycle: Understanding of payment messaging, real time and deferred net settlements, exception processing (including failed payments and repairs), and reconciliations Digital payments: Understanding of wallets, digital currencies, blockchain based payments, and central bank digital currencies Card payments: Understanding of issuers, acquirers and card schemes, interchange, cardholder authentication, Payment operations: Understanding of back office functions, including fraud, AML and sanctions operations, liquidity management, RTGS: Understanding of central bank real time payments and settlements; role of central bank money; management of liquidity and collateral; gridlock management and commercial bank interfaces Payment technologies: Understanding of payments switching, routing, use of cryptography, PIN operations, contact and contactless protocols Emerging payment technologies: Understanding of emerging developments such as Open Banking, new payment rails, digital payments, new payment channels such as wallets, smart Point of Sale and ATMs, real time cross border, blockchain-enabled crypto payments, central bank digital currencies, data in payments and financial crime developments Payment Fintechs: knowledge of Fintech niches offerings in the payments value chain They will have market presence, having a personal significant track record of delivering impactful results across a large network of clients; An inspiring team leader, able to rapidly establish and lead high-performing, multi-disciplinary teams, drawn from across PwC, our clients' staff and third party organisations; Be accomplished in building effective relationships with third-party delivery organisations through the process of sourcing selecting, and managing the technical engagement with vendors/software providers; A confident and impactful communicator, both written and verbal, able to clearly explain solution design to non-technical audiences, and technical design to technical audiences; Consulting In Consulting we deliver practical, far-sighted advice that gets straight to the heart of clients' business issues and delivers amazing results by helping our clients improve the way they operate, reduce costs, manage risks, leverage talent or fundamentally change the way they do business, the work you do will be all about helping organisations of all shapes and sizes work smarter and grow faster. You could find yourself working with household names in a diverse range of industries - everyone from big-name broadcasters and high-street banks to multinational telecoms operators and energy companies. The skills we look for in future employees All our people need to demonstrate the skills and behaviours that support us in delivering our business strategy. This is important to the work we do for our business, and our clients. These skills and behaviours make up our global leadership framework, 'The PwC Professional' and are made up of five core attributes; whole leadership, technical capabilities, business acumen, global acumen and relationships. Learn more here: The Deal We want all of our people to feel empowered to be the best that they can be, which is why we have 'The Deal'. Find out more about our firmwide Employee Value Proposition: Diversity Valuing Difference. Driving Inclusion. We work in a changing world which offers great opportunities for people with diverse backgrounds and experiences. We seek to attract and employ the best people from the widest talent pool because creating value through diversity is what makes us strong as a business, enabling us to solve important problems and deliver value to our clients. We encourage an inclusive culture where people can be themselves..... click apply for full job details
About the role There is significant market growth expected over the coming years in Financial Services payments transformation, driven by the following factors: Traditional banks have been addressing complex and costly payment infrastructures, while challenger banks have been building new payment platforms.. Cost minimisation and improved resilience are driving these programmes. In parallel, there are industry initiatives such as New Payments Architecture, RTGS re-platforming, Open Banking, ISO20022 messaging, Confirmation of Payee and regulatory tightening that are collectively transforming the payments landscape. It is generally acknowledged that 'custom build' payment platforms by incumbents is not a good strategy and that traditional 'payment platform replacement' programmes destroy value. Covid has accelerated the move away from cash through a shift to alternative payments channels, bringing digital capabilities front and centre. Migration to digital banking just accelerated this shift by 3-4 years Banks are now looking to transform using business led, cloud based ecosystem solutions for payments that can be configured, deployed and adapted quickly. PwC has developed a unique and innovative set of assets, platforms and ecosystem partnerships to support our clients capitalising on that growth. Working with our clients' leadership teams, our payments specialists will lead the architectural design and solution components of highly complex, business critical payments environments that will increase resilience and enable and unlock new value streams within the client's technology base. They will have a wealth of experience of hands on delivery of multi-year payments technology delivery programmes at global, multinational clients or worked at tier 1 technology firms to implement