Mortgage Underwriter Buy to Let Salary: Up to £45,000 Watford + Private Medical & Dental Care + Pension Plan + Many more This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very suc click apply for full job details
Mar 28, 2024
Full time
Mortgage Underwriter Buy to Let Salary: Up to £45,000 Watford + Private Medical & Dental Care + Pension Plan + Many more This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very suc click apply for full job details
About Chetwood Financial Bank: We are a digital, forward thinking fintech Bank using the best technology to help make our customers financially better off. We focus on creating distinctive and disruptive financial products for underserved segments of the market. We are experts within the intermediary market specialising in Loans and Savings as well as buy to let mortgages. Our tech platform is designed to make buy to let mortgages smarter, faster and simpler for brokers and landlords. We have secured strategic investment from Elliott Advisors of over £150mil of capital, underpinning the planned growth of the business over the next few years. What you'll be doing? Our Technical Underwriting Team Manager will lead the delivery of high-quality mortgage processing and underwriting. They will specialise in the technical delivery of complex BTL, Portfolio & Residential mortgage applications. They will encourage interactions over live chat, email, and telephone to be as efficient as possible, ensuring that brokers and customers are supported at all stages of their journey. The Technical Underwriting team Manager will form a pivotal role in communication across a number of operational functions including Underwriting Team support, broker, conveyancing and customer interaction, and complaint handling. Solid exposure to leading a team within an origination mortgage environment will add value to an application, with a hands-on approach to delivering an exceptional level of service. Role Purpose Our Underwriter will assess risk and underwrite both personal and Limited Company buy-to-let mortgage applications. They will be required to adhere to rules set out within the credit framework, as well as adhere to compliance and regulatory policy and procedures. The Underwriter will work collaboratively and build good relations within the secured lending team, as well as the wider business and should be a source of reference/first point of referral for all internal and external stakeholders. Responsibilities Structure, negotiate, and analyse proposals for approval under own authority. Analyse and interpret any documentation required (credit bureau, payslips, bank statements, accounts, mortgage statements, assets & liabilities, business plans) in order to comply with lending policy and protect our interest. Approve loans within specified lending mandates. Demonstrate strong analytical skills that aid effective decision-making, good problem-solving skills, and a "can do" attitude. Provide guidance to customers, brokers, and solicitors on mortgage applications, lending policy, and internal processes and procedures all within a timely manner. Demonstrate excellent communication skills and the ability to communicate decisions to management, brokers, and customers via all mediums and within published SLAs. Demonstrate a good understanding of mortgages and underwriting within a specialist lending environment and application of the lending policy. Have a good understanding of all regulatory requirements relating to both personal and Limited Company mortgages. Dealing and advising on all stages of the mortgage process from application through to completion. To provide effective support to the business and our customers Skills and experience A minimum of 5 years of mortgage underwriting experience is desirable Working in a similar fast-paced environment in an underwriter role Ability to prioritise tasks and manage time effectively, working on own initiative and as part of a team in order to meet SLAs and deadlines A good understanding of mortgages /underwriting Good IT skills Excellent verbal and written communication skills; able to remain calm under pressure Up-to-date knowledge of FCA /PRA and all relevant regulatory mortgage requirements Excellent organisational skills Attention to detail Flexible approach and "can do" attitude Chetwood Benefits: Competitive salary 25 days holiday PLUS your BIRTHDAY off Pension contribution with Royal London Life Assurance Private medical, dental and optical health insurance with Axa Hybrid working - Wrexham or Central London Free breakfast available Data Protection We anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies. Chetwood Financial Ltd does not accept speculative or unsolicited CVs from Recruitment Agencies. Any unsolicited CVs received will be treated as the property of Chetwood Financial and Terms & Conditions associated with the use of such CVs will be considered null and void.
Mar 28, 2024
Full time
About Chetwood Financial Bank: We are a digital, forward thinking fintech Bank using the best technology to help make our customers financially better off. We focus on creating distinctive and disruptive financial products for underserved segments of the market. We are experts within the intermediary market specialising in Loans and Savings as well as buy to let mortgages. Our tech platform is designed to make buy to let mortgages smarter, faster and simpler for brokers and landlords. We have secured strategic investment from Elliott Advisors of over £150mil of capital, underpinning the planned growth of the business over the next few years. What you'll be doing? Our Technical Underwriting Team Manager will lead the delivery of high-quality mortgage processing and underwriting. They will specialise in the technical delivery of complex BTL, Portfolio & Residential mortgage applications. They will encourage interactions over live chat, email, and telephone to be as efficient as possible, ensuring that brokers and customers are supported at all stages of their journey. The Technical Underwriting team Manager will form a pivotal role in communication across a number of operational functions including Underwriting Team support, broker, conveyancing and customer interaction, and complaint handling. Solid exposure to leading a team within an origination mortgage environment will add value to an application, with a hands-on approach to delivering an exceptional level of service. Role Purpose Our Underwriter will assess risk and underwrite both personal and Limited Company buy-to-let mortgage applications. They will be required to adhere to rules set out within the credit framework, as well as adhere to compliance and regulatory policy and procedures. The Underwriter will work collaboratively and build good relations within the secured lending team, as well as the wider business and should be a source of reference/first point of referral for all internal and external stakeholders. Responsibilities Structure, negotiate, and analyse proposals for approval under own authority. Analyse and interpret any documentation required (credit bureau, payslips, bank statements, accounts, mortgage statements, assets & liabilities, business plans) in order to comply with lending policy and protect our interest. Approve loans within specified lending mandates. Demonstrate strong analytical skills that aid effective decision-making, good problem-solving skills, and a "can do" attitude. Provide guidance to customers, brokers, and solicitors on mortgage applications, lending policy, and internal processes and procedures all within a timely manner. Demonstrate excellent communication skills and the ability to communicate decisions to management, brokers, and customers via all mediums and within published SLAs. Demonstrate a good understanding of mortgages and underwriting within a specialist lending environment and application of the lending policy. Have a good understanding of all regulatory requirements relating to both personal and Limited Company mortgages. Dealing and advising on all stages of the mortgage process from application through to completion. To provide effective support to the business and our customers Skills and experience A minimum of 5 years of mortgage underwriting experience is desirable Working in a similar fast-paced environment in an underwriter role Ability to prioritise tasks and manage time effectively, working on own initiative and as part of a team in order to meet SLAs and deadlines A good understanding of mortgages /underwriting Good IT skills Excellent verbal and written communication skills; able to remain calm under pressure Up-to-date knowledge of FCA /PRA and all relevant regulatory mortgage requirements Excellent organisational skills Attention to detail Flexible approach and "can do" attitude Chetwood Benefits: Competitive salary 25 days holiday PLUS your BIRTHDAY off Pension contribution with Royal London Life Assurance Private medical, dental and optical health insurance with Axa Hybrid working - Wrexham or Central London Free breakfast available Data Protection We anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies. Chetwood Financial Ltd does not accept speculative or unsolicited CVs from Recruitment Agencies. Any unsolicited CVs received will be treated as the property of Chetwood Financial and Terms & Conditions associated with the use of such CVs will be considered null and void.