their solutions to clients. They have participated in large, multi-disciplinary teams which may include partner teams, across the full life-cycle of a project, practising agile delivery methods and utilising technologies such as ISO20022, digital wallets, advanced fraud detection, AML, . They are able to provide diagnostic leadership on current architectures and be the technical and solution lead in senior client discussions in both proposal and delivery phases. The core platform architect will bring a breadth of experience in architecting and delivering core banking transformation in financial services. They will lead architectural designs by bringing deep understanding of the technology trends in financial services and several years of experience architecting and delivering cloud native, API enabled and data led architectures in the industry. They will quickly become a trusted advisor for our clients in the area of core banking transformation and customer/products migration and be able to advise and reach consensus on architectural decisions and technology choices at senior executive level. They set themselves apart in being able to develop solutions for both emerging and often cloud based technologies and client legacy systems in a way that delivers value to the client and enables the client to move to an agile technology estate. They will work with partners to make appropriate software and vendor choices to support this plan and apply several best of breed technologies to create an overall solution. Ultimately working with clients to grow revenue, remove complexity, scale globally, reduce costs and set our clients for success in the digital age. Requirements The payment specialist will have a proven track record helping Banking & Capital Markets clients transform their payments capabilities by taking lead roles in developing solution and technical architectures as well as supporting the delivery of payment transformations by providing architecture oversight, solution design and leadership. Furthermore, the ideal candidate will: Have extensive examples of leading the transformation of payment platforms in the financial services industry encompassing the wide range of multi-disciplinary skills required to deliver change through emerging technologies; Be a trusted adviser, with a track record of advising senior executives and company boards on executing value led technical transformation within leading organisations; Proven commercial experience as a payment systems specialist - with a successful track record of designing and delivering complex payments projects including established and emerging technologies underpinned by cloud components and API, in one or more industries The candidate will have a good understanding of some or all of the following areas: Payment schemes: Understanding of domestic payment schemes including BACS, Faster Payments, LINK, Cheque and Credit Clearing, and CHAPS; scheme operating rules; and cross border capabilities such as SEPA, TARGET2, SWIFT and RTP Payment channels: Understanding of mobile and online payments, open banking channels Payment lifecycle: Understanding of payment messaging, real time and deferred net settlements, exception processing (including failed payments and repairs), and reconciliations Digital payments: Understanding of wallets, digital currencies, blockchain based payments, and central bank digital currencies Card payments: Understanding of issuers, acquirers and card schemes, interchange, cardholder authentication, Payment operations: Understanding of back office functions, including fraud, AML and sanctions operations, liquidity management, RTGS: Understanding of central bank real time payments and settlements; role of central bank money; management of liquidity and collateral; gridlock management and commercial bank interfaces Payment technologies: Understanding of payments switching, routing, use of cryptography, PIN operations, contact and contactless protocols Emerging payment technologies: Understanding of emerging developments such as Open Banking, new payment rails, digital payments, new payment channels such as wallets, smart Point of Sale and ATMs, real time cross border, blockchain-enabled crypto payments, central bank digital currencies, data in payments and financial crime developments Payment Fintechs: knowledge of Fintech niches offerings in the payments value chain They will have market presence, having a personal significant track record of delivering impactful results across a large network of clients; An inspiring team leader, able to rapidly establish and lead high-performing, multi-disciplinary teams, drawn from across PwC, our clients' staff and third party organisations; Be accomplished in building effective relationships with third-party delivery organisations through the process of sourcing selecting, and managing the technical engagement with vendors/software providers; A confident and impactful communicator, both written and verbal, able to clearly explain solution design to non-technical audiences, and technical design to technical audiences; Additional information Opportunity for working from home? (Yes) Amount of time client based (up to 70%+) Opportunity for job sharing? (No) Need to travel/overnight stays away from home (Yes) Opportunity for flexible working (hours)? (Yes) Typical amount of time PwC office based (20%) Consulting In Consulting we deliver practical, far-sighted advice that gets straight to the heart of clients' business issues and delivers