Job Title: Senior Underwriter Location: Hybrid 2 days a week in London, based in the City Salary: Up to 85,000 depending on experience Hours: Monday to Friday 9 am - 5.30 pm Benefits: Pension 8% employer contribution 25 days holiday rising by one day every three full calendar years to a max of 30) plus bank and public holidays Holiday purchase scheme Private medical cover Group income protection Life Assurance Yulife 24/7 Access to a doctor Season ticket loan Professional membership fees Cycle to work scheme. Gym health centre discounts or corporate gym membership with one set provider Personal dental cover Personal life insurance cover About our client: Our client is a specialist bank, helping UK businesses realise their ambitions. Based in the specialist mortgage division launched two years ago the division has evolved to provide a wider range of specialist mortgage solutions including short-term lending, bridging, buy-to-let and HMO as well as commercial and semi-commercial mortgages The Specialist Mortgages department undertakes unregulated lending in the following asset classes: Buy-to-let including HMOs and short-term lets, Semi Commercial, and Short Term Loans. The primary purpose of this role is to be an underwriter within Specialist Mortgages. As part of the underwriting team, the role holder will have responsibility for underwriting mortgages across all of the asset classes within Specialist Mortgages, operating within the boundaries set by lending policy. This is a risk-based function and operates as the gatekeeper for the quality of lending decisions in Specialist Mortgages. The Underwriter should be a commercial-minded risk advocate able to balance risk and reward without putting the bank at risk through poor lending decisions Responsibilities required for the role of Senior Underwriter Mentoring and training support to new /less experienced colleagues on the Bank's appetite, policy and procedures, providing mandate sign-off for decisions as required. Recommending team colleagues for new or enhanced lending mandates Management of higher profile and higher value deals for the Bank Management of data, audit and regulatory queries from other parties Providing guidance to the Lending manager, Lending Assessor and Servicing colleagues on lending and portfolio issues that arise. Delivery of lending decisions based on an overall consideration of risks and mitigants to risk, with the level of underwriting applied to each case being proportionate to the risk. Ensure low levels of arrears and losses whilst balancing the requirement to be seen as a flexible and balanced lender in the specialist sector Propose developments and enhancements to the lending policy to evolve the lending policy Compliance with the lending and credit policies applicable to the business line including management of large exposures and concentration risk. Leading by example to ensure the customer is placed centrally in the conduct of all staff, ensuring that products and services are designed and delivered in a manner which is and remains appropriate to their needs, treats them fairly and ensures a fair outcome for them over time. Ensuring policies, limits, regulations and laws are followed within the team, or elsewhere in the Bank Working effectively individually and as a team with the various functions of the division to enable them to carry out their duties and operations. Experience required for the role of Senior Underwriter An experienced underwriter in the residential buy-to-let, commercial/semi-commercial and short-term lending sectors Risk awareness with balanced judgement Experience within specialist lending will be essential Delivery of excellence in customer service, customer-centric approach For more information regarding the role of Senior Underwriter please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days
Mar 26, 2024
Full time
Job Title: Senior Underwriter Location: Hybrid 2 days a week in London, based in the City Salary: Up to 85,000 depending on experience Hours: Monday to Friday 9 am - 5.30 pm Benefits: Pension 8% employer contribution 25 days holiday rising by one day every three full calendar years to a max of 30) plus bank and public holidays Holiday purchase scheme Private medical cover Group income protection Life Assurance Yulife 24/7 Access to a doctor Season ticket loan Professional membership fees Cycle to work scheme. Gym health centre discounts or corporate gym membership with one set provider Personal dental cover Personal life insurance cover About our client: Our client is a specialist bank, helping UK businesses realise their ambitions. Based in the specialist mortgage division launched two years ago the division has evolved to provide a wider range of specialist mortgage solutions including short-term lending, bridging, buy-to-let and HMO as well as commercial and semi-commercial mortgages The Specialist Mortgages department undertakes unregulated lending in the following asset classes: Buy-to-let including HMOs and short-term lets, Semi Commercial, and Short Term Loans. The primary purpose of this role is to be an underwriter within Specialist Mortgages. As part of the underwriting team, the role holder will have responsibility for underwriting mortgages across all of the asset classes within Specialist Mortgages, operating within the boundaries set by lending policy. This is a risk-based function and operates as the gatekeeper for the quality of lending decisions in Specialist Mortgages. The Underwriter should be a commercial-minded risk advocate able to balance risk and reward without putting the bank at risk through poor lending decisions Responsibilities required for the role of Senior Underwriter Mentoring and training support to new /less experienced colleagues on the Bank's appetite, policy and procedures, providing mandate sign-off for decisions as required. Recommending team colleagues for new or enhanced lending mandates Management of higher profile and higher value deals for the Bank Management of data, audit and regulatory queries from other parties Providing guidance to the Lending manager, Lending Assessor and Servicing colleagues on lending and portfolio issues that arise. Delivery of lending decisions based on an overall consideration of risks and mitigants to risk, with the level of underwriting applied to each case being proportionate to the risk. Ensure low levels of arrears and losses whilst balancing the requirement to be seen as a flexible and balanced lender in the specialist sector Propose developments and enhancements to the lending policy to evolve the lending policy Compliance with the lending and credit policies applicable to the business line including management of large exposures and concentration risk. Leading by example to ensure the customer is placed centrally in the conduct of all staff, ensuring that products and services are designed and delivered in a manner which is and remains appropriate to their needs, treats them fairly and ensures a fair outcome for them over time. Ensuring policies, limits, regulations and laws are followed within the team, or elsewhere in the Bank Working effectively individually and as a team with the various functions of the division to enable them to carry out their duties and operations. Experience required for the role of Senior Underwriter An experienced underwriter in the residential buy-to-let, commercial/semi-commercial and short-term lending sectors Risk awareness with balanced judgement Experience within specialist lending will be essential Delivery of excellence in customer service, customer-centric approach For more information regarding the role of Senior Underwriter please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days
Mortgage Underwriter Manchester Up to £35,000 This is a Bridging Finance Underwriter opportunity who will accept candidates from a Mortgage based background. Must have some mortgage underwriting experience. Excellent career growth Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completi click apply for full job details
Mar 26, 2024
Full time
Mortgage Underwriter Manchester Up to £35,000 This is a Bridging Finance Underwriter opportunity who will accept candidates from a Mortgage based background. Must have some mortgage underwriting experience. Excellent career growth Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completi click apply for full job details
The Role: Senior Account Handler - Wholesale The Senior Account Handler will work within a team compromising of Account Executives, Account Manager, Senior Account Handlers, Account Handlers and Trainee Handlers. Responsibilities: To support the Account Executives in maintaining positive Client relationships Support the Account Manager in the development and training needs of Account Handlers/Trainees in their understanding of the placement setup Support/deputise for the Account Manager in coordinating resources across the team, to provide the best support service to the Account Executives. Attends and contributes to internal Technical Meetings Looks at ways to add to the skills and knowledge pool of the Team and to improve the Teams procedures and standards To provide accurate and effective support to the Execs and the Team Assist with the development of new business and the existing portfolio of agents Contribute to the analysis of Client data for presentation to Insurers Monitor the progress of the placements, so as to ensure compliance with Group and FCA procedures, regulations and requirements Liaise with agents and prepare/populate MRC with appropriate information Prepare MRC and supporting documentation in accordance with templates and MRC requirements using Websure Ensure accurate completion of Websure data fields Oversee and approve client documentation prior to obtaining authorised signatories Complete internal processes in order to obtain Evidence of Cover documentation for signature and invoices Oversee and approve client documentation Undertake Account Handling responsibilities and liaison with agents as may be required Explanation of the scope of cover and the terms and conditions of the policy to agents as appropriate Negotiate and liaise with Underwriters in placing risks as required Maintain a high level of Client Service generally and foster / maintain good relationships Experience: 3 years Wholesale P&C experience Further information As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Very generous maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.REF-
Mar 23, 2024
Full time
The Role: Senior Account Handler - Wholesale The Senior Account Handler will work within a team compromising of Account Executives, Account Manager, Senior Account Handlers, Account Handlers and Trainee Handlers. Responsibilities: To support the Account Executives in maintaining positive Client relationships Support the Account Manager in the development and training needs of Account Handlers/Trainees in their understanding of the placement setup Support/deputise for the Account Manager in coordinating resources across the team, to provide the best support service to the Account Executives. Attends and contributes to internal Technical Meetings Looks at ways to add to the skills and knowledge pool of the Team and to improve the Teams procedures and standards To provide accurate and effective support to the Execs and the Team Assist with the development of new business and the existing portfolio of agents Contribute to the analysis of Client data for presentation to Insurers Monitor the progress of the placements, so as to ensure compliance with Group and FCA procedures, regulations and requirements Liaise with agents and prepare/populate MRC with appropriate information Prepare MRC and supporting documentation in accordance with templates and MRC requirements using Websure Ensure accurate completion of Websure data fields Oversee and approve client documentation prior to obtaining authorised signatories Complete internal processes in order to obtain Evidence of Cover documentation for signature and invoices Oversee and approve client documentation Undertake Account Handling responsibilities and liaison with agents as may be required Explanation of the scope of cover and the terms and conditions of the policy to agents as appropriate Negotiate and liaise with Underwriters in placing risks as required Maintain a high level of Client Service generally and foster / maintain good relationships Experience: 3 years Wholesale P&C experience Further information As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Very generous maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.REF-
18 month maternity cover Personal Assistant- fully office based £26,000 to £30,000 depending on experience 8.30am - 5pm Rural Oxford - must be a car driver Global CTS Recruitment are working with a growing client based in rural Oxfordshire. They are looking for a PA to assist one of the business partners. If you have have had previous exposure to compliance, legal contracts, mortgages or similar, then I want to hear from you! Responsibilities: Amending contract agreements Chasing up progress from underwriters File preparation for Agents Supporting Senior management Skills, Experience and Knowledge: Ideally you will have previous experience as a personal assistant. However, this is not a requirement but your potential for working as a part of a team and showing strong administrative skills is! Demonstrate exceptional Customer Service Skills Minimum GCSE C grade (or equivalent) in Maths and English Multi-tasking Be able to communicate effectively, both written and verbal. This will include writing reports to customers Demonstrate problem solving ability, good attention to detail and willingness to use own initiative and judgement Demonstrate attributes of honesty, integrity, due skill, care and diligence Due to the nature of the role, you will be subject to criminal record and financial solvency checks No terminology used in this job description is intended to discriminate against a person s age, race, religion, gender, marital status, colour, disability or sexual orientation. Each candidate is only assessed on their merits, qualifications and abilities to perform the duties of the job described above. In submitting your CV to Global CTS Ltd via email, social media, our website (general submission or vacancy application) or to a Global CTS vacancy via a jobs board you imply consent for Global CTS to process your personal data for the purposes of considering your suitability for vacancies and provision of work-finding services. We will never pass on your CV/details without receiving prior permission from yourself.
Mar 21, 2024
Contractor
18 month maternity cover Personal Assistant- fully office based £26,000 to £30,000 depending on experience 8.30am - 5pm Rural Oxford - must be a car driver Global CTS Recruitment are working with a growing client based in rural Oxfordshire. They are looking for a PA to assist one of the business partners. If you have have had previous exposure to compliance, legal contracts, mortgages or similar, then I want to hear from you! Responsibilities: Amending contract agreements Chasing up progress from underwriters File preparation for Agents Supporting Senior management Skills, Experience and Knowledge: Ideally you will have previous experience as a personal assistant. However, this is not a requirement but your potential for working as a part of a team and showing strong administrative skills is! Demonstrate exceptional Customer Service Skills Minimum GCSE C grade (or equivalent) in Maths and English Multi-tasking Be able to communicate effectively, both written and verbal. This will include writing reports to customers Demonstrate problem solving ability, good attention to detail and willingness to use own initiative and judgement Demonstrate attributes of honesty, integrity, due skill, care and diligence Due to the nature of the role, you will be subject to criminal record and financial solvency checks No terminology used in this job description is intended to discriminate against a person s age, race, religion, gender, marital status, colour, disability or sexual orientation. Each candidate is only assessed on their merits, qualifications and abilities to perform the duties of the job described above. In submitting your CV to Global CTS Ltd via email, social media, our website (general submission or vacancy application) or to a Global CTS vacancy via a jobs board you imply consent for Global CTS to process your personal data for the purposes of considering your suitability for vacancies and provision of work-finding services. We will never pass on your CV/details without receiving prior permission from yourself.
Job Description We are looking for an experienced Protection Consultant to join the Dynamo team in Camberley - OTE: £50K+The purpose of the role is to identify client protection needs and shortfalls, research the market for suitable products and make appropriate recommendations. Duties and Responsibilities of a Protection Consultant Contacting hot/warm leads provided by the company. Conducting in-depth reviews of clients' financial circumstances, current provision and future aims with regard to their protection requirements. Analysing information and preparing plans best suited to individual client's requirements. Researching information from various sources. Providing clients with information on new and existing products and services. Providing clients with recommendations. Assisting clients to make informed decisions. Liaising with product providers and 3 rd parties such as doctors, health professionals, underwriters, etc. Meeting sales targets. Follow up application process with the providers until the policy is on risk. Keeping up to date with new protection products and any changes in the law. Key skills and experience required of a Protection Consultant Able to generate new business in a target-driven environment. Experience of conducting appointments and providing clients with protection recommendations. Good telephone manner , strong relationship building and customer service skills Excellent verbal and written communication skills Positive, organised and detail oriented IT literate (MS Office, internet, email and CRM systems) Strong attention to detail Benefits you will receive as a Protection Consultant Industry leading commission - no clawbacks 20 days a year annual leave plus all Bank Holidays and office closure between Christmas and New Year. This will increase based on length of service. Perks at Work - Discounts on products and services inc electrical & Travel. Discounts on estate agency, mortgage, conveyancing and surveying services. Access to our Employee Assistant Programme 24hr, 7 days per week Employee Assistance Programme. Nuffield Health Screening - discounted medical assessment to provide an in depth picture of your health. Nuffield Gym discount - 20% on memberships at Nuffield Health & Fitness clubs across the UK. Company Pension and death in service. Connells Group UK is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, transgender status, religion or belief, marital status, or pregnancy and maternity. MS01140
Mar 19, 2024
Full time