amazing results by helping our clients improve the way they operate, reduce costs, manage risks, leverage talent or fundamentally change the way they do business, the work you do will be all about helping organisations of all shapes and sizes work smarter and grow faster. You could find yourself working with household names in a diverse range of industries - everyone from big-name broadcasters and high-street banks to multinational telecoms operators and energy companies. The skills we look for in future employees All our people need to demonstrate the skills and behaviours that support us in delivering our business strategy. This is important to the work we do for our business, and our clients. These skills and behaviours make up our global leadership framework, 'The PwC Professional' and are made up of five core attributes; whole leadership, technical capabilities, business acumen, global acumen and relationships. Learn more here: The Deal We want all of our people to feel empowered to be the best that they can be, which is why we have 'The Deal'. Find out more about our firmwide Employee Value Proposition: Diversity Valuing Difference. Driving Inclusion. We work in a changing world which offers great opportunities for people with diverse backgrounds and experiences. We seek to attract and employ the best people from the widest talent pool because creating value through diversity is what makes us strong as a business, enabling us to solve important problems and deliver value to our clients. We encourage an inclusive culture where people can be themselves, are valued for their strengths and are empowered to be the best they can be. As an organisation with an increasingly agile workforce, we also support different ways of working offering flexible working arrangements. Learn more here about our work to support an inclusive culture.
Dec 02, 2021
Full time
About the role There is significant market growth expected over the coming years in Financial Services payments transformation, driven by the following factors: Traditional banks have been addressing complex and costly payment infrastructures, while challenger banks have been building new payment platforms.. Cost minimisation and improved resilience are driving these programmes. In parallel, there are industry initiatives such as New Payments Architecture, RTGS re-platforming, Open Banking, ISO20022 messaging, Confirmation of Payee and regulatory tightening that are collectively transforming the payments landscape. It is generally acknowledged that 'custom build' payment platforms by incumbents is not a good strategy and that traditional 'payment platform replacement' programmes destroy value. Covid has accelerated the move away from cash through a shift to alternative payments channels, bringing digital capabilities front and centre. Migration to digital banking just accelerated this shift by 3-4 years Banks are now looking to transform using business led, cloud based ecosystem solutions for payments that can be configured, deployed and adapted quickly. PwC has developed a unique and innovative set of assets, platforms and ecosystem partnerships to support our clients capitalising on that growth. Working with our clients' leadership teams, our payments specialists will lead the architectural design and solution components of highly complex, business critical payments environments that will increase resilience and enable and unlock new value streams within the client's technology base. They will have a wealth of experience of hands on delivery of multi-year payments technology delivery programmes at global, multinational clients or worked at tier 1 technology firms to implement their solutions to clients. They have participated in large, multi-disciplinary teams which may include partner teams, across the full life-cycle of a project, practising agile delivery methods and utilising technologies such as ISO20022, digital wallets, advanced fraud detection, AML, . They are able to provide diagnostic leadership on current architectures and be the technical and solution lead in senior client discussions in both proposal and delivery phases. The core platform architect will bring a breadth of experience in architecting and delivering core banking transformation in financial services. They will lead architectural designs by bringing deep understanding of the technology trends in financial services and several years of experience architecting and delivering cloud native, API enabled and data led architectures in the industry. They will quickly become a trusted advisor for our clients in the area of core banking transformation and customer/products migration and be able to advise and reach consensus on architectural decisions and technology choices at senior executive level. They set themselves apart in being able to develop solutions for both emerging and often cloud based technologies and client legacy systems in a way that delivers value to the client and enables the client to move to an agile technology estate. They will work with partners to make appropriate software and vendor choices to support this plan and apply several best of breed technologies to create an overall solution. Ultimately working with clients to grow revenue, remove complexity, scale globally, reduce costs and set our clients for success in the digital age. Requirements The payment specialist will have a proven track record helping Banking & Capital Markets clients transform their payments capabilities by taking lead roles in developing