Job Description We are looking for an experienced Protection Consultant to join the Dynamo team in Camberley - OTE: £50K+The purpose of the role is to identify client protection needs and shortfalls, research the market for suitable products and make appropriate recommendations. Duties and Responsibilities of a Protection Consultant Contacting hot/warm leads provided by the company. Conducting in-depth reviews of clients' financial circumstances, current provision and future aims with regard to their protection requirements. Analysing information and preparing plans best suited to individual client's requirements. Researching information from various sources. Providing clients with information on new and existing products and services. Providing clients with recommendations. Assisting clients to make informed decisions. Liaising with product providers and 3 rd parties such as doctors, health professionals, underwriters, etc. Meeting sales targets. Follow up application process with the providers until the policy is on risk. Keeping up to date with new protection products and any changes in the law. Key skills and experience required of a Protection Consultant Able to generate new business in a target-driven environment. Experience of conducting appointments and providing clients with protection recommendations. Good telephone manner , strong relationship building and customer service skills Excellent verbal and written communication skills Positive, organised and detail oriented IT literate (MS Office, internet, email and CRM systems) Strong attention to detail Benefits you will receive as a Protection Consultant Industry leading commission - no clawbacks 20 days a year annual leave plus all Bank Holidays and office closure between Christmas and New Year. This will increase based on length of service. Perks at Work - Discounts on products and services inc electrical & Travel. Discounts on estate agency, mortgage, conveyancing and surveying services. Access to our Employee Assistant Programme 24hr, 7 days per week Employee Assistance Programme. Nuffield Health Screening - discounted medical assessment to provide an in depth picture of your health. Nuffield Gym discount - 20% on memberships at Nuffield Health & Fitness clubs across the UK. Company Pension and death in service. Connells Group UK is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, transgender status, religion or belief, marital status, or pregnancy and maternity. MS01140
We're on the lookout for a Senior Motor Trade Underwriter to join our Commercial Lines Team. The role will contribute to the profitable development of the Midlands, North and Scotland, North and Scotland Region and wider Mid Market Business, by case underwriting new business risks and actively managing existing business portfolios. We're looking for someone with a wealth of knowledge and experience in underwriting, with a proven ability to build and develop relationships with brokers. What will I be doing? Profitably develop and underwrite bespoke commercial lines motor trade risks within Covéa Insurance's underwriting criteria, regularly underwriting on site in broker offices. The collection and delivery motor trade account for the region Develop and maintain mutually beneficial relationships with a panel of Mid-Market brokers as their nominated development relationship underwriter for motor trade products Developing and supporting Covea's commercial lines account by engaging and encouraging new and existing relationships with regional brokers To prospect and actively contribute to the growth targets of the team optimising sales and retention. Maintain an accurate audit trail using Covéa Insurance's systems, practices and procedures. Underwrite within Covea strategy and authority limits and refer all cases outside of strategy or individual limits. Maintain and endeavour to exceed, agreed service levels to both internal and external customers. Maintain an up to date knowledge of: The commercial lines market The regional broking marketplace Legislation and litigation which could affect the writing of business Provide technical assistance, take referrals and provide guidance to colleagues Participate in, and undertake any ad-hoc tasks, that may be requested to ensure the smooth running of the Midlands, North and Scotland region or wider commercial motor Trade business. What would we like to see in you? Experience in underwriting and trading commercial motor products A detailed knowledge of the broker market Proven relationship management skills The ability to demonstrate meeting & exceeding personal and team objectives An awareness of market and legal/industry developments Minimum Cert CII. Dip CII, or progress towards, is preferred. Proven effective and strong trading skills including prospecting and optimising new business and retention A strong and decisive approach to underwriting Excellent communication skills with the ability to sell the benefits of Covea Insurance products and influence results Good problem solving skills The ability to work independently but also as part of a team to deliver common goals What's in it for you? 36.25 working hours per week with flexitime, along with a range of flexible working options Annual pay review and performance related bonus 25 days holiday + bank holidays, with the option to buy/sell holidays Continued professional development through internal training programmes, professional qualifications and apprenticeships A wealth of support for your mental, financial & physical wellbeing through our Wellbeing group, who provide Mental Health First Aiders and an Employee Assistance Programme where you and your family can access additional support such as counselling, financial advice, relationship support and free mortgage advice A range of health benefits such as access to a 24/7 Virtual GP, free eye tests, flu jabs and the option to opt into private medical insurance Tusker Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years. Peace of mind, with our life assurance plan with flexible options to increase or decrease the standard cover along with the option to opt in to our critical illness cover Generous pension scheme with a 7.5% minimum employer pension contribution, matched to maximum of 9% dependant on your contribution A volunteering day a year to support a charity close to your heart A big thank you for sticking around, with our Loyalty Bonus - once you reach 5 years service and beyond Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers through Perkpal.
Mar 15, 2024
Full time
We're on the lookout for a Senior Motor Trade Underwriter to join our Commercial Lines Team. The role will contribute to the profitable development of the Midlands, North and Scotland, North and Scotland Region and wider Mid Market Business, by case underwriting new business risks and actively managing existing business portfolios. We're looking for someone with a wealth of knowledge and experience in underwriting, with a proven ability to build and develop relationships with brokers. What will I be doing? Profitably develop and underwrite bespoke commercial lines motor trade risks within Covéa Insurance's underwriting criteria, regularly underwriting on site in broker offices. The collection and delivery motor trade account for the region Develop and maintain mutually beneficial relationships with a panel of Mid-Market brokers as their nominated development relationship underwriter for motor trade products Developing and supporting Covea's commercial lines account by engaging and encouraging new and existing relationships with regional brokers To prospect and actively contribute to the growth targets of the team optimising sales and retention. Maintain an accurate audit trail using Covéa Insurance's systems, practices and procedures. Underwrite within Covea strategy and authority limits and refer all cases outside of strategy or individual limits. Maintain and endeavour to exceed, agreed service levels to both internal and external customers. Maintain an up to date knowledge of: The commercial lines market The regional broking marketplace Legislation and litigation which could affect the writing of business Provide technical assistance, take referrals and provide guidance to colleagues Participate in, and undertake any ad-hoc tasks, that may be requested to ensure the smooth running of the Midlands, North and Scotland region or wider commercial motor Trade business. What would we like to see in you? Experience in underwriting and trading commercial motor products A detailed knowledge of the broker market Proven relationship management skills The ability to demonstrate meeting & exceeding personal and team objectives An awareness of market and legal/industry developments Minimum Cert CII. Dip CII, or progress towards, is preferred. Proven effective and strong trading skills including prospecting and optimising new business and retention A strong and decisive approach to underwriting Excellent communication skills with the ability to sell the benefits of Covea Insurance products and influence results Good problem solving skills The ability to work independently but also as part of a team to deliver common goals What's in it for you? 36.25 working hours per week with flexitime, along with a range of flexible working options Annual pay review and performance related bonus 25 days holiday + bank holidays, with the option to buy/sell holidays Continued professional development through internal training programmes, professional qualifications and apprenticeships A wealth of support for your mental, financial & physical wellbeing through our Wellbeing group, who provide Mental Health First Aiders and an Employee Assistance Programme where you and your family can access additional support such as counselling, financial advice, relationship support and free mortgage advice A range of health benefits such as access to a 24/7 Virtual GP, free eye tests, flu jabs and the option to opt into private medical insurance Tusker Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years. Peace of mind, with our life assurance plan with flexible options to increase or decrease the standard cover along with the option to opt in to our critical illness cover Generous pension scheme with a 7.5% minimum employer pension contribution, matched to maximum of 9% dependant on your contribution A volunteering day a year to support a charity close to your heart A big thank you for sticking around, with our Loyalty Bonus - once you reach 5 years service and beyond Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers through Perkpal.
Full-time office based role Monday-Friday 9am-5.30pm Full range of benefits including pension, private healthcare, annual leave purchase scheme, season ticket loan, and more Must have some mortgage underwriting experience Excellent career growth Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completion. Duties include: Underwriting cases and considering the customer needs Assessing loan documentation, requesting additional information and chasing information from third parties Carrying out checks and assessing loan suitability Managing a pipeline of mortgage applications Working within company risk appetite, policy and criteria Liaising with a variety of third parties including solicitors and valuers Overseeing cases through to offer and completion Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection If you have experience of underwriting within mortgages or secured loans and are looking for the next step in your career, call us or apply today. There is excellent progression available in the future, being able to gain higher mandates, as well as developing within the team and company. In addition to this, you will be joining a team orientated culture which is extremely supportive.
Mar 15, 2024
Full time
Full-time office based role Monday-Friday 9am-5.30pm Full range of benefits including pension, private healthcare, annual leave purchase scheme, season ticket loan, and more Must have some mortgage underwriting experience Excellent career growth Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completion. Duties include: Underwriting cases and considering the customer needs Assessing loan documentation, requesting additional information and chasing information from third parties Carrying out checks and assessing loan suitability Managing a pipeline of mortgage applications Working within company risk appetite, policy and criteria Liaising with a variety of third parties including solicitors and valuers Overseeing cases through to offer and completion Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection If you have experience of underwriting within mortgages or secured loans and are looking for the next step in your career, call us or apply today. There is excellent progression available in the future, being able to gain higher mandates, as well as developing within the team and company. In addition to this, you will be joining a team orientated culture which is extremely supportive.
Full-time office based role Monday-Friday 9am-5.30pm Full range of benefits including pension, private healthcare, annual leave purchase scheme, season ticket loan, and more Must have some Buy-to-let underwriting experience Excellent career growth Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of Buy to Let cases from application to completion. Duties include: Underwriting cases and considering the customer needs Assessing loan documentation, requesting additional information and chasing information from third parties Carrying out checks and assessing loan suitability Managing a pipeline of mortgage applications Recommending and referring cases to the Credit Committee for approval Liaising with a variety of third parties including solicitors and valuers Overseeing cases through to offer and completion Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection If you have experience of working within Buy to Let mortgages and are looking for the next step in your career, call us or apply today. There is excellent progression available in the future, being able to gain higher mandates, as well as developing within the team and company. In addition to this, you will be joining a team orientated culture which is extremely supportive.
Mar 14, 2024
Full time
Full-time office based role Monday-Friday 9am-5.30pm Full range of benefits including pension, private healthcare, annual leave purchase scheme, season ticket loan, and more Must have some Buy-to-let underwriting experience Excellent career growth Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of Buy to Let cases from application to completion. Duties include: Underwriting cases and considering the customer needs Assessing loan documentation, requesting additional information and chasing information from third parties Carrying out checks and assessing loan suitability Managing a pipeline of mortgage applications Recommending and referring cases to the Credit Committee for approval Liaising with a variety of third parties including solicitors and valuers Overseeing cases through to offer and completion Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection If you have experience of working within Buy to Let mortgages and are looking for the next step in your career, call us or apply today. There is excellent progression available in the future, being able to gain higher mandates, as well as developing within the team and company. In addition to this, you will be joining a team orientated culture which is extremely supportive.
Mortgage Underwriter 2 nd Charge. Salary: Up to £40,000 Watford + Private Medical & Dental Care + Pension Plan + Many more This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very s click apply for full job details
Mar 14, 2024
Full time
Mortgage Underwriter 2 nd Charge. Salary: Up to £40,000 Watford + Private Medical & Dental Care + Pension Plan + Many more This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very s click apply for full job details
Mortgage Underwriter Buy to Let Salary: Up to £45,000 Watford + Private Medical & Dental Care + Pension Plan + Many more This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very su click apply for full job details
Mar 14, 2024
Full time
Mortgage Underwriter Buy to Let Salary: Up to £45,000 Watford + Private Medical & Dental Care + Pension Plan + Many more This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very su click apply for full job details
The Role: Senior Account Handler/ Account Manager To work within a team compromising of Account Executives and Admin and run the admin team (this consists of Senior Account Handlers, Account Brokers , Account Handlers and Trainee Account Handlers - currently 5 people), in conjunction with this you would be expected to also handle a certain number of renewals every month, consisting or Property and Liability risks. Responsibilities: To assist the Associate Director with any project work or with any additional work that may arise. To support the Account Executives in maintaining positive Client relationships; Support the Associate Director in the development and training needs of Account Handlers/Trainees in their understanding of the placement setup; Support/deputise for the Associate Director in coordinating resources across the whole P&C team, when required. Attends and contributes to internal Technical Meetings; Looks at ways to add to the skills and knowledge pool of the Team and to improve the Teams procedures and standards; To provide accurate and effective support to the Execs and the Team; Assist with the development of new business and the existing portfolio of agents; Contribute to the analysis of Client data for presentation to Insurers; Monitor the progress of the placements, so as to ensure compliance with Group and FCA procedures, regulations and requirements. Liaise with agents and prepare/populate MRC with appropriate information; Prepare MRC and supporting documentation in accordance with templates and MRC requirements using Websure; Oversee and approve client documentation Undertake Account Handling responsibilities and liaison with agents as may be required; Explanation of the scope of cover and the terms and conditions of the policy to agents as appropriate; Negotiate and liaise with Underwriters in placing risks as required; Maintain a high level of Client Service generally and foster / maintain good relationships. Experience: Ideally need someone with 5 years Wholesale P&C / London Market experience and some experience of running a team preferable.Further information As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Very generous maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.REF-
Mar 08, 2024
Full time
The Role: Senior Account Handler/ Account Manager To work within a team compromising of Account Executives and Admin and run the admin team (this consists of Senior Account Handlers, Account Brokers , Account Handlers and Trainee Account Handlers - currently 5 people), in conjunction with this you would be expected to also handle a certain number of renewals every month, consisting or Property and Liability risks. Responsibilities: To assist the Associate Director with any project work or with any additional work that may arise. To support the Account Executives in maintaining positive Client relationships; Support the Associate Director in the development and training needs of Account Handlers/Trainees in their understanding of the placement setup; Support/deputise for the Associate Director in coordinating resources across the whole P&C team, when required. Attends and contributes to internal Technical Meetings; Looks at ways to add to the skills and knowledge pool of the Team and to improve the Teams procedures and standards; To provide accurate and effective support to the Execs and the Team; Assist with the development of new business and the existing portfolio of agents; Contribute to the analysis of Client data for presentation to Insurers; Monitor the progress of the placements, so as to ensure compliance with Group and FCA procedures, regulations and requirements. Liaise with agents and prepare/populate MRC with appropriate information; Prepare MRC and supporting documentation in accordance with templates and MRC requirements using Websure; Oversee and approve client documentation Undertake Account Handling responsibilities and liaison with agents as may be required; Explanation of the scope of cover and the terms and conditions of the policy to agents as appropriate; Negotiate and liaise with Underwriters in placing risks as required; Maintain a high level of Client Service generally and foster / maintain good relationships. Experience: Ideally need someone with 5 years Wholesale P&C / London Market experience and some experience of running a team preferable.Further information As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Very generous maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.REF-