solution and technical architectures as well as supporting the delivery of payment transformations by providing architecture oversight, solution design and leadership. Furthermore, the ideal candidate will: Have extensive examples of leading the transformation of payment platforms in the financial services industry encompassing the wide range of multi-disciplinary skills required to deliver change through emerging technologies; Be a trusted adviser, with a track record of advising senior executives and company boards on executing value led technical transformation within leading organisations; Proven commercial experience as a payment systems specialist - with a successful track record of designing and delivering complex payments projects including established and emerging technologies underpinned by cloud components and API, in one or more industries The candidate will have a good understanding of some or all of the following areas: Payment schemes: Understanding of domestic payment schemes including BACS, Faster Payments, LINK, Cheque and Credit Clearing, and CHAPS; scheme operating rules; and cross border capabilities such as SEPA, TARGET2, SWIFT and RTP Payment channels: Understanding of mobile and online payments, open banking channels Payment lifecycle: Understanding of payment messaging, real time and deferred net settlements, exception processing (including failed payments and repairs), and reconciliations Digital payments: Understanding of wallets, digital currencies, blockchain based payments, and central bank digital currencies Card payments: Understanding of issuers, acquirers and card schemes, interchange, cardholder authentication, Payment operations: Understanding of back office functions, including fraud, AML and sanctions operations, liquidity management, RTGS: Understanding of central bank real time payments and settlements; role of central bank money; management of liquidity and collateral; gridlock management and commercial bank interfaces Payment technologies: Understanding of payments switching, routing, use of cryptography, PIN operations, contact and contactless protocols Emerging payment technologies: Understanding of emerging developments such as Open Banking, new payment rails, digital payments, new payment channels such as wallets, smart Point of Sale and ATMs, real time cross border, blockchain-enabled crypto payments, central bank digital currencies, data in payments and financial crime developments Payment Fintechs: knowledge of Fintech niches offerings in the payments value chain They will have market presence, having a personal significant track record of delivering impactful results across a large network of clients; An inspiring team leader, able to rapidly establish and lead high-performing, multi-disciplinary teams, drawn from across PwC, our clients' staff and third party organisations; Be accomplished in building effective relationships with third-party delivery organisations through the process of sourcing selecting, and managing the technical engagement with vendors/software providers; A confident and impactful communicator, both written and verbal, able to clearly explain solution design to non-technical audiences, and technical design to technical audiences; Additional information Opportunity for working from home? (Yes) Amount of time client based (up to 70%+) Opportunity for job sharing? (No) Need to travel/overnight stays away from home (Yes) Opportunity for flexible working (hours)? (Yes) Typical amount of time PwC office based (20%) Consulting In Consulting we deliver practical, far-sighted advice that gets straight to the heart of clients' business issues and delivers amazing results by helping our clients improve the way they operate, reduce costs, manage risks, leverage talent or fundamentally change the way they do business, the work you do will be all about helping organisations of all shapes and sizes work smarter and grow faster. You could find yourself working with household names in a diverse range of industries - everyone from big-name broadcasters and high-street banks to multinational telecoms operators and energy companies. The skills we look for in future employees All our people need to demonstrate the skills and behaviours that support us in delivering our business strategy. This is important to the work we do for our business, and our clients. These skills and behaviours make up our global leadership framework, 'The PwC Professional' and are made up of five core attributes; whole leadership, technical capabilities, business acumen, global acumen and relationships. Learn more here: The Deal We want all of our people to feel empowered to be the best that they can be, which is why we have 'The Deal'. Find out more about our firmwide Employee Value Proposition: Diversity Valuing Difference. Driving Inclusion. We work in a changing world which offers great opportunities for people with diverse backgrounds and experiences. We seek to attract and employ the best people from the widest talent pool because creating value through diversity is what makes us strong as a business, enabling us to solve important problems and deliver value to our clients. We encourage an inclusive culture where people can be themselves, are valued for their strengths and are empowered to be the best they can be. As an organisation with an increasingly agile workforce, we also support different ways of working offering flexible working arrangements. Learn more here about our work to support an inclusive culture.