Join Dudley Building Society as a Mortgage Underwriter Are you an experienced Mortgage Underwriter with a passion for customer service and an eye for detail? Dudley Building Society is seeking talented individuals to join our team in a role that encompasses a wide range of responsibilities crucial to the mortgage application process click apply for full job details
Feb 02, 2024
Full time
Join Dudley Building Society as a Mortgage Underwriter Are you an experienced Mortgage Underwriter with a passion for customer service and an eye for detail? Dudley Building Society is seeking talented individuals to join our team in a role that encompasses a wide range of responsibilities crucial to the mortgage application process click apply for full job details
Responsibilities: Lead a team of underwriters to assess and approve buy-to-let mortgage applications, ensuring sound, consistent, and compliant underwriting decisions. Collaborate with Intermediaries, Operations, and Risk teams to support brokers and underwriters, aligning with the Bank's lending policy, risk appetite, and regulatory requirements click apply for full job details
Feb 01, 2024
Full time
Responsibilities: Lead a team of underwriters to assess and approve buy-to-let mortgage applications, ensuring sound, consistent, and compliant underwriting decisions. Collaborate with Intermediaries, Operations, and Risk teams to support brokers and underwriters, aligning with the Bank's lending policy, risk appetite, and regulatory requirements click apply for full job details
Job Title/Location: Financial Services Associate, Surrey & WFH Salary: £24,000 + average bonus 7.5% c.(£1,800) + pension contribution to 13% c.(£3,120) WFH: 1-2 days office + 3-4 days WFH after initial office based training period Requirements: A background in customer service, be that telephones based or shop/retail experience. Will also consider recent graduates with some customer service/retail experience Role Snapshot: Responding to query calls from customers who have questions re their investments/pensions. An intake role into the business from which people progress and transfer into other areas of the company We cannot stress highly enough how good an opportunity this is for people with ambition that want to learn and develop. If you have strong communication skills with some customer service experience under your belt, this is a superb chance to really kick-start a long-term career within a major blue-chip. The Company/Team: For years, this company has built a great reputation for developing people within Financial Services and they are going through a sustained period of expansion, which started in 2020. The Customer Service Teams pro-actively resolve incoming telephone, letter and email queries from Financial Advisers and direct customers/investors. This is not a high call volume/sales-type call centre role, the focus is purely query resolution and on providing the best customer service possible. The Role: These roles involve taking 30-40 incoming calls + emails, some calls lasting upwards of 30 minutes. Queries may include: information on a customer account, the details about a particular product, the resolution of a web navigation/online issue. Your role is to ensure that all interactions with a customer are handled in a timely manner with a quality of response that continually exceeds the customers' expectations. Around 70% of your time will be based around query resolution and the remaining 30% focused on the least complex complaints resolution cases. Hours are shifts of 8 - 4, 9 - 5 and 10 - 6. On average you would work two days p/w in the office, three days WFH after training. Skills / Experience Required: For these Financial Services Associate roles, you should have previous customer service or call centre experience. Our client will also recruit people with a background in retail or recent graduates. One really important point - you must have an interest in Financial Services, the biggest industry in the UK with the most opportunities to develop. You should be a confident communicator, attitude is really important - enthusiasm, energy and the ability to multi-task are paramount. In addition, our client is really keen on people who WANT TO LEARN . Additional Information: The salary for this Financial Services Associate role is £24,000 with average bonus of 7.5% (£1,800) and company pension contribution to 13% (£3,100). There is an excellent benefits package and great opportunities to develop further. Whilst there is WFH flexibility, ideally our client wants to focus on people based within commuting distance of Sutton/Epsom/Redhill areas. The Financial Services Associate position is one of a number of vacancies we are handling. ARC is a specialist within Financial Services recruitment and the Consultant handling this role has over 25 years of experience in this field. Areas of expertise include IFA Administration, compliance, customer services, pensions admin/technical roles, mortgage administration, paraplanners, marketing, underwriters and IT related roles. Check the website and feel free to call Darren Snell at any time.
Dec 19, 2022
Full time
Job Title/Location: Financial Services Associate, Surrey & WFH Salary: £24,000 + average bonus 7.5% c.(£1,800) + pension contribution to 13% c.(£3,120) WFH: 1-2 days office + 3-4 days WFH after initial office based training period Requirements: A background in customer service, be that telephones based or shop/retail experience. Will also consider recent graduates with some customer service/retail experience Role Snapshot: Responding to query calls from customers who have questions re their investments/pensions. An intake role into the business from which people progress and transfer into other areas of the company We cannot stress highly enough how good an opportunity this is for people with ambition that want to learn and develop. If you have strong communication skills with some customer service experience under your belt, this is a superb chance to really kick-start a long-term career within a major blue-chip. The Company/Team: For years, this company has built a great reputation for developing people within Financial Services and they are going through a sustained period of expansion, which started in 2020. The Customer Service Teams pro-actively resolve incoming telephone, letter and email queries from Financial Advisers and direct customers/investors. This is not a high call volume/sales-type call centre role, the focus is purely query resolution and on providing the best customer service possible. The Role: These roles involve taking 30-40 incoming calls + emails, some calls lasting upwards of 30 minutes. Queries may include: information on a customer account, the details about a particular product, the resolution of a web navigation/online issue. Your role is to ensure that all interactions with a customer are handled in a timely manner with a quality of response that continually exceeds the customers' expectations. Around 70% of your time will be based around query resolution and the remaining 30% focused on the least complex complaints resolution cases. Hours are shifts of 8 - 4, 9 - 5 and 10 - 6. On average you would work two days p/w in the office, three days WFH after training. Skills / Experience Required: For these Financial Services Associate roles, you should have previous customer service or call centre experience. Our client will also recruit people with a background in retail or recent graduates. One really important point - you must have an interest in Financial Services, the biggest industry in the UK with the most opportunities to develop. You should be a confident communicator, attitude is really important - enthusiasm, energy and the ability to multi-task are paramount. In addition, our client is really keen on people who WANT TO LEARN . Additional Information: The salary for this Financial Services Associate role is £24,000 with average bonus of 7.5% (£1,800) and company pension contribution to 13% (£3,100). There is an excellent benefits package and great opportunities to develop further. Whilst there is WFH flexibility, ideally our client wants to focus on people based within commuting distance of Sutton/Epsom/Redhill areas. The Financial Services Associate position is one of a number of vacancies we are handling. ARC is a specialist within Financial Services recruitment and the Consultant handling this role has over 25 years of experience in this field. Areas of expertise include IFA Administration, compliance, customer services, pensions admin/technical roles, mortgage administration, paraplanners, marketing, underwriters and IT related roles. Check the website and feel free to call Darren Snell at any time.
The overall responsibility of the role is to underwrite loan applications in accordance with the firm's lending criteria, policies and procedures. Key Accountabilities Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained Recommending and referring cases to Credit Committee where credit committee approval required. Liaising with introducers, valuers and solicitors Overseeing cases from inception through to completion Skills & Competencies Pass internal competency tests post induction Attention to detail Ability to work as part of a team Good written and verbal communication skills Knowledge & Qualifications A strong understanding of FCA regulation Experience underwriting mortgage applications, specifically within the BTL market. CeMAP (desirable, not essential) Personal Attributes Flexible Articulate Well organised Robust and comfortable working to deadline and under pressure Values - CREDIT C Customer Customers are our primary focus R Results Results matter, create value every day E Energy Energy is contagious, Share it! D Development Developing our people makes us different I Invent Invent the solution, be proactive T Teamwork Together we can build the business
Dec 19, 2022
Full time
The overall responsibility of the role is to underwrite loan applications in accordance with the firm's lending criteria, policies and procedures. Key Accountabilities Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained Recommending and referring cases to Credit Committee where credit committee approval required. Liaising with introducers, valuers and solicitors Overseeing cases from inception through to completion Skills & Competencies Pass internal competency tests post induction Attention to detail Ability to work as part of a team Good written and verbal communication skills Knowledge & Qualifications A strong understanding of FCA regulation Experience underwriting mortgage applications, specifically within the BTL market. CeMAP (desirable, not essential) Personal Attributes Flexible Articulate Well organised Robust and comfortable working to deadline and under pressure Values - CREDIT C Customer Customers are our primary focus R Results Results matter, create value every day E Energy Energy is contagious, Share it! D Development Developing our people makes us different I Invent Invent the solution, be proactive T Teamwork Together we can build the business
Job Title/Location: Product Business Analyst, Surrey or London/WFH Salary: To £65,000 + average bonus of 10% Office/WFH: Flexible arrangement, average week of 1-2 days office (London or Surrey) & 3-4 days WFH Requirements: A business analysis background with experience in product development projects or within the fund management sector Role Snapshot: Running product development from idea through to delivery, understand proposition roadmaps and conceptualise new product ideas The Company/Dept: This client is an important player in the fund management sector, producing innovative solutions/products that impact positively on both distributors and fund managers. Numerous office locations around the world with this role being based out of either their London or Surrey offices. The Product Team numbers around 40 people, driving company strategy and bringing client projects to life. The Role: The Product Team works in close collaboration with the Propositions Team who are responsible for anticipating and meeting the long-term needs of the investment industry; together, they devise and direct the strategies behind our clients market-leading products and services. They sit at the heart of the company and oversee the development and roll-out of all services, from formulation to sales - including all elements of product and service planning and positioning. The main responsibilities of the role include: A key member of scrum teams Running product development from idea through to delivery Working closely with Product Managers to understand proposition roadmaps & deliverables Conceptualise new product ideas, working closely with UX to create prototypes Capture requirements and create user stories Supporting development and QA teams Creating acceptance criteria and reviewing test cases Stakeholder demos and progress reporting for Product Managers Experience/Skills Required: For this Product Business Analyst role, our client is looking for solid business analysis experience, ideally with a background in either product development projects or within the fund management sector. Previous exposure to Scrum/Agile, strong communication skills with the ability to influence are also on our clients wish-list. Additional Information: The salary is to £65,000 with an average bonus of around 10%. The team is expanding due to a recent acquisition, so currently need an additional 6 Product Business Analysts. The business is doing extremely well and there are genuine opportunities to develop within the company. The Product Business Analyst position is one of a number of vacancies we are handling. ARC is a specialist within Financial Services recruitment and the Consultant handling this role has over 25 years of experience in this field. Areas of expertise include IFA Administration, compliance, customer services, pensions admin/technical roles, mortgage administration, paraplanners, marketing, underwriters and IT related roles. Check the website and feel free to call Darren Snell at any time.
Dec 19, 2022
Full time
Job Title/Location: Product Business Analyst, Surrey or London/WFH Salary: To £65,000 + average bonus of 10% Office/WFH: Flexible arrangement, average week of 1-2 days office (London or Surrey) & 3-4 days WFH Requirements: A business analysis background with experience in product development projects or within the fund management sector Role Snapshot: Running product development from idea through to delivery, understand proposition roadmaps and conceptualise new product ideas The Company/Dept: This client is an important player in the fund management sector, producing innovative solutions/products that impact positively on both distributors and fund managers. Numerous office locations around the world with this role being based out of either their London or Surrey offices. The Product Team numbers around 40 people, driving company strategy and bringing client projects to life. The Role: The Product Team works in close collaboration with the Propositions Team who are responsible for anticipating and meeting the long-term needs of the investment industry; together, they devise and direct the strategies behind our clients market-leading products and services. They sit at the heart of the company and oversee the development and roll-out of all services, from formulation to sales - including all elements of product and service planning and positioning. The main responsibilities of the role include: A key member of scrum teams Running product development from idea through to delivery Working closely with Product Managers to understand proposition roadmaps & deliverables Conceptualise new product ideas, working closely with UX to create prototypes Capture requirements and create user stories Supporting development and QA teams Creating acceptance criteria and reviewing test cases Stakeholder demos and progress reporting for Product Managers Experience/Skills Required: For this Product Business Analyst role, our client is looking for solid business analysis experience, ideally with a background in either product development projects or within the fund management sector. Previous exposure to Scrum/Agile, strong communication skills with the ability to influence are also on our clients wish-list. Additional Information: The salary is to £65,000 with an average bonus of around 10%. The team is expanding due to a recent acquisition, so currently need an additional 6 Product Business Analysts. The business is doing extremely well and there are genuine opportunities to develop within the company. The Product Business Analyst position is one of a number of vacancies we are handling. ARC is a specialist within Financial Services recruitment and the Consultant handling this role has over 25 years of experience in this field. Areas of expertise include IFA Administration, compliance, customer services, pensions admin/technical roles, mortgage administration, paraplanners, marketing, underwriters and IT related roles. Check the website and feel free to call Darren Snell at any time.
Consegna Recruitment Limited
Swansea, West Glamorgan
Trainee Mortgage Underwriter (Commercial, Bridging & Development) Up to £28,000 Base Salary + commission of up to 10% of earnings Swansea (Office / Hybrid or Remote) Mon - Friday (No weekends) Do you feel frustrated with the lack of opportunities to progress in your current company?" Are you restricted to having to work in the office full time? Have you been left feeling underwhelmed with the responsibilities of your current role? Consegna are proud to be working with the UK's Leading Mortgage Specialist in South Wales. They are the direct link between Mortgage Advisors / IFA's across the UK and the Lender. Their mission is to continue the support of UK Brokers for any Specialist Lending, Secured Loans, Bridging, Development or Commercial packaging. If you are looking to join an established company that offers future career progression, then this one could be for you! As a Trainee Mortgage Underwriter will be responsible for and expect: Completion of Commercial, Bridging and Development Mortgage processing - working closely with in house and external Mortgage Advisors + IFA's Actively involved in the sourcing process. All Leads provided Supporting brokers with customers who are unable to find a specialist lending deal Finding solutions and problem solving Researching and Instructing Valuations. Keeping up to date with product and criteria. Checking supporting documents within money laundering and financial crime guidelines. An analytical approach to work. Complying with company policies and procedures. Managing workflows and day to day diary management Fantastic Company Benefits: 25 Days Holiday + Bank Holidays Flexible working - (From your own home or with in a close-knit office environment) Free mortgage advice for friends and family Regular staff socials Regular Office Treats Employee of the Month rewards Career Progression Professional Qualification support (CeMAP) Being part of a Family run business since 1994 Essential: Experience in a mortgage administration /case management position or equivalent role within the mortgage industry Desirable: CeMAP or Equivalent but not essential Underwriting experience If you are interested in the position, please reach out to Jay Garratt at Consegna Recruitment.
Dec 15, 2022
Full time
Trainee Mortgage Underwriter (Commercial, Bridging & Development) Up to £28,000 Base Salary + commission of up to 10% of earnings Swansea (Office / Hybrid or Remote) Mon - Friday (No weekends) Do you feel frustrated with the lack of opportunities to progress in your current company?" Are you restricted to having to work in the office full time? Have you been left feeling underwhelmed with the responsibilities of your current role? Consegna are proud to be working with the UK's Leading Mortgage Specialist in South Wales. They are the direct link between Mortgage Advisors / IFA's across the UK and the Lender. Their mission is to continue the support of UK Brokers for any Specialist Lending, Secured Loans, Bridging, Development or Commercial packaging. If you are looking to join an established company that offers future career progression, then this one could be for you! As a Trainee Mortgage Underwriter will be responsible for and expect: Completion of Commercial, Bridging and Development Mortgage processing - working closely with in house and external Mortgage Advisors + IFA's Actively involved in the sourcing process. All Leads provided Supporting brokers with customers who are unable to find a specialist lending deal Finding solutions and problem solving Researching and Instructing Valuations. Keeping up to date with product and criteria. Checking supporting documents within money laundering and financial crime guidelines. An analytical approach to work. Complying with company policies and procedures. Managing workflows and day to day diary management Fantastic Company Benefits: 25 Days Holiday + Bank Holidays Flexible working - (From your own home or with in a close-knit office environment) Free mortgage advice for friends and family Regular staff socials Regular Office Treats Employee of the Month rewards Career Progression Professional Qualification support (CeMAP) Being part of a Family run business since 1994 Essential: Experience in a mortgage administration /case management position or equivalent role within the mortgage industry Desirable: CeMAP or Equivalent but not essential Underwriting experience If you are interested in the position, please reach out to Jay Garratt at Consegna Recruitment.
About The RoleWe have an exciting opportunity in New Lending for someone to join the leadership team as a people focused Mortgage Underwriting Team Manager. New Lending is a large and fast paced business area with over 130 people who all play an important part in helping The Society to achieve its strategic goals in the mortgage sector.In this role, you'll lead, inspire and engage a team of mortgage underwriters with various mandates, so you'll be passionate about people and delivering high standards of service excellence for our Brokers and members.You'll be someone who is able to instil a service focused vision, whilst balancing the need for high quality standards and achieving the departments SLAs. You'll take ownership of the development of your team, making sure they are equipped to deliver efficient, effective and accurate decisions and service to our members and intermediary partners.Working with the leadership team, you'll help to create an environment which drives and supports colleague engagement, deliver process improvement and efficiencies with the objective of enhancing experience for both colleagues and members, whilst meeting the demands of the business.You'll be comfortable working in a busy environment where volumes quickly change, therefore a flexible approach to meet needs of our members and teams is essential. We'll ask you to work a minimum of two / three days on site with us in our brand new building Coventry House, in Binley where you'll spend time with your team, enjoy free car parking, a self-service restaurant , multi faith prayer room and a games room! About YouTo be successful in the role you'll already be in a leadership position with ideally a background in mortgages and you'll be able to demonstrate where your experience has made a difference to your team. This will include experience of coaching and developing individuals who provide high quality standards and achieve agreed SLAs. You'll also be able to evidence where you have persuaded and influenced senior managers and other stakeholders, so will have strong, engaging communication skills.Excellent planning and organisational skills with the ability to provide a clear direction to your team and the ability to handle multiple tasks to meet challenging deadlines, will be key. You'll be a self-motivated, positive team player that strives for excellence; challenging yourself and your team to perform and deliver. If you're interested in this position please don't delay in making an application as we may close the advert earlier than advertised. About The CompanyCoventry Building Society has grown into the second largest building society in the UK. We're a national society, with local values and loyalty, and a caring family ethos. The best way to judge a company is based on what the people who work there say as we're rated certified by Great Place to Work from our recent employee survey.What makes us such a rich and progressive place to work is the huge variety of people in our teams. We value diversity, in terms of gender, race, age, faith, disability, sexual orientation but also personality and thinking style; the uniqueness you'll bring to us we see as a real source of strength.We are committed to promoting a diverse and inclusive community, where you can succeed as your whole self.We also offer not only fulfilling jobs and exciting career opportunities but a place where everyone can belong and feel proud to work. As an employee, we have a great benefits package and you're encouraged to take control of your career. We invest in our people, with regular opportunities for training and development. And later, if you're looking for a new challenge, we actively champion internal progression. We've got a whole range of different ways to support you, both in your role and wider well being!
Dec 15, 2022
Full time
About The RoleWe have an exciting opportunity in New Lending for someone to join the leadership team as a people focused Mortgage Underwriting Team Manager. New Lending is a large and fast paced business area with over 130 people who all play an important part in helping The Society to achieve its strategic goals in the mortgage sector.In this role, you'll lead, inspire and engage a team of mortgage underwriters with various mandates, so you'll be passionate about people and delivering high standards of service excellence for our Brokers and members.You'll be someone who is able to instil a service focused vision, whilst balancing the need for high quality standards and achieving the departments SLAs. You'll take ownership of the development of your team, making sure they are equipped to deliver efficient, effective and accurate decisions and service to our members and intermediary partners.Working with the leadership team, you'll help to create an environment which drives and supports colleague engagement, deliver process improvement and efficiencies with the objective of enhancing experience for both colleagues and members, whilst meeting the demands of the business.You'll be comfortable working in a busy environment where volumes quickly change, therefore a flexible approach to meet needs of our members and teams is essential. We'll ask you to work a minimum of two / three days on site with us in our brand new building Coventry House, in Binley where you'll spend time with your team, enjoy free car parking, a self-service restaurant , multi faith prayer room and a games room! About YouTo be successful in the role you'll already be in a leadership position with ideally a background in mortgages and you'll be able to demonstrate where your experience has made a difference to your team. This will include experience of coaching and developing individuals who provide high quality standards and achieve agreed SLAs. You'll also be able to evidence where you have persuaded and influenced senior managers and other stakeholders, so will have strong, engaging communication skills.Excellent planning and organisational skills with the ability to provide a clear direction to your team and the ability to handle multiple tasks to meet challenging deadlines, will be key. You'll be a self-motivated, positive team player that strives for excellence; challenging yourself and your team to perform and deliver. If you're interested in this position please don't delay in making an application as we may close the advert earlier than advertised. About The CompanyCoventry Building Society has grown into the second largest building society in the UK. We're a national society, with local values and loyalty, and a caring family ethos. The best way to judge a company is based on what the people who work there say as we're rated certified by Great Place to Work from our recent employee survey.What makes us such a rich and progressive place to work is the huge variety of people in our teams. We value diversity, in terms of gender, race, age, faith, disability, sexual orientation but also personality and thinking style; the uniqueness you'll bring to us we see as a real source of strength.We are committed to promoting a diverse and inclusive community, where you can succeed as your whole self.We also offer not only fulfilling jobs and exciting career opportunities but a place where everyone can belong and feel proud to work. As an employee, we have a great benefits package and you're encouraged to take control of your career. We invest in our people, with regular opportunities for training and development. And later, if you're looking for a new challenge, we actively champion internal progression. We've got a whole range of different ways to support you, both in your role and wider